ALRS
ALERUS FINANCIAL (ALRS)
NASDAQ
$30.38+$0.62 (+2.08%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $747.8M
    Market Cap
  • 42.71%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
172.5M
+61.15%
107.0M
+11.99%
95.6M
+2.26%
93.5M
-4.59%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
172.5M
+61.15%
107.0M
+11.99%
95.6M
+2.26%
93.5M
-4.59%
Sales and Marketing Expense
3.8M
+18.10%
3.2M
+7.33%
3.0M
-6.98%
3.3M
+2.26%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
15.3M
+55.66%
9.8M
+15.45%
8.5M
+0.69%
8.5M
-4.52%
Total Operating Expenses
201.2M
+11.38%
180.7M
+20.32%
150.2M
-5.42%
158.8M
-6.00%
Operating Profit
22.6M
-2.45%
23.2M
+46.08%
15.9M
-69.62%
52.2M
-24.46%
Interest Income
279.6M
+26.20%
221.6M
+34.39%
164.9M
+42.66%
115.6M
+24.74%
Interest Expense
-6.8M
+150.76%
-2.7M
-96.49%
-77.0M
+386.14%
-15.8M
+185.14%
Interest Income and Expense and Net
272.8M
+24.66%
218.9M
+149.17%
87.8M
-11.92%
99.7M
+14.50%
Total Nonoperating Income and Expense
172.5M
+61.15%
107.0M
+21.87%
87.8M
-11.92%
99.7M
+14.50%
Income before Taxes
22.6M
-2.45%
23.2M
+46.08%
15.9M
-69.62%
52.2M
-24.46%
Income Taxes
5.2M
-4.20%
5.4M
+29.37%
4.2M
-65.85%
12.2M
-25.73%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
17.4M
-1.92%
17.8M
+52.02%
11.7M
-70.76%
40.0M
-24.06%
Net Income from Continuing Operations Applicable to Common
22.6M
-2.45%
23.2M
+46.08%
15.9M
-69.62%
52.2M
-24.46%
Basic EPS and Net Income
0.69
-17.86%
0.84
+42.37%
0.59
-72.17%
2.12
-29.80%
Diluted EPS and Net Income
0.68
-18.07%
0.83
+43.10%
0.58
-72.38%
2.10
-29.29%
Basic Weighted Average Shares
25.4M
+20.59%
21.0M
+5.65%
19.9M
+6.88%
18.6M
+8.44%
Diluted Weighted Average Shares
25.7M
+20.52%
21.3M
+5.85%
20.1M
+6.67%
18.9M
+7.99%
Balance Sheet
Cash and Cash Equivalents
67.2M
+9.72%
61.2M
-52.85%
129.9M
+123.02%
58.2M
-75.96%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
67.2M
+9.72%
61.2M
-52.85%
129.9M
+123.02%
58.2M
-75.96%
Total Current Assets
103.0M
+21.60%
84.7M
+1.54%
83.4M
+10.20%
75.7M
+77.28%
Accumulated Depreciation
48.7M
+7.05%
45.5M
-11.62%
51.5M
-1.96%
52.5M
+6.11%
Property and Plant and Equipment and Net
43.3M
+8.73%
39.8M
+121.74%
17.9M
+3.77%
17.3M
-5.89%
Total Long-Term Assets
103.0M
+21.60%
84.7M
+1.54%
83.4M
+10.20%
75.7M
+77.28%
Total Assets
5.2B
-0.60%
5.3B
+34.65%
3.9B
+3.39%
3.8B
+11.41%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
308.8M
+29.23%
239.0M
-23.94%
314.2M
-16.90%
378.1M
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
59.2M
+0.19%
59.1M
+0.19%
59.0M
+0.19%
58.8M
-0.15%
Total Long-Term Liabilities
95.5M
+22.30%
78.1M
+20.64%
64.7M
-0.06%
64.7M
+2.43%
Total Liabilities
4.7B
-2.12%
4.8B
+34.69%
3.5B
+3.38%
3.4B
+12.84%
Retained Earnings
270.1M
-1.33%
273.7M
+0.37%
272.7M
-2.75%
280.4M
+10.59%
Total Stockholders Equity
564.9M
+14.03%
495.4M
+34.21%
369.1M
+3.43%
356.9M
-0.70%
Total Shares Outstanding
25.4M
+0.24%
25.3M
+28.43%
19.7M
-1.29%
20.0M
+16.15%
Cash Flow
Cash from Operating Activities
67.5M
+133.18%
29.0M
-0.08%
29.0M
-71.85%
103.0M
-30.95%
Capital Expenditures
8.7M
-29.68%
12.4M
+289.85%
3.2M
+77.36%
1.8M
+4.87%
Cash from Investing Activities
76.5M
+123.19%
-330.0M
+533.61%
-52.1M
-82.20%
-292.6M
-29.82%
Dividends Paid
20.8M
+34.82%
15.4M
+4.20%
14.8M
+15.80%
12.8M
+19.06%
Cash from Financing Activities
-138.1M
-159.43%
232.4M
+145.28%
94.8M
+1,596.03%
5.6M
-98.34%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
13.10%
-39.46%
21.63%
+30.44%
16.59%
-70.29%
55.83%
-20.82%
Return on Assets
0.33%
-14.29%
0.39%
+27.44%
0.30%
-72.72%
1.12%
-32.17%
Return on Equity
3.29%
-20.03%
4.11%
+27.66%
3.22%
-71.16%
11.17%
-26.89%
Revenue Growth
61.15%
+409.96%
11.99%
+429.38%
2.27%
+149.31%
-4.59%
-128.08%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.65
+8.28%
0.60
-40.48%
1.01
-17.44%
1.22
N/A
Debt-to-Assets Ratio
0.07
+24.38%
0.06
-40.73%
0.10
-17.39%
0.12
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow