ACT
ENACT HOLDINGS (ACT)
NASDAQ
$43.31+$0.59 (+1.37%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $6.0B
    Market Cap
  • 16.96%
    1-Year Change
  • Insurance - Specialty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
1.2B
+2.83%
1.2B
+4.17%
1.2B
+5.36%
1.1B
-2.04%
Cost of Revenue
7.8M
+9.86%
7.1M
+24.56%
5.7M
N/A
N/A
N/A
Gross Profit
1.2B
+2.79%
1.2B
+4.07%
1.1B
+4.83%
1.1B
-2.04%
Sales and Marketing Expense
208.3M
-2.34%
213.3M
+0.39%
212.5M
-6.37%
226.9M
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
6.8M
-2.86%
7.0M
-2.78%
7.2M
-7.69%
7.8M
-46.94%
Total Operating Expenses
377.0M
+16.46%
323.7M
+7.13%
302.2M
+53.53%
196.8M
-53.43%
Operating Profit
858.8M
-2.19%
878.1M
+3.12%
851.5M
-5.20%
898.2M
+29.20%
Interest Income
-16.3M
-28.64%
-22.8M
+62.65%
-14.0M
+588.70%
-2.0M
-4.14%
Interest Expense
-49.9M
-2.36%
-51.2M
-1.37%
-51.9M
+0.32%
-51.7M
+1.35%
Interest Income and Expense and Net
-66.2M
-10.46%
-74.0M
+12.26%
-65.9M
+22.62%
-53.7M
+1.13%
Total Nonoperating Income and Expense
49.9M
-2.36%
51.2M
-1.37%
51.9M
+0.32%
51.7M
+1.35%
Income before Taxes
858.8M
-2.19%
878.1M
+3.12%
851.5M
-5.20%
898.2M
+29.20%
Income Taxes
184.6M
-2.84%
190.0M
+2.15%
186.0M
-4.16%
194.1M
+30.66%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
674.2M
-2.01%
688.1M
+3.39%
665.5M
-5.49%
704.2M
+28.80%
Net Income from Continuing Operations Applicable to Common
674.2M
-2.01%
688.1M
+3.39%
665.5M
-5.49%
704.2M
+28.80%
Basic EPS and Net Income
4.54
+3.18%
4.40
+6.28%
4.14
-4.17%
4.32
+28.57%
Diluted EPS and Net Income
4.52
+3.43%
4.37
+6.33%
4.11
-4.64%
4.31
+28.27%
Basic Weighted Average Shares
148.4M
-5.06%
156.3M
-2.86%
160.9M
-1.21%
162.8M
-0.001%
Diluted Weighted Average Shares
149.3M
-5.23%
157.6M
-2.65%
161.8M
-0.89%
163.3M
+0.25%
Balance Sheet
Cash and Cash Equivalents
582.5M
-2.83%
599.4M
-2.64%
615.7M
+19.84%
513.8M
+20.65%
Short-Term Investments
0
-100.00%
3.4M
-83.35%
20.2M
+563.57%
3.0M
N/A
Cash and Cash Equivalents and Short-Term Investments
582.5M
-3.37%
602.8M
-5.21%
635.9M
+23.04%
516.8M
+21.37%
Total Current Assets
116.0M
+13.12%
102.5M
+16.13%
88.3M
+15.60%
76.4M
+4.56%
Accumulated Depreciation
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Property and Plant and Equipment and Net
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Assets
116.0M
+13.12%
102.5M
+16.13%
88.3M
+15.60%
76.4M
+4.56%
Total Assets
6.9B
+5.70%
6.5B
+5.35%
6.2B
+8.43%
5.7B
-2.67%
Income Taxes Payable
2.2M
-81.51%
11.9M
-20.13%
14.9M
N/A
0
-100.00%
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
11.0M
+34.18%
8.2M
+0.13%
8.2M
N/A
N/A
N/A
Total Long-Term Debt
744.5M
+0.19%
743.0M
-0.32%
745.4M
+0.35%
742.8M
+0.33%
Total Long-Term Liabilities
744.5M
+0.19%
743.0M
-0.32%
745.4M
+0.35%
742.8M
-0.10%
Total Liabilities
1.5B
+0.84%
1.5B
-2.10%
1.6B
-3.12%
1.6B
-8.64%
Retained Earnings
3.7B
+17.67%
3.1B
+22.55%
2.6B
+21.44%
2.1B
+27.39%
Total Stockholders Equity
5.4B
+7.19%
5.0B
+7.85%
4.6B
+12.96%
4.1B
-0.11%
Total Shares Outstanding
142.2M
-6.64%
152.3M
-4.41%
159.3M
-2.11%
162.8M
-0.04%
Cash Flow
Cash from Operating Activities
724.5M
+5.57%
686.3M
+8.58%
632.0M
+12.76%
560.5M
-2.03%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Investing Activities
-226.4M
-29.37%
-320.5M
+39.72%
-229.4M
+4.15%
-220.3M
-44.77%
Dividends Paid
120.8M
+8.16%
111.7M
-47.54%
213.0M
-15.08%
250.8M
+25.20%
Cash from Financing Activities
-515.1M
+34.84%
-382.0M
+27.03%
-300.7M
+19.19%
-252.3M
+25.97%
Financials Ratio
Gross Margin
99.37%
-0.04%
99.41%
-0.10%
99.51%
N/A
N/A
N/A
Operating Margin
69.49%
-4.88%
73.06%
-1.01%
73.81%
-10.02%
82.03%
N/A
Return on Assets
10.05%
-7.14%
10.83%
-3.22%
11.19%
-8.07%
12.17%
N/A
Return on Equity
13.03%
-8.85%
14.29%
-6.22%
15.24%
-11.19%
17.16%
N/A
Revenue Growth
2.83%
-32.02%
4.17%
-22.16%
5.36%
+362.45%
-2.04%
N/A
Current Ratio
10.55
-15.70%
12.51
+15.97%
10.79
N/A
N/A
N/A
Cash Ratio
52.96
-27.58%
73.13
-2.77%
75.21
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow