AFBI
AFFINITY BANCSHA (AFBI)
NASDAQ
$22.50$0.00 (0.00%)
Price as of Jun 03, 2026 4:00 PM EDT
  • $137.0M
    Market Cap
  • 23.38%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
31.1M
+6.76%
29.2M
+7.24%
27.2M
-8.59%
29.8M
+1.64%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
31.1M
+6.76%
29.2M
+7.24%
27.2M
-8.59%
29.8M
+1.64%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
476,000
+40.41%
Research and Development Expense
-2.2M
+5.56%
-2.1M
+3.06%
-2.0M
+4.01%
-1.9M
-1.42%
Depreciation and Amortization Expense
720,000
-2.44%
738,000
+0.54%
734,000
+117.16%
338,000
-49.85%
Total Operating Expenses
21.7M
-8.68%
23.8M
+11.46%
21.3M
-3.65%
22.1M
+5.52%
Operating Profit
8.3M
+19.34%
7.0M
-16.76%
8.4M
-10.07%
9.3M
-5.89%
Interest Income
51.0M
+6.33%
48.0M
+12.35%
42.7M
+32.88%
32.1M
-0.98%
Interest Expense
N/A
N/A
N/A
N/A
-15.5M
+551.62%
-2.4M
-25.12%
Interest Income and Expense and Net
51.0M
+6.33%
48.0M
+76.38%
27.2M
-8.59%
29.8M
+1.64%
Total Nonoperating Income and Expense
31.1M
+6.76%
29.2M
+7.24%
27.2M
-8.59%
29.8M
+1.64%
Income before Taxes
8.3M
+19.34%
7.0M
-16.76%
8.4M
-10.07%
9.3M
-5.89%
Income Taxes
2.9M
+88.51%
1.5M
-20.57%
1.9M
-11.54%
2.2M
-6.20%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
8.3M
+53.13%
5.4M
-15.62%
6.4M
-9.62%
7.1M
-5.80%
Net Income from Continuing Operations Applicable to Common
8.3M
+19.34%
7.0M
-16.76%
8.4M
-10.07%
9.3M
-5.89%
Basic EPS and Net Income
1.33
+56.47%
0.85
-15.00%
1.00
-6.54%
1.07
-2.73%
Diluted EPS and Net Income
1.29
+55.42%
0.83
-15.31%
0.98
-7.55%
1.06
-2.75%
Basic Weighted Average Shares
6.3M
-2.14%
6.4M
-0.97%
6.5M
-2.89%
6.7M
-2.97%
Diluted Weighted Average Shares
6.4M
-1.97%
6.6M
+0.28%
6.6M
-3.03%
6.8M
+0.98%
Balance Sheet
Cash and Cash Equivalents
53.9M
+29.99%
41.4M
-17.19%
50.0M
+90.04%
26.3M
-76.45%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
53.9M
+29.99%
41.4M
-17.19%
50.0M
+90.04%
26.3M
-76.45%
Total Current Assets
11.2M
-6.06%
11.9M
-8.51%
13.0M
+1.38%
12.8M
-88.55%
Accumulated Depreciation
7.9M
+8.47%
7.3M
+15.01%
6.4M
+18.39%
5.4M
+19.08%
Property and Plant and Equipment and Net
2.8M
-13.03%
3.3M
-14.12%
3.8M
-10.81%
4.3M
+12.53%
Total Long-Term Assets
11.2M
-6.06%
11.9M
-8.51%
13.0M
+1.38%
12.8M
+238.38%
Total Assets
881.7M
+1.72%
866.8M
+2.79%
843.3M
+6.57%
791.3M
+0.41%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
-100.00%
4.8M
-61.60%
12.5M
0.00%
12.5M
+56.25%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
911,000
-42.45%
1.6M
-26.65%
2.2M
-19.99%
2.7M
N/A
Total Liabilities
754.7M
+2.30%
737.7M
+2.21%
721.7M
+7.05%
674.2M
+1.06%
Retained Earnings
76.1M
-0.88%
76.8M
+7.63%
71.3M
+9.16%
65.4M
+12.25%
Total Stockholders Equity
127.0M
-1.62%
129.1M
+6.25%
121.5M
+3.77%
117.1M
-3.20%
Total Shares Outstanding
6.1M
-4.90%
6.4M
-0.11%
6.4M
-2.86%
6.6M
-3.89%
Cash Flow
Cash from Operating Activities
11.6M
+71.40%
6.8M
-13.72%
7.9M
+3.99%
7.6M
-36.13%
Capital Expenditures
422,000
0.00%
422,000
-19.92%
527,000
-62.20%
1.4M
+67.95%
Cash from Investing Activities
-1.2M
-96.27%
-33.2M
+18.16%
-28.1M
-69.98%
-93.7M
+873.94%
Dividends Paid
8.8M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
2.0M
-88.66%
17.9M
-59.39%
44.0M
+6,171.75%
701,000
+101.02%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
26.76%
+11.78%
23.94%
-22.38%
30.84%
-1.61%
31.35%
-7.41%
Return on Assets
0.95%
+49.77%
0.64%
-19.35%
0.79%
-12.66%
0.90%
-2.26%
Return on Equity
6.51%
+49.85%
4.34%
-19.66%
5.40%
-9.82%
5.99%
-20.17%
Revenue Growth
6.76%
-6.60%
7.24%
+184.20%
-8.59%
-625.21%
1.64%
-90.05%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow