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Ameriserv Financ (ASRV)
NASDAQ
$3.77+$0.05 (+1.34%)
Price as of Jun 03, 2026 4:10 PM EDT- $62.8MMarket Cap
- 30.40%1-Year Change
- Banks - RegionalIndustry
Ameriserv Financ (ASRV)
$3.77+$0.05 (+1.34%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 11.6M -6.15% | 12.3M -15.01% | 14.5M -1.66% | 14.7M -1.54% | |
Cost of Revenue | 232,000 -0.43% | 233,000 -20.48% | 293,000 N/A | N/A N/A | |
Gross Profit | 11.3M -6.26% | 12.1M -14.89% | 14.2M -3.64% | 14.7M -1.54% | |
Sales and Marketing Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Research and Development Expense | -5.0M +2.87% | -4.8M +8.69% | -4.4M +12.29% | -3.9M N/A | |
Depreciation and Amortization Expense | 21,000 -12.50% | 24,000 -11.11% | 27,000 -10.00% | 30,000 +57.89% | |
Total Operating Expenses | 48.3M -0.83% | 48.7M -1.27% | 49.4M +2.84% | 48.0M +2.20% | |
Operating Profit | 6.8M +54.49% | 4.4M +200.25% | -4.4M -147.69% | 9.2M +4.87% | |
Interest Income | 71.4M +7.29% | 66.5M +9.28% | 60.9M +24.06% | 49.1M +5.12% | |
Interest Expense | -29.1M -4.49% | -30.5M +22.61% | -24.8M +192.41% | -8.5M +11.98% | |
Interest Income and Expense and Net | 42.3M +17.24% | 36.0M +0.08% | 36.0M -11.20% | 40.6M +3.79% | |
Total Nonoperating Income and Expense | 29.1M -4.49% | 30.5M -15.44% | 36.0M -11.20% | 40.6M +3.79% | |
Income before Taxes | 6.8M +54.49% | 4.4M +200.25% | -4.4M -147.69% | 9.2M +4.87% | |
Income Taxes | 1.2M +48.37% | 798,000 +176.58% | -1.0M -159.44% | 1.8M +3.00% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 5.6M +55.85% | 3.6M +207.62% | -3.3M -144.92% | 7.4M +5.32% | |
Net Income from Continuing Operations Applicable to Common | 6.8M +54.49% | 4.4M +200.25% | -4.4M -147.69% | 9.2M +4.87% | |
Basic EPS and Net Income | 0.34 +61.90% | 0.21 +205.00% | -0.20 -145.45% | 0.44 +7.32% | |
Diluted EPS and Net Income | 0.34 +61.90% | 0.21 +205.00% | -0.20 -146.51% | 0.43 +4.88% | |
Basic Weighted Average Shares | 16.5M -1.68% | 16.8M -1.99% | 17.1M +0.21% | 17.1M +0.20% | |
Diluted Weighted Average Shares | 16.5M -1.62% | 16.8M -1.99% | 17.1M -0.01% | 17.1M +0.19% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 11.5M -17.41% | 13.9M +43.53% | 9.7M -48.60% | 18.8M -23.91% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 11.5M -17.41% | 13.9M +43.53% | 9.7M -48.60% | 18.8M -23.91% | |
Total Current Assets | 45.2M +4.11% | 43.4M +18.75% | 36.6M +8.11% | 33.8M +35.05% | |
Accumulated Depreciation | 24.9M -4.17% | 26.0M -4.18% | 27.2M +2.57% | 26.5M +1.17% | |
Property and Plant and Equipment and Net | 13.9M -2.10% | 14.2M +0.56% | 14.1M -2.15% | 14.5M +2.68% | |
Total Long-Term Assets | 45.2M +4.11% | 43.4M +18.75% | 36.6M +8.11% | 33.8M +35.05% | |
Total Assets | 1.5B +2.21% | 1.4B +2.35% | 1.4B +1.89% | 1.4B +2.12% | |
Income Taxes Payable | 1.6M N/A | N/A N/A | N/A N/A | 934,000 0.00% | |
Total Short-Term Debt | 0 -100.00% | 14.6M -64.25% | 41.0M -53.80% | 88.6M +258.84% | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 71.4M -13.77% | 82.8M +16.19% | 71.2M +53.52% | 46.4M -43.65% | |
Total Long-Term Liabilities | 4.7M +198.85% | 1.6M +138.91% | 658,000 -73.80% | 2.5M -1.53% | |
Total Liabilities | 1.3B +1.47% | 1.3B +2.16% | 1.3B +2.36% | 1.3B +3.17% | |
Retained Earnings | 64.1M +6.00% | 60.5M +2.68% | 58.9M -10.06% | 65.5M +9.13% | |
Total Stockholders Equity | 119.3M +11.25% | 107.2M +4.86% | 102.3M -3.67% | 106.2M -8.90% | |
Total Shares Outstanding | 16.5M +0.02% | 16.5M -3.66% | 17.1M +0.17% | 17.1M +0.21% | |
Cash Flow | |||||
Cash from Operating Activities | 3.2M +18.61% | 2.7M -57.27% | 6.3M +20.71% | 5.2M -47.59% | |
Capital Expenditures | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash from Investing Activities | 11.1M +147.92% | -23.1M -42.24% | -40.0M -28.94% | -56.3M +11,432.99% | |
Dividends Paid | 2.0M -1.88% | 2.0M -1.85% | 2.1M +4.63% | 2.0M +15.16% | |
Cash from Financing Activities | 18.9M -21.73% | 24.1M -2.58% | 24.8M -24.78% | 32.9M +22,456.85% | |
Financials Ratio | |||||
Gross Margin | 97.99% -0.12% | 98.11% +0.13% | 97.98% N/A | N/A N/A | |
Operating Margin | 58.79% +64.62% | 35.71% +217.95% | -30.28% -148.49% | 62.43% +6.51% | |
Return on Assets | 0.39% +52.36% | 0.26% +205.39% | -0.24% -144.04% | 0.55% +2.03% | |
Return on Equity | 4.95% +44.13% | 3.44% +207.07% | -3.21% -148.00% | 6.69% +4.48% | |
Revenue Growth | -6.15% -59.00% | -15.01% +806.40% | -1.66% +7.28% | -1.54% -109.23% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.60 -34.14% | 0.91 -17.19% | 1.10 -13.75% | 1.27 +38.46% | |
Debt-to-Assets Ratio | 0.05 -28.32% | 0.07 -15.12% | 0.08 -18.48% | 0.10 +23.44% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow