• $17.4M
    Market Cap
  • -1.59%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
10.4M
+112.27%
4.9M
-99.54%
1.1B
+8.06%
989.7M
+22.93%
Cost of Revenue
653.6M
+2.44%
638.1M
-19.84%
796.0M
+2.41%
777.3M
+19.56%
Gross Profit
-643.2M
+1.59%
-633.1M
-331.56%
273.4M
+28.72%
212.4M
+37.11%
Sales and Marketing Expense
123.3M
-17.28%
149.0M
+13.13%
131.7M
-1.94%
134.3M
-6.38%
Research and Development Expense
-843,000
+274.67%
-225,000
-99.76%
-94.7M
-16.89%
-114.0M
-13.94%
Depreciation and Amortization Expense
1.5M
-57.53%
3.6M
-18.25%
4.4M
-0.92%
4.5M
-59.89%
Total Operating Expenses
653.6M
+2.44%
638.1M
-19.84%
796.0M
+2.41%
777.3M
+19.56%
Operating Profit
21.5M
-57.49%
50.7M
+196.48%
-52.5M
-65.45%
-152.0M
-41.19%
Interest Income
16.5M
N/A
N/A
N/A
2.3M
-23.24%
3.0M
N/A
Interest Expense
N/A
N/A
N/A
N/A
N/A
N/A
-3.7M
-11.19%
Interest Income and Expense and Net
16.5M
N/A
0
-100.00%
2.3M
+437.54%
-690,000
-83.54%
Total Nonoperating Income and Expense
23.3M
-48.67%
45.5M
+144.40%
18.6M
-9.62%
20.6M
-64.53%
Income before Taxes
32.0M
-69.82%
106.1M
+491.95%
-27.1M
-79.97%
-135.2M
-33.96%
Income Taxes
-4,000
-101.83%
218,000
+878.57%
-28,000
-96.95%
-918,000
+57.73%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
32.1M
-69.76%
106.1M
+496.43%
-26.8M
-78.46%
-124.3M
-37.78%
Net Income from Continuing Operations Applicable to Common
32.0M
-69.83%
106.1M
+496.43%
-26.8M
-79.67%
-131.7M
-35.67%
Basic EPS and Net Income
0.08
-70.37%
0.27
+550.00%
-0.06
-80.65%
-0.31
-34.04%
Diluted EPS and Net Income
0.08
-69.23%
0.26
+533.33%
-0.06
-80.65%
-0.31
-34.04%
Basic Weighted Average Shares
387.2M
-3.07%
399.5M
-5.92%
424.6M
+0.14%
424.0M
+0.09%
Diluted Weighted Average Shares
409.4M
-0.17%
410.1M
-3.42%
424.6M
+0.14%
424.0M
+0.09%
Balance Sheet
Cash and Cash Equivalents
214.3M
-48.81%
418.6M
+21.48%
344.6M
-0.57%
346.5M
-22.11%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
36.0M
0.00%
Cash and Cash Equivalents and Short-Term Investments
214.3M
-48.81%
418.6M
+21.48%
344.6M
-9.91%
382.5M
-20.46%
Total Current Assets
457.4M
-48.79%
893.2M
+4.21%
857.1M
-2.66%
880.5M
-7.73%
Accumulated Depreciation
35.6M
-19.06%
43.9M
-15.79%
52.2M
+2.55%
50.9M
-3.26%
Property and Plant and Equipment and Net
701,000
-92.57%
9.4M
-19.69%
11.7M
-6.61%
12.6M
-0.31%
Total Long-Term Assets
116.6M
+3.66%
112.5M
+50.49%
74.7M
-8.56%
81.7M
-29.34%
Total Assets
574.0M
-42.92%
1.0B
+7.92%
931.8M
-3.17%
962.3M
-10.06%
Income Taxes Payable
9.7M
+21.17%
8.0M
-41.60%
13.7M
+3.03%
13.3M
-30.77%
Total Short-Term Debt
0
-100.00%
202.4M
-14.30%
236.2M
-11.54%
267.0M
+26.47%
Total Current Liabilities
279.8M
-40.93%
473.7M
-5.13%
499.3M
-1.95%
509.2M
-3.80%
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
297,000
-97.35%
11.2M
-25.85%
15.1M
-9.87%
16.7M
-7.78%
Total Liabilities
280.1M
-42.23%
484.9M
-5.73%
514.4M
-2.20%
525.9M
-3.93%
Retained Earnings
-1.3B
-4.49%
-1.3B
-7.31%
-1.5B
+1.88%
-1.4B
+9.56%
Total Stockholders Equity
293.5M
-43.61%
520.5M
+24.84%
416.9M
-3.02%
429.9M
-14.28%
Total Shares Outstanding
400.5M
+7.53%
372.5M
-12.31%
424.8M
+0.08%
424.4M
+0.18%
Cash Flow
Cash from Operating Activities
105.7M
+32.50%
79.8M
+1,769.62%
4.3M
+102.76%
-154.6M
-47.52%
Capital Expenditures
329,000
-95.42%
7.2M
+249.44%
2.1M
+13.90%
1.8M
-42.52%
Cash from Investing Activities
166.2M
+377.33%
34.8M
+6,031.51%
568,000
+101.42%
-39.9M
-209.36%
Dividends Paid
256.3M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
-475.8M
+956.72%
-45.0M
+161.25%
-17.2M
-127.33%
63.1M
+169.76%
Financials Ratio
Gross Margin
-6,163.70%
-52.14%
-12,879.19%
-50,473.88%
25.57%
+19.13%
21.46%
+11.53%
Operating Margin
206.47%
-79.97%
1,030.86%
+21,088.24%
-4.91%
-68.03%
-15.36%
-52.16%
Return on Assets
4.06%
-62.91%
10.96%
+487.56%
-2.83%
-76.89%
-12.23%
-24.26%
Return on Equity
7.89%
-65.18%
22.64%
+458.11%
-6.32%
-76.31%
-26.69%
-19.71%
Revenue Growth
112.27%
+212.78%
-99.54%
-1,335.45%
8.06%
-64.87%
22.93%
-38.74%
Current Ratio
1.63
-13.31%
1.89
+9.84%
1.72
-0.73%
1.73
-4.08%
Cash Ratio
0.77
-13.34%
0.88
+28.05%
0.69
+1.40%
0.68
-19.03%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow