ACNB
ACNB (ACNB)
NASDAQ
$58.24+$1.43 (+2.52%)
Price as of Jun 23, 2026 5:06 PM EDT
  • $580.1M
    Market Cap
  • 40.68%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
5.3M
-56.02%
12.0M
+8.80%
11.0M
-0.26%
11.0M
-18.01%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
5.3M
-56.02%
12.0M
+8.80%
11.0M
-0.26%
11.0M
-18.01%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
612,000
+104.68%
299,000
+4.18%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
6.7M
+122.12%
3.0M
-9.79%
3.4M
-11.43%
3.8M
+10.32%
Total Operating Expenses
100.5M
+42.20%
70.7M
+6.98%
66.1M
+9.61%
60.3M
+2.26%
Operating Profit
46.5M
+14.93%
40.4M
+1.43%
39.8M
-11.35%
45.0M
+28.36%
Interest Income
163.2M
+51.87%
107.5M
+11.20%
96.6M
+11.02%
87.0M
+11.37%
Interest Expense
-40.1M
+68.20%
-23.9M
+186.71%
-8.3M
+129.58%
-3.6M
-47.59%
Interest Income and Expense and Net
123.1M
+47.22%
83.6M
-5.33%
88.3M
+5.87%
83.4M
+17.10%
Total Nonoperating Income and Expense
40.1M
+68.20%
23.9M
-72.99%
88.3M
+5.87%
83.4M
+17.10%
Income before Taxes
46.5M
+14.93%
40.4M
+1.43%
39.8M
-11.35%
45.0M
+28.36%
Income Taxes
9.4M
+9.68%
8.6M
+5.05%
8.2M
-11.28%
9.2M
+28.03%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
37.1M
+16.34%
31.8M
+0.50%
31.7M
-11.37%
35.8M
+28.45%
Net Income from Continuing Operations Applicable to Common
46.5M
+14.93%
40.4M
+1.43%
39.8M
-11.35%
45.0M
+28.36%
Basic EPS and Net Income
3.61
-3.73%
3.75
+0.81%
3.72
-10.36%
4.15
+30.09%
Diluted EPS and Net Income
3.60
-3.49%
3.73
+0.54%
3.71
-10.60%
4.15
+30.09%
Basic Weighted Average Shares
10.3M
+20.65%
8.5M
-0.05%
8.5M
-1.34%
8.6M
-1.05%
Diluted Weighted Average Shares
10.3M
+20.54%
8.5M
+0.010%
8.5M
-1.01%
8.6M
-1.05%
Balance Sheet
Cash and Cash Equivalents
65.6M
+38.90%
47.3M
-28.35%
66.0M
-60.78%
168.2M
-76.32%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
65.6M
+38.90%
47.3M
-28.35%
66.0M
-60.78%
168.2M
-76.32%
Total Current Assets
53.5M
+11.79%
47.9M
-11.63%
54.2M
+15.60%
46.9M
+68.99%
Accumulated Depreciation
29.2M
+3.91%
28.1M
+3.18%
27.3M
+7.03%
25.5M
-4.84%
Property and Plant and Equipment and Net
30.6M
+20.41%
25.5M
-3.15%
26.3M
-2.85%
27.1M
-12.68%
Total Long-Term Assets
53.5M
+11.79%
47.9M
-11.63%
54.2M
+15.60%
46.9M
+68.99%
Total Assets
3.2B
+34.80%
2.4B
-0.99%
2.4B
-4.22%
2.5B
-9.38%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
64.7M
+309.07%
15.8M
-72.18%
56.9M
+35.58%
42.0M
+19.18%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
255.4M
+0.02%
255.3M
+30.74%
195.3M
+829.96%
21.0M
-39.48%
Total Long-Term Liabilities
259.8M
+0.67%
258.1M
+30.41%
197.9M
+719.08%
24.2M
-36.37%
Total Liabilities
2.8B
+34.26%
2.1B
-2.33%
2.1B
-6.10%
2.3B
-9.32%
Retained Earnings
257.3M
+9.66%
234.6M
+9.90%
213.5M
+10.12%
193.9M
+15.93%
Total Stockholders Equity
420.0M
+38.48%
303.3M
+9.30%
277.5M
+13.23%
245.0M
-9.95%
Total Shares Outstanding
10.4M
+21.26%
8.6M
+0.50%
8.5M
-0.04%
8.5M
-1.89%
Cash Flow
Cash from Operating Activities
53.6M
+34.84%
39.8M
-2.02%
40.6M
+3.57%
39.2M
-6.94%
Capital Expenditures
1.1M
+12.08%
960,000
-17.81%
1.2M
-35.51%
1.8M
+14.91%
Cash from Investing Activities
64.6M
+2,562.56%
2.4M
-84.27%
15.4M
+104.65%
-331.7M
-648.11%
Dividends Paid
14.4M
+34.25%
10.7M
+10.42%
9.7M
+6.42%
9.1M
+1.66%
Cash from Financing Activities
-99.9M
+64.03%
-60.9M
-61.51%
-158.2M
-36.56%
-249.4M
-219.85%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
882.15%
+161.33%
337.56%
-6.77%
362.07%
-11.12%
407.35%
+56.56%
Return on Assets
1.32%
-0.40%
1.32%
+3.22%
1.28%
-4.77%
1.35%
+29.17%
Return on Equity
10.25%
-6.58%
10.97%
-9.58%
12.13%
-12.27%
13.83%
+31.66%
Revenue Growth
-56.02%
-736.95%
8.80%
+3,446.73%
-0.26%
-98.54%
-18.01%
-194.47%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.76
-14.75%
0.89
-1.63%
0.91
+253.80%
0.26
0.00%
Debt-to-Assets Ratio
0.10
-12.37%
0.11
+8.53%
0.10
+318.88%
0.02
-0.80%

Earnings & Revenue History

Debt-to-Assets

Cash Flow