• $87.9M
    Market Cap
  • 29.36%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
29.7M
+9.40%
27.1M
+3.03%
26.3M
-3.08%
27.2M
+13.24%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
29.7M
+9.40%
27.1M
+3.03%
26.3M
-3.08%
27.2M
+13.24%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
2.1M
+9.31%
1.9M
+13.71%
1.7M
+11.26%
1.5M
+22.83%
Total Operating Expenses
23.0M
+3.54%
22.2M
-1.89%
22.6M
+13.98%
19.8M
+2.01%
Operating Profit
9.2M
+9.69%
8.4M
+1,258.74%
618,000
-95.19%
12.8M
+36.04%
Interest Income
40.8M
+5.26%
38.7M
+12.68%
34.4M
+16.34%
29.5M
+11.46%
Interest Expense
-11.1M
-4.42%
-11.6M
+44.26%
-8.0M
+238.21%
-2.4M
-5.48%
Interest Income and Expense and Net
29.7M
+9.40%
27.1M
+3.03%
26.3M
-3.08%
27.2M
+13.24%
Total Nonoperating Income and Expense
29.7M
+9.40%
27.1M
+3.03%
26.3M
-3.08%
27.2M
+13.24%
Income before Taxes
9.2M
+9.69%
8.4M
+1,258.74%
618,000
-95.19%
12.8M
+36.04%
Income Taxes
2.0M
-2.20%
2.0M
+357.40%
-777,000
-131.04%
2.5M
+78.02%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
7.3M
+13.41%
6.4M
+358.57%
1.4M
-86.52%
10.3M
+28.70%
Net Income from Continuing Operations Applicable to Common
9.2M
+9.69%
8.4M
+1,258.74%
618,000
-95.19%
12.8M
+36.04%
Basic EPS and Net Income
2.08
+13.66%
1.83
+357.50%
0.40
-86.44%
2.95
+29.96%
Diluted EPS and Net Income
2.08
+13.66%
1.83
+357.50%
0.40
-86.44%
2.95
+29.96%
Basic Weighted Average Shares
3.5M
+0.0003%
3.5M
-0.12%
3.5M
-0.37%
3.5M
-0.97%
Diluted Weighted Average Shares
3.5M
+0.04%
3.5M
-0.12%
3.5M
-0.37%
3.5M
-0.97%
Balance Sheet
Cash and Cash Equivalents
22.3M
+47.50%
15.1M
-44.18%
27.1M
+133.69%
11.6M
-92.57%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
22.3M
+47.50%
15.1M
-44.18%
27.1M
+133.69%
11.6M
-92.57%
Total Current Assets
15.8M
-22.28%
20.4M
+2.35%
19.9M
-23.78%
26.1M
+140.87%
Accumulated Depreciation
10.0M
+22.04%
8.2M
+22.10%
6.7M
+25.74%
5.4M
-18.92%
Property and Plant and Equipment and Net
45.6M
-0.72%
45.9M
+0.87%
45.5M
-2.23%
46.6M
+11.63%
Total Long-Term Assets
15.8M
-22.28%
20.4M
+2.35%
19.9M
-23.78%
26.1M
+140.87%
Total Assets
1.0B
+4.24%
977.3M
+0.21%
975.3M
-4.75%
1.0B
-7.35%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
N/A
N/A
231,000
-54.62%
509,000
-16.69%
611,000
-13.94%
Total Liabilities
926.7M
+3.08%
899.0M
+0.03%
898.7M
-5.97%
955.8M
-4.55%
Retained Earnings
119.2M
+3.01%
115.8M
+2.08%
113.4M
-2.75%
116.6M
+6.03%
Total Stockholders Equity
92.1M
+17.58%
78.3M
+2.33%
76.5M
+12.44%
68.0M
-34.40%
Total Shares Outstanding
4.0M
0.00%
4.0M
0.00%
4.0M
0.00%
4.0M
0.00%
Cash Flow
Cash from Operating Activities
12.3M
+14.25%
10.8M
-9.18%
11.9M
+8.40%
11.0M
-10.88%
Capital Expenditures
1.5M
-28.91%
2.1M
+399.76%
418,000
-94.07%
7.0M
N/A
Cash from Investing Activities
18.8M
+11.55%
16.9M
-81.56%
91.4M
+200.46%
-91.0M
-23.46%
Dividends Paid
3.8M
0.00%
3.8M
-0.08%
3.8M
+1.51%
3.7M
+1.03%
Cash from Financing Activities
23.3M
+510.87%
-5.7M
-90.40%
-59.2M
+20.68%
-49.0M
-132.64%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
31.04%
+0.27%
30.96%
+1,218.82%
2.35%
-95.04%
47.30%
+20.14%
Return on Assets
0.73%
+10.94%
0.66%
+369.34%
0.14%
-85.64%
0.97%
+24.63%
Return on Equity
8.52%
+3.06%
8.26%
+328.19%
1.93%
-83.98%
12.05%
+58.41%
Revenue Growth
9.40%
+210.43%
3.03%
+198.14%
-3.08%
-123.30%
13.24%
+1,025.85%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow