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Arrow Financial (AROW)
NASDAQ
$39.97+$0.90 (+2.30%)
Price as of Jun 23, 2026 6:24 PM EDT- $645.8MMarket Cap
- 55.96%1-Year Change
- Banks - RegionalIndustry
Arrow Financial (AROW)
$39.97+$0.90 (+2.30%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 10.3M -50.57% | 20.8M +2.97% | 20.2M -5.13% | 21.3M -1.24% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 10.3M -50.57% | 20.8M +2.97% | 20.2M -5.13% | 21.3M -1.24% | |
Sales and Marketing Expense | 1.8M +43.02% | 1.3M +6.82% | 1.2M -1.43% | 1.2M +9.88% | |
Research and Development Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Depreciation and Amortization Expense | 5.4M +1.06% | 5.4M -20.20% | 6.7M -11.00% | 7.5M -3.55% | |
Total Operating Expenses | 102.9M +5.83% | 97.3M +4.54% | 93.0M +14.13% | 81.5M +4.46% | |
Operating Profit | 44.0M +47.95% | 29.7M -1.22% | 30.1M -38.37% | 48.8M -2.12% | |
Interest Income | 210.1M +7.77% | 195.0M +19.95% | 162.6M +25.39% | 129.7M +12.20% | |
Interest Expense | -77.0M -7.54% | -83.3M +44.22% | -57.7M +410.54% | -11.3M +117.67% | |
Interest Income and Expense and Net | 133.2M +19.18% | 111.7M +6.58% | 104.8M -11.42% | 118.3M +7.24% | |
Total Nonoperating Income and Expense | 77.0M -7.54% | 83.3M -20.58% | 104.8M -11.42% | 118.3M +7.24% | |
Income before Taxes | 55.4M +48.26% | 37.4M -0.43% | 37.5M -40.36% | 62.9M -2.32% | |
Income Taxes | 11.4M +49.50% | 7.6M +2.74% | 7.4M -47.25% | 14.1M -2.98% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 44.0M +47.95% | 29.7M -1.22% | 30.1M -38.37% | 48.8M -2.12% | |
Net Income from Continuing Operations Applicable to Common | 44.0M +47.95% | 29.7M -1.22% | 30.1M -38.37% | 48.8M -2.12% | |
Basic EPS and Net Income | 2.65 +49.72% | 1.77 0.00% | 1.77 -40.00% | 2.95 -5.14% | |
Diluted EPS and Net Income | 2.65 +49.72% | 1.77 0.00% | 1.77 -40.00% | 2.95 -4.84% | |
Basic Weighted Average Shares | 16.5M -1.41% | 16.7M -1.75% | 17.0M +3.17% | 16.5M +3.09% | |
Diluted Weighted Average Shares | 16.5M -1.43% | 16.7M -1.71% | 17.0M +2.87% | 16.6M +3.04% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 29.1M +6.24% | 27.4M -25.39% | 36.8M +15.27% | 31.9M +18.19% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 29.1M +6.24% | 27.4M -25.39% | 36.8M +15.27% | 31.9M +18.19% | |
Total Current Assets | 155.1M +15.33% | 134.5M +5.98% | 126.9M +10.72% | 114.6M +18.69% | |
Accumulated Depreciation | 55.9M +7.91% | 51.8M +5.43% | 49.1M +7.98% | 45.5M +7.40% | |
Property and Plant and Equipment and Net | 59.4M -0.48% | 59.7M +0.13% | 59.6M +5.58% | 56.5M +22.23% | |
Total Long-Term Assets | 155.1M +15.33% | 134.5M +5.98% | 126.9M +10.72% | 114.6M +18.69% | |
Total Assets | 4.4B +3.24% | 4.3B +3.27% | 4.2B +5.05% | 4.0B -1.45% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 4.3M -50.41% | 8.6M -67.55% | 26.5M -1.85% | 27.0M N/A | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 20.0M 0.00% | 20.0M 0.00% | 20.0M -58.16% | 47.8M -26.46% | |
Total Long-Term Liabilities | 12.1M -45.01% | 22.1M +3.91% | 21.3M -48.33% | 41.1M -24.13% | |
Total Liabilities | 4.0B +2.78% | 3.9B +3.04% | 3.8B +4.82% | 3.6B -1.12% | |
Retained Earnings | 102.3M +32.45% | 77.2M +17.36% | 65.8M +0.60% | 65.4M +20.94% | |
Total Stockholders Equity | 431.9M +7.72% | 400.9M +5.56% | 379.8M +7.42% | 353.5M -4.75% | |
Total Shares Outstanding | 16.4M -25.47% | 22.1M 0.00% | 22.1M +3.00% | 21.4M +3.00% | |
Cash Flow | |||||
Cash from Operating Activities | 41.3M +19.76% | 34.5M +67.49% | 20.6M -65.54% | 59.7M -12.45% | |
Capital Expenditures | 5.1M -9.08% | 5.6M -20.96% | 7.1M -50.31% | 14.3M +99.66% | |
Cash from Investing Activities | -61.5M -30.92% | -89.0M +7.62% | -82.7M -78.97% | -393.1M +43.14% | |
Dividends Paid | 18.9M +3.34% | 18.3M +1.68% | 18.0M +3.09% | 17.4M +7.04% | |
Cash from Financing Activities | 79.8M +20.03% | 66.5M -52.49% | 139.9M +334.47% | -59.7M -121.08% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 426.56% +199.28% | 142.53% -4.07% | 148.58% -35.04% | 228.71% -0.90% | |
Return on Assets | 1.00% +43.28% | 0.70% -5.14% | 0.74% -39.45% | 1.22% -5.56% | |
Return on Equity | 10.56% +38.69% | 7.61% -7.21% | 8.20% -39.09% | 13.47% -4.71% | |
Revenue Growth | -50.57% -1,800.27% | 2.97% +157.95% | -5.13% +315.24% | -1.24% -108.61% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.06 -21.18% | 0.07 -41.75% | 0.12 -42.16% | 0.21 +20.85% | |
Debt-to-Assets Ratio | 0.006 -16.67% | 0.007 -41.07% | 0.01 -40.43% | 0.02 +16.77% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow