BCML
BAYCOM (BCML)
NASDAQ
$32.35+$0.005 (+0.02%)
Price as of Jun 23, 2026 4:26 PM EDT
  • $344.5M
    Market Cap
  • 20.62%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
3.5M
+5.49%
3.4M
-6.11%
3.6M
-42.55%
6.2M
+158.59%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
3.5M
+5.49%
3.4M
-6.11%
3.6M
-42.55%
6.2M
+158.59%
Sales and Marketing Expense
823,000
+4.84%
785,000
-12.39%
896,000
-6.18%
955,000
+45.58%
Research and Development Expense
-7.9M
+8.15%
-7.3M
+9.85%
-6.6M
-4.98%
-7.0M
+25.23%
Depreciation and Amortization Expense
948,000
-22.42%
1.2M
-4.98%
1.3M
-37.08%
2.0M
+12.74%
Total Operating Expenses
63.9M
-0.43%
64.1M
-0.84%
64.7M
-1.91%
65.9M
+19.60%
Operating Profit
32.6M
+1.55%
32.1M
-15.82%
38.2M
+17.63%
32.4M
+13.90%
Interest Income
135.4M
+2.79%
131.7M
+4.25%
126.3M
+18.00%
107.1M
+31.19%
Interest Expense
-40.9M
+0.90%
-40.6M
+42.53%
-28.5M
+174.98%
-10.4M
+17.60%
Interest Income and Expense and Net
94.5M
+3.64%
91.1M
-6.88%
97.9M
+1.20%
96.7M
+32.84%
Total Nonoperating Income and Expense
94.5M
+3.64%
91.1M
-6.88%
97.9M
+1.20%
96.7M
+32.84%
Income before Taxes
32.6M
+1.55%
32.1M
-15.82%
38.2M
+17.63%
32.4M
+13.90%
Income Taxes
8.7M
+2.12%
8.5M
-20.75%
10.7M
+23.25%
8.7M
+11.80%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
23.9M
+1.34%
23.6M
-13.90%
27.4M
+15.57%
23.7M
+14.69%
Net Income from Continuing Operations Applicable to Common
32.6M
+1.55%
32.1M
-15.82%
38.2M
+17.63%
32.4M
+13.90%
Basic EPS and Net Income
2.18
+3.81%
2.10
-7.49%
2.27
+25.41%
1.81
-4.74%
Diluted EPS and Net Income
2.18
+3.81%
2.10
-7.49%
2.27
+25.41%
1.81
-4.74%
Basic Weighted Average Shares
11.0M
-2.41%
11.3M
-6.72%
12.1M
-8.00%
13.1M
+20.60%
Diluted Weighted Average Shares
11.0M
-2.41%
11.3M
-6.72%
12.1M
-8.00%
13.1M
+20.60%
Balance Sheet
Cash and Cash Equivalents
206.5M
-43.27%
364.0M
+18.37%
307.5M
+73.93%
176.8M
-53.43%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
206.5M
-43.27%
364.0M
+18.37%
307.5M
+73.93%
176.8M
-53.43%
Total Current Assets
206.5M
-43.27%
364.0M
+18.37%
307.5M
+73.93%
176.8M
-53.43%
Accumulated Depreciation
13.3M
+14.65%
11.6M
+36.09%
8.5M
+24.31%
6.9M
+25.80%
Property and Plant and Equipment and Net
13.2M
-1.24%
13.4M
-2.53%
13.7M
+3.43%
13.3M
-7.60%
Total Long-Term Assets
13.2M
-1.24%
13.4M
-2.53%
13.7M
+3.43%
13.3M
-7.60%
Total Assets
2.6B
-2.66%
2.7B
+4.41%
2.6B
+1.54%
2.5B
+6.92%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
0
N/A
0
N/A
0
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
72.5M
+0.11%
72.4M
-0.09%
72.4M
+0.35%
72.2M
-6.17%
Total Long-Term Liabilities
13.7M
-5.03%
14.4M
-2.50%
14.8M
-13.92%
17.1M
+35.40%
Total Liabilities
2.3B
-3.63%
2.3B
+4.51%
2.2B
+1.95%
2.2B
+5.18%
Retained Earnings
178.9M
+8.54%
164.8M
+12.70%
146.3M
+17.84%
124.1M
+20.44%
Total Stockholders Equity
338.6M
+4.37%
324.4M
+3.67%
312.9M
-1.35%
317.1M
+20.77%
Total Shares Outstanding
10.9M
-2.10%
11.1M
-3.72%
11.6M
-10.03%
12.8M
+20.21%
Cash Flow
Cash from Operating Activities
31.8M
+4.86%
30.4M
-1.44%
30.8M
-22.24%
39.6M
+279.83%
Capital Expenditures
1.7M
+2.65%
1.7M
-19.88%
2.1M
+151.84%
843,000
-35.60%
Cash from Investing Activities
-90.8M
+45.99%
-62.2M
-177.34%
80.4M
+49.06%
53.9M
+189.36%
Dividends Paid
6.6M
+95.56%
3.4M
-7.20%
3.6M
+80.05%
2.0M
N/A
Cash from Financing Activities
-98.6M
-211.60%
88.3M
+352.47%
19.5M
+106.59%
-296.4M
-327.51%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
922.43%
-3.74%
958.23%
-10.35%
1,068.85%
+104.76%
522.01%
-55.96%
Return on Assets
0.91%
+0.53%
0.91%
-16.39%
1.08%
+10.99%
0.98%
+7.20%
Return on Equity
7.22%
-2.58%
7.41%
-14.87%
8.71%
+6.35%
8.19%
+1.92%
Revenue Growth
5.49%
+189.89%
-6.11%
-85.65%
-42.55%
-126.83%
158.59%
+2,886.89%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.21
-4.08%
0.22
-3.67%
0.23
+1.76%
0.23
-22.32%
Debt-to-Assets Ratio
0.03
+2.57%
0.03
-4.23%
0.03
-1.05%
0.03
-12.23%

Earnings & Revenue History

Debt-to-Assets

Cash Flow