• $496.7M
    Market Cap
  • 43.86%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
23.5M
-2.83%
24.2M
-47.68%
46.2M
+37.51%
33.6M
+4.43%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
23.5M
-2.83%
24.2M
-47.68%
46.2M
+37.51%
33.6M
+4.43%
Sales and Marketing Expense
1.5M
+7.31%
1.4M
-35.80%
2.2M
+28.18%
1.7M
+13.61%
Research and Development Expense
-6.1M
-1.19%
-6.2M
+6.35%
-5.8M
-5.98%
-6.2M
+5.30%
Depreciation and Amortization Expense
566,000
-27.53%
781,000
-10.84%
876,000
-12.40%
1.0M
-3.10%
Total Operating Expenses
92.8M
-0.06%
92.9M
+0.25%
92.7M
+9.27%
84.8M
+1.49%
Operating Profit
56.3M
+4.59%
53.9M
+15.93%
46.5M
+3.45%
44.9M
-21.48%
Interest Income
171.4M
-0.56%
172.3M
+5.66%
163.1M
+33.90%
121.8M
+7.73%
Interest Expense
N/A
N/A
-52.3M
+3.16%
-50.7M
+315.57%
-12.2M
+201.33%
Interest Income and Expense and Net
171.4M
+42.79%
120.0M
+6.78%
112.4M
+2.55%
109.6M
+0.54%
Total Nonoperating Income and Expense
124.7M
+3.88%
120.0M
+6.78%
112.4M
+2.55%
109.6M
+0.54%
Income before Taxes
56.3M
+4.59%
53.9M
+15.93%
46.5M
+3.45%
44.9M
-21.48%
Income Taxes
14.0M
+5.32%
13.3M
+14.53%
11.6M
+3.23%
11.3M
-20.66%
Extraordinary Items
N/A
N/A
91,000
0.00%
91,000
0.00%
91,000
-47.70%
Net Income
42.3M
+4.36%
40.6M
+16.40%
34.8M
+3.52%
33.7M
-21.75%
Net Income from Continuing Operations Applicable to Common
56.3M
+4.59%
53.9M
+15.93%
46.5M
+3.45%
44.9M
-21.48%
Basic EPS and Net Income
3.14
+10.56%
2.84
+19.83%
2.37
+5.33%
2.25
-20.21%
Diluted EPS and Net Income
3.11
+10.28%
2.82
+19.49%
2.36
+5.36%
2.24
-20.00%
Basic Weighted Average Shares
13.5M
-5.52%
14.3M
-2.87%
14.7M
-1.67%
15.0M
-1.88%
Diluted Weighted Average Shares
13.6M
-5.58%
14.4M
-2.32%
14.7M
-1.90%
15.0M
-2.15%
Balance Sheet
Cash and Cash Equivalents
135.6M
+34.73%
100.7M
+28.07%
78.6M
+1.91%
77.1M
-70.05%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
135.6M
+34.73%
100.7M
+28.07%
78.6M
+1.91%
77.1M
-70.05%
Total Current Assets
138.9M
-6.75%
149.0M
+0.77%
147.8M
+17.67%
125.6M
+116.48%
Accumulated Depreciation
31.3M
+2.08%
30.7M
+1.37%
30.3M
-18.64%
37.2M
+2.80%
Property and Plant and Equipment and Net
15.0M
-2.96%
15.4M
-8.73%
16.9M
-24.78%
22.5M
-4.64%
Total Long-Term Assets
138.9M
-6.75%
149.0M
+0.77%
147.8M
+17.67%
125.6M
+116.48%
Total Assets
3.8B
+5.95%
3.6B
-3.10%
3.7B
+3.36%
3.6B
+7.05%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
130.9M
+20.20%
108.9M
-71.92%
387.6M
+18.12%
328.2M
+206.88%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
85.5M
+0.32%
85.2M
+0.31%
85.0M
+0.32%
84.7M
+0.30%
Total Long-Term Liabilities
49.5M
+0.18%
49.4M
+0.18%
49.3M
+0.18%
49.2M
+0.15%
Total Liabilities
3.5B
+6.37%
3.3B
-3.97%
3.4B
+2.62%
3.3B
+9.85%
Retained Earnings
280.0M
+1.79%
275.1M
+6.19%
259.1M
+6.57%
243.1M
+3.70%
Total Stockholders Equity
364.9M
+2.12%
357.3M
+5.68%
338.1M
+11.37%
303.6M
-16.25%
Total Shares Outstanding
13.3M
-6.67%
14.2M
-3.86%
14.8M
-2.48%
15.2M
-0.65%
Cash Flow
Cash from Operating Activities
33.7M
-41.03%
57.2M
+7.34%
53.2M
+58.60%
33.6M
-36.24%
Capital Expenditures
1.5M
+32.53%
1.2M
-18.30%
1.4M
+11.24%
1.3M
+242.86%
Cash from Investing Activities
-183.5M
-229.93%
141.2M
+268.75%
-83.7M
-82.60%
-481.0M
-2,432.67%
Dividends Paid
13.7M
+0.73%
13.6M
-0.58%
13.7M
-1.47%
13.9M
+5.19%
Cash from Financing Activities
184.8M
+204.78%
-176.3M
-652.44%
31.9M
-88.05%
267.0M
+136.65%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
239.88%
+7.64%
222.84%
+121.61%
100.56%
-24.77%
133.66%
-24.81%
Return on Assets
1.14%
+2.96%
1.10%
+16.32%
0.95%
-1.54%
0.96%
-26.09%
Return on Equity
11.72%
+0.49%
11.67%
+7.41%
10.86%
+7.46%
10.11%
-17.01%
Revenue Growth
-2.83%
-94.06%
-47.68%
-227.14%
37.51%
+746.30%
4.43%
-16.63%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.59
+9.17%
0.54
-61.14%
1.40
+2.78%
1.36
+157.58%
Debt-to-Assets Ratio
0.06
+5.21%
0.05
-57.62%
0.13
+10.75%
0.11
+101.41%

Earnings & Revenue History

Debt-to-Assets

Cash Flow