• $13.0B
    Market Cap
  • 32.99%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
12.8B
+7.89%
11.9B
+6.70%
11.1B
+9.21%
10.2B
+0.05%
Cost of Revenue
982.5M
+16.74%
841.6M
N/A
N/A
N/A
N/A
N/A
Gross Profit
11.8B
+7.21%
11.0B
-0.86%
11.1B
+9.21%
10.2B
+0.05%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
3.2B
+0.17%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
250.0M
+11.86%
223.5M
+13.80%
196.4M
+7.91%
182.0M
+6.06%
Total Operating Expenses
11.7B
+7.09%
11.0B
+6.06%
10.3B
+4.89%
9.8B
+4.66%
Operating Profit
1.1B
+17.27%
927.3M
+14.94%
806.8M
+130.58%
349.9M
-55.31%
Interest Income
-71.8M
-5.28%
-75.8M
+10.33%
-68.7M
-61.77%
-179.7M
-240.17%
Interest Expense
-109.7M
+2.52%
-107.0M
-0.93%
-108.0M
-0.28%
-108.3M
-3.13%
Interest Income and Expense and Net
-181.5M
-0.71%
-182.8M
+3.45%
-176.7M
-38.65%
-288.0M
-1,856.10%
Total Nonoperating Income and Expense
1.9B
+14.48%
1.6B
+1,417.22%
108.0M
-0.28%
108.3M
-3.13%
Income before Taxes
1.1B
+17.27%
927.3M
+14.94%
806.8M
+130.58%
349.9M
-55.31%
Income Taxes
214.7M
+28.49%
167.1M
+1.70%
164.3M
+124.15%
73.3M
-56.76%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
872.7M
+14.80%
760.2M
+18.32%
642.5M
+132.28%
276.6M
-79.85%
Net Income from Continuing Operations Applicable to Common
1.1B
+17.27%
927.3M
+44.33%
642.5M
+132.28%
276.6M
-79.78%
Basic EPS and Net Income
17.14
+17.80%
14.55
+21.05%
12.02
+136.15%
5.09
-77.99%
Diluted EPS and Net Income
16.93
+17.08%
14.46
+21.00%
11.95
+136.63%
5.05
-77.88%
Basic Weighted Average Shares
50.5M
-3.37%
52.2M
-2.29%
53.5M
-1.69%
54.4M
-8.06%
Diluted Weighted Average Shares
51.1M
-2.84%
52.6M
-2.23%
53.8M
-1.82%
54.8M
-8.88%
Balance Sheet
Cash and Cash Equivalents
1.8B
+1.46%
1.8B
+11.08%
1.6B
+5.90%
1.5B
-24.70%
Short-Term Investments
49.1M
-79.29%
237.1M
+12.85%
210.1M
+1,196.91%
16.2M
-80.87%
Cash and Cash Equivalents and Short-Term Investments
1.9B
-7.90%
2.0B
+11.28%
1.8B
+18.33%
1.6B
-26.94%
Total Current Assets
1.1B
+10.54%
983.7M
+14.08%
862.3M
+16.80%
738.3M
+8.54%
Accumulated Depreciation
649.0M
+29.59%
500.8M
+27.56%
392.6M
-3.63%
407.4M
+14.57%
Property and Plant and Equipment and Net
841.7M
+9.55%
768.3M
+12.03%
685.8M
+6.31%
645.1M
+14.91%
Total Long-Term Assets
1.1B
+10.54%
983.7M
+14.08%
862.3M
+16.80%
738.3M
+8.54%
Total Assets
36.3B
+3.62%
35.0B
+4.12%
33.6B
+1.54%
33.1B
-2.32%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
0
N/A
0
N/A
0
N/A
Total Current Liabilities
3.8B
+32.71%
2.8B
+1.62%
2.8B
+2.24%
2.7B
-9.93%
Total Long-Term Debt
2.2B
+5.94%
2.1B
+0.12%
2.1B
-2.31%
2.1B
-3.30%
Total Long-Term Liabilities
73.9M
+18.43%
62.4M
+76.77%
35.3M
-89.61%
339.7M
-5.77%
Total Liabilities
30.4B
+1.69%
29.9B
+3.78%
28.8B
-0.24%
28.9B
+1.67%
Retained Earnings
4.8B
+10.23%
4.4B
+8.69%
4.0B
+8.89%
3.7B
-9.04%
Total Stockholders Equity
5.9B
+14.98%
5.1B
+6.18%
4.8B
+13.73%
4.2B
-22.97%
Total Shares Outstanding
49.8M
-2.05%
50.8M
-2.16%
52.0M
-1.66%
52.8M
-5.24%
Cash Flow
Cash from Operating Activities
1.8B
+37.61%
1.3B
+17.10%
1.1B
+90.67%
596.9M
-23.64%
Capital Expenditures
235.5M
+6.42%
221.3M
+9.28%
202.5M
+8.70%
186.3M
-0.59%
Cash from Investing Activities
-1.5B
+121.62%
-657.8M
+3.15%
-637.7M
+143.30%
-262.1M
-266.31%
Dividends Paid
168.4M
+8.02%
155.9M
+2.36%
152.3M
+1.40%
150.2M
-4.70%
Cash from Financing Activities
-364.2M
-23.73%
-477.5M
+18.22%
-403.9M
-50.65%
-818.4M
-24.90%
Financials Ratio
Gross Margin
92.33%
-0.63%
92.91%
N/A
N/A
N/A
N/A
N/A
Operating Margin
8.49%
+8.69%
7.81%
+7.72%
7.25%
+111.14%
3.43%
-55.34%
Return on Assets
2.45%
+10.53%
2.21%
+15.05%
1.92%
+133.25%
0.83%
-76.38%
Return on Equity
15.90%
+3.69%
15.33%
+7.84%
14.22%
+149.77%
5.69%
-76.27%
Revenue Growth
7.89%
+17.71%
6.70%
-27.23%
9.21%
+17,274.15%
0.05%
-94.23%
Current Ratio
0.29
-16.71%
0.35
+12.24%
0.31
+14.24%
0.27
+20.51%
Cash Ratio
0.49
-23.55%
0.64
+9.32%
0.58
+3.57%
0.56
-16.40%
Debt-to-Equity Ratio
0.38
-7.85%
0.41
-5.71%
0.43
-14.12%
0.50
+25.55%
Debt-to-Assets Ratio
0.06
+2.18%
0.06
-3.88%
0.06
-3.73%
0.06
-0.92%

Earnings & Revenue History

Debt-to-Assets

Cash Flow