• $254.6M
    Market Cap
  • 71.10%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
55.7M
+23.76%
45.0M
+0.79%
44.6M
-16.19%
53.2M
-4.92%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
55.7M
+23.76%
45.0M
+0.79%
44.6M
-16.19%
53.2M
-4.92%
Sales and Marketing Expense
1.5M
+9.83%
1.4M
+0.96%
1.4M
-4.70%
1.4M
-2.59%
Research and Development Expense
-5.8M
-6.03%
-6.2M
+2.79%
-6.0M
-2.73%
-6.2M
+10.88%
Depreciation and Amortization Expense
301,000
-10.68%
337,000
-32.87%
502,000
-12.54%
574,000
-8.60%
Total Operating Expenses
41.9M
-0.12%
42.0M
+4.53%
40.2M
+3.93%
38.6M
+5.53%
Operating Profit
23.9M
+94.97%
12.2M
-5.03%
12.9M
-48.77%
25.2M
-17.97%
Interest Income
87.1M
+5.43%
82.6M
+11.18%
74.3M
+20.71%
61.6M
+1.77%
Interest Expense
-130,000
+6.56%
-122,000
-99.59%
-29.7M
+257.15%
-8.3M
+85.26%
Interest Income and Expense and Net
87.0M
+5.43%
82.5M
+84.84%
44.6M
-16.19%
53.2M
-4.92%
Total Nonoperating Income and Expense
55.7M
+23.76%
45.0M
+0.79%
44.6M
-16.19%
53.2M
-4.92%
Income before Taxes
23.9M
+94.97%
12.2M
-5.03%
12.9M
-48.77%
25.2M
-17.97%
Income Taxes
4.8M
+139.20%
2.0M
-2.36%
2.1M
-64.69%
5.9M
-13.20%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
19.0M
+86.21%
10.2M
-5.54%
10.8M
-43.93%
19.3M
-19.32%
Net Income from Continuing Operations Applicable to Common
23.9M
+94.97%
12.2M
-5.03%
12.9M
-48.77%
25.2M
-17.97%
Basic EPS and Net Income
2.14
+87.72%
1.14
-5.00%
1.20
-43.93%
2.14
-18.32%
Diluted EPS and Net Income
2.14
+87.72%
1.14
-5.00%
1.20
-43.93%
2.14
-18.32%
Basic Weighted Average Shares
8.9M
-1.07%
9.0M
-0.010%
9.0M
-0.46%
9.0M
-0.89%
Diluted Weighted Average Shares
8.9M
-1.07%
9.0M
-0.010%
9.0M
-0.46%
9.0M
-0.89%
Balance Sheet
Cash and Cash Equivalents
126.8M
+25.22%
101.2M
+83.71%
55.1M
+97.61%
27.9M
-68.72%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
126.8M
+25.22%
101.2M
+83.71%
55.1M
+97.61%
27.9M
-68.72%
Total Current Assets
2.5M
-15.51%
2.9M
-42.65%
5.1M
-6.70%
5.4M
+9.29%
Accumulated Depreciation
20.8M
+4.48%
19.9M
+7.55%
18.5M
+1.05%
18.3M
+3.56%
Property and Plant and Equipment and Net
20.9M
-3.00%
21.6M
-4.35%
22.5M
+19.34%
18.9M
+7.90%
Total Long-Term Assets
2.5M
-15.51%
2.9M
-42.65%
5.1M
-6.70%
5.4M
+9.29%
Total Assets
2.1B
+0.02%
2.1B
-1.03%
2.2B
+0.96%
2.1B
-0.10%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
-100.00%
1.0M
-98.80%
83.1M
N/A
N/A
N/A
Total Current Liabilities
8.3M
+11.25%
7.4M
+20.97%
6.1M
+8.77%
5.6M
-6.34%
Total Long-Term Debt
16.9M
-51.65%
35.0M
+27.15%
27.5M
+310.27%
6.7M
N/A
Total Long-Term Liabilities
2.0M
-89.84%
20.1M
+426.24%
3.8M
+3.30%
3.7M
N/A
Total Liabilities
1.9B
-1.68%
2.0B
-1.57%
2.0B
+0.19%
2.0B
+2.93%
Retained Earnings
196.0M
+7.55%
182.2M
+1.00%
180.4M
+0.28%
179.9M
+5.61%
Total Stockholders Equity
207.9M
+19.00%
174.7M
+5.38%
165.8M
+11.19%
149.1M
-28.24%
Total Shares Outstanding
8.9M
-1.03%
8.9M
-0.48%
9.0M
0.00%
9.0M
-1.10%
Cash Flow
Cash from Operating Activities
21.3M
+49.23%
14.3M
-25.55%
19.2M
-9.53%
21.2M
-30.48%
Capital Expenditures
642,000
+115.44%
298,000
-93.91%
4.9M
+71.24%
2.9M
+52.51%
Cash from Investing Activities
44.2M
-38.58%
72.0M
+277.61%
19.1M
+114.96%
-127.4M
-52.58%
Dividends Paid
7.1M
-21.68%
9.1M
-6.49%
9.7M
+0.38%
9.7M
+3.05%
Cash from Financing Activities
-40.0M
-0.32%
-40.2M
+263.31%
-11.1M
-124.61%
44.9M
-70.86%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
42.88%
+57.54%
27.22%
-5.77%
28.88%
-38.88%
47.26%
-13.73%
Return on Assets
0.89%
+87.18%
0.48%
-5.49%
0.50%
-44.18%
0.90%
-22.33%
Return on Equity
9.95%
+65.72%
6.00%
-12.64%
6.87%
-36.46%
10.81%
-5.67%
Revenue Growth
23.76%
+2,920.51%
0.79%
+104.86%
-16.19%
+229.27%
-4.92%
-333.61%
Current Ratio
0.30
-24.04%
0.39
-52.60%
0.83
-14.22%
0.96
+16.69%
Cash Ratio
15.33
+12.55%
13.62
+51.86%
8.97
+81.68%
4.94
-66.60%
Debt-to-Equity Ratio
0.08
-60.50%
0.21
-69.15%
0.67
N/A
N/A
N/A
Debt-to-Assets Ratio
0.008
-53.25%
0.02
-67.06%
0.05
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow