AX
AXOS FINANCIAL (AX)
NYSE
$91.37+$2.85 (+3.22%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $5.0B
    Market Cap
  • 18.80%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
06/30/2025
06/30/2024
06/30/2023
06/30/2022
Income Statement
Total Operating Revenue
1.1B
+17.30%
961.4M
+22.77%
783.1M
+28.98%
607.2M
+12.70%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
1.1B
+17.30%
961.4M
+22.77%
783.1M
+28.98%
607.2M
+12.70%
Sales and Marketing Expense
47.8M
+11.60%
42.8M
+15.20%
37.1M
+173.56%
13.6M
-4.45%
Research and Development Expense
-80.4M
+15.95%
-69.4M
+14.55%
-60.6M
+20.73%
-50.2M
+23.18%
Depreciation and Amortization Expense
29.0M
+7.14%
27.1M
+15.82%
23.4M
-4.92%
24.6M
+1.96%
Total Operating Expenses
589.7M
+14.26%
516.1M
+15.43%
447.1M
+23.49%
362.1M
+15.12%
Operating Profit
613.4M
-3.48%
635.5M
+47.19%
431.7M
+27.00%
340.0M
+11.19%
Interest Income
1.8B
+9.66%
1.7B
+43.08%
1.2B
+75.40%
659.7M
+6.78%
Interest Expense
-687.7M
-0.93%
-694.2M
+85.60%
-374.0M
+611.46%
-52.6M
-33.56%
Interest Income and Expense and Net
1.1B
+17.30%
961.4M
+22.77%
783.1M
+28.98%
607.2M
+12.70%
Total Nonoperating Income and Expense
1.1B
+17.30%
961.4M
+22.77%
783.1M
+28.98%
607.2M
+12.70%
Income before Taxes
613.4M
-3.48%
635.5M
+47.19%
431.7M
+27.00%
340.0M
+11.19%
Income Taxes
180.5M
-2.69%
185.5M
+48.88%
124.6M
+25.53%
99.2M
+10.23%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
432.9M
-3.80%
450.0M
+46.50%
307.2M
+27.60%
240.7M
+11.59%
Net Income from Continuing Operations Applicable to Common
613.4M
-3.48%
635.5M
+106.89%
307.2M
+27.60%
240.7M
+11.69%
Basic EPS and Net Income
7.61
-2.69%
7.82
+51.84%
5.15
+27.48%
4.04
+10.99%
Diluted EPS and Net Income
7.43
-3.00%
7.66
+51.08%
5.07
+27.71%
3.97
+11.52%
Basic Weighted Average Shares
56.9M
-1.12%
57.5M
-3.66%
59.7M
+0.28%
59.5M
+0.50%
Diluted Weighted Average Shares
56.9M
-1.12%
57.5M
-3.66%
59.7M
+0.28%
59.5M
+0.50%
Balance Sheet
Cash and Cash Equivalents
1.9B
-2.33%
2.0B
-16.88%
2.4B
+98.08%
1.2B
+68.05%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
1.9B
-2.33%
2.0B
-16.88%
2.4B
+98.08%
1.2B
+68.05%
Total Current Assets
891.4M
+14.31%
779.8M
+43.08%
545.1M
+9.88%
496.0M
+14.82%
Accumulated Depreciation
133.3M
+19.10%
112.0M
+17.04%
95.7M
+13.06%
84.6M
+18.28%
Property and Plant and Equipment and Net
105.1M
+44.70%
72.6M
+36.08%
53.4M
+47.38%
36.2M
+37.70%
Total Long-Term Assets
891.4M
+14.31%
779.8M
+43.08%
545.1M
+9.88%
496.0M
+14.82%
Total Assets
24.8B
+8.43%
22.9B
+12.32%
20.3B
+16.94%
17.4B
+21.98%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
0
N/A
0
N/A
0
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
312.7M
-3.99%
325.7M
-9.98%
361.8M
-18.75%
445.2M
+101.14%
Total Long-Term Liabilities
312.7M
-3.99%
325.7M
-9.98%
361.8M
-18.75%
445.2M
+101.14%
Total Liabilities
22.1B
+7.48%
20.6B
+11.58%
18.4B
+16.96%
15.8B
+22.49%
Retained Earnings
2.6B
+19.81%
2.2B
+25.93%
1.7B
+21.50%
1.4B
+20.27%
Total Stockholders Equity
2.7B
+17.03%
2.3B
+19.48%
1.9B
+16.69%
1.6B
+17.28%
Total Shares Outstanding
56.5M
-0.72%
56.9M
-3.48%
58.9M
-1.40%
59.8M
+0.78%
Cash Flow
Cash from Operating Activities
490.3M
+60.51%
305.5M
+62.52%
188.0M
-10.62%
210.3M
-49.03%
Capital Expenditures
54.2M
+50.75%
36.0M
+19.02%
30.2M
+40.51%
21.5M
+106.04%
Cash from Investing Activities
-1.8B
-28.90%
-2.6B
+8.32%
-2.4B
-13.91%
-2.8B
+220.35%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
1.3B
-35.75%
2.1B
-30.64%
3.0B
-3.01%
3.1B
+776.76%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
54.39%
-17.71%
66.10%
+19.89%
55.13%
-1.54%
55.99%
-1.34%
Return on Assets
1.82%
-12.75%
2.08%
+28.01%
1.63%
+7.04%
1.52%
-0.91%
Return on Equity
17.42%
-18.58%
21.39%
+23.96%
17.26%
+9.10%
15.82%
-3.52%
Revenue Growth
17.30%
-24.01%
22.77%
-21.44%
28.98%
+128.21%
12.70%
-0.78%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.12
-18.00%
0.14
-24.64%
0.19
-30.37%
0.27
+71.52%
Debt-to-Assets Ratio
0.01
-11.27%
0.01
-20.22%
0.02
-30.47%
0.03
+65.16%

Earnings & Revenue History

Debt-to-Assets

Cash Flow