• $606.7M
    Market Cap
  • 71.52%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
130.8M
+14.30%
114.5M
-6.42%
122.3M
-12.59%
139.9M
+603.09%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
130.8M
+14.30%
114.5M
-6.42%
122.3M
-12.59%
139.9M
+603.09%
Sales and Marketing Expense
3.2M
+24.84%
2.5M
+50.03%
1.7M
+18.06%
1.4M
+50.63%
Research and Development Expense
-5.7M
+15.84%
-4.9M
+25.48%
-3.9M
-3.23%
-4.1M
+7.80%
Depreciation and Amortization Expense
7.9M
+11.40%
7.1M
+12.92%
6.2M
+3.05%
6.1M
-2.66%
Total Operating Expenses
117.1M
+6.41%
110.0M
+4.30%
105.5M
+8.73%
97.0M
-5.17%
Operating Profit
40.0M
+29.58%
30.9M
+7.48%
28.7M
-53.46%
61.7M
+72.89%
Interest Income
232.2M
+4.73%
221.7M
+12.89%
196.4M
+22.62%
160.2M
+19.63%
Interest Expense
N/A
N/A
N/A
N/A
-74.1M
+265.90%
-20.3M
-10.83%
Interest Income and Expense and Net
232.2M
+4.73%
221.7M
+81.28%
122.3M
-12.59%
139.9M
+25.85%
Total Nonoperating Income and Expense
130.8M
+14.30%
114.5M
-6.42%
122.3M
-12.59%
139.9M
+25.85%
Income before Taxes
40.0M
+29.58%
30.9M
+7.48%
28.7M
-53.46%
61.7M
+72.89%
Income Taxes
8.6M
+36.13%
6.3M
+18.91%
5.3M
-53.99%
11.6M
+182.35%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
31.4M
+27.89%
24.5M
+4.87%
23.4M
-53.34%
50.1M
+58.65%
Net Income from Continuing Operations Applicable to Common
40.0M
+29.58%
30.9M
+7.48%
28.7M
-53.46%
61.7M
+72.89%
Basic EPS and Net Income
1.38
+30.19%
1.06
+6.00%
1.00
-50.74%
2.03
+70.59%
Diluted EPS and Net Income
1.38
+30.19%
1.06
+6.00%
1.00
-50.74%
2.03
+70.59%
Basic Weighted Average Shares
22.5M
-1.58%
22.8M
-1.82%
23.2M
-5.51%
24.6M
-6.63%
Diluted Weighted Average Shares
22.5M
-1.58%
22.8M
-1.82%
23.2M
-5.51%
24.6M
-6.63%
Balance Sheet
Cash and Cash Equivalents
105.2M
-19.83%
131.2M
+140.55%
54.5M
+16.34%
46.9M
-83.13%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
105.2M
-19.83%
131.2M
+140.55%
54.5M
+16.34%
46.9M
-83.13%
Total Current Assets
100.0M
-8.47%
109.3M
-4.33%
114.2M
-4.27%
119.3M
+63.06%
Accumulated Depreciation
48.3M
+1.61%
47.5M
+14.64%
41.5M
+6.22%
39.0M
+7.47%
Property and Plant and Equipment and Net
72.5M
-2.46%
74.3M
+0.84%
73.7M
+2.21%
72.1M
-4.23%
Total Long-Term Assets
100.0M
-8.47%
109.3M
-4.33%
114.2M
-4.27%
119.3M
+63.06%
Total Assets
4.9B
+4.14%
4.7B
+3.25%
4.5B
+7.33%
4.2B
+1.71%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
11.1M
-38.11%
18.0M
+1.94%
17.7M
-39.38%
29.1M
+311.49%
Total Liabilities
4.4B
+3.68%
4.3B
+2.73%
4.2B
+7.36%
3.9B
+4.02%
Retained Earnings
365.0M
+9.40%
333.6M
+7.93%
309.1M
+8.22%
285.6M
+21.28%
Total Stockholders Equity
419.7M
+9.21%
384.3M
+9.42%
351.2M
+6.88%
328.6M
-19.37%
Total Shares Outstanding
22.1M
-4.27%
23.1M
+0.49%
23.0M
-4.18%
24.0M
-9.36%
Cash Flow
Cash from Operating Activities
39.9M
+7.92%
36.9M
-20.95%
46.7M
-33.99%
70.8M
-8.70%
Capital Expenditures
8.1M
-0.96%
8.1M
-16.99%
9.8M
+66.35%
5.9M
-30.58%
Cash from Investing Activities
-155.9M
+127.93%
-68.4M
-77.72%
-307.0M
-19.65%
-382.1M
+259.24%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
0
N/A
Cash from Financing Activities
90.0M
-16.71%
108.1M
-59.65%
267.9M
+233.47%
80.3M
+24.24%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
30.58%
+13.37%
26.97%
+14.85%
23.48%
-46.76%
44.11%
N/A
Return on Assets
0.66%
+23.32%
0.53%
-0.32%
0.54%
-55.37%
1.20%
N/A
Return on Equity
7.80%
+17.00%
6.67%
-3.07%
6.88%
-49.47%
13.61%
N/A
Revenue Growth
14.30%
+322.66%
-6.42%
-49.01%
-12.59%
-102.09%
603.09%
N/A
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow