• $86.5M
    Market Cap
  • 50.77%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
06/30/2025
06/30/2024
06/30/2023
06/30/2022
Income Statement
Total Operating Revenue
34.1M
+6.61%
32.0M
-5.11%
33.7M
+2.96%
32.7M
+23.18%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
34.1M
+6.61%
32.0M
-5.11%
33.7M
+2.96%
32.7M
+23.18%
Sales and Marketing Expense
821,000
+12.31%
731,000
-1.22%
740,000
+11.61%
663,000
+27.01%
Research and Development Expense
-858,000
+6.45%
-806,000
+4.00%
-775,000
-2.52%
-795,000
+9.20%
Depreciation and Amortization Expense
56,000
-1.75%
57,000
+1.79%
56,000
+3.70%
54,000
+100.00%
Total Operating Expenses
28.1M
+8.68%
25.8M
+4.70%
24.7M
+6.33%
23.2M
+19.91%
Operating Profit
10.3M
-0.97%
10.4M
-19.32%
12.9M
-4.50%
13.5M
+24.85%
Interest Income
53.0M
+7.78%
49.2M
+20.22%
40.9M
+19.84%
34.2M
+19.93%
Interest Expense
0
+100.00%
-43,000
-99.40%
-7.2M
+410.89%
-1.4M
-25.58%
Interest Income and Expense and Net
53.0M
+7.88%
49.2M
+45.85%
33.7M
+2.96%
32.7M
+23.18%
Total Nonoperating Income and Expense
34.1M
+6.61%
32.0M
-5.11%
33.7M
+2.96%
32.7M
+23.18%
Income before Taxes
10.3M
-0.97%
10.4M
-19.32%
12.9M
-4.50%
13.5M
+24.85%
Income Taxes
1.7M
-10.19%
1.8M
-17.93%
2.2M
-3.89%
2.3M
+26.43%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
8.7M
+1.01%
8.6M
-19.62%
10.7M
-4.63%
11.2M
+24.52%
Net Income from Continuing Operations Applicable to Common
10.3M
-0.97%
10.4M
-19.32%
12.9M
-4.50%
13.5M
+50.55%
Basic EPS and Net Income
2.77
+0.36%
2.76
-20.00%
3.45
-6.25%
3.68
+23.49%
Diluted EPS and Net Income
2.77
+0.36%
2.76
-20.00%
3.45
-6.25%
3.68
+23.49%
Basic Weighted Average Shares
3.1M
+0.77%
3.1M
+0.62%
3.1M
+1.66%
3.0M
+0.68%
Diluted Weighted Average Shares
3.1M
+0.77%
3.1M
+0.62%
3.1M
+1.66%
3.0M
+0.69%
Balance Sheet
Cash and Cash Equivalents
19.9M
+12.33%
17.7M
+50.77%
11.8M
-43.90%
21.0M
+13.08%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
19.9M
+12.33%
17.7M
+50.77%
11.8M
-43.90%
21.0M
+13.08%
Total Current Assets
20,000
-60.78%
51,000
+131.82%
22,000
+29.41%
17,000
-55.26%
Accumulated Depreciation
11.2M
+8.97%
10.3M
+11.87%
9.2M
+11.16%
8.3M
-0.40%
Property and Plant and Equipment and Net
18.7M
+10.40%
16.9M
-1.48%
17.2M
+4.00%
16.5M
+4.61%
Total Long-Term Assets
18.7M
+10.40%
16.9M
-1.48%
17.2M
+4.00%
16.5M
+4.61%
Total Assets
1.2B
+6.19%
1.1B
+3.50%
1.1B
+8.46%
977.3M
+17.21%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
15.5M
-48.31%
30.0M
+13.81%
26.4M
+23.82%
21.3M
+74.51%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
22.6M
+64.50%
13.7M
+56.21%
8.8M
+6.30%
8.3M
-54.26%
Total Long-Term Liabilities
677,000
-16.32%
809,000
-14.93%
951,000
N/A
N/A
N/A
Total Liabilities
1.1B
+5.35%
1.0B
+2.87%
1.0B
+8.79%
923.3M
+20.87%
Retained Earnings
77.8M
+8.78%
71.5M
+9.24%
65.5M
+15.08%
56.9M
+19.39%
Total Stockholders Equity
76.3M
+19.76%
63.7M
+14.78%
55.5M
+2.81%
54.0M
-22.79%
Total Shares Outstanding
3.2M
+0.67%
3.2M
+0.87%
3.1M
+0.40%
3.1M
+0.26%
Cash Flow
Cash from Operating Activities
7.9M
-15.38%
9.4M
-29.59%
13.3M
-10.91%
14.9M
+6.67%
Capital Expenditures
3.1M
+212.41%
983,000
-46.02%
1.8M
+23.29%
1.5M
+27.99%
Cash from Investing Activities
-61.7M
+102.64%
-30.4M
-66.99%
-92.2M
+41.39%
-65.2M
-26.72%
Dividends Paid
2.4M
+6.10%
2.2M
+7.21%
2.1M
+7.49%
1.9M
+9.19%
Cash from Financing Activities
55.9M
+106.92%
27.0M
-61.21%
69.7M
+32.27%
52.7M
-37.16%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
30.27%
-7.11%
32.59%
-14.98%
38.33%
-7.25%
41.32%
+1.35%
Return on Assets
0.77%
-3.67%
0.80%
-24.08%
1.05%
-15.22%
1.24%
+8.26%
Return on Equity
12.39%
-13.99%
14.40%
-26.17%
19.50%
+7.93%
18.07%
+33.84%
Revenue Growth
6.61%
+229.36%
-5.11%
-272.70%
2.96%
-87.24%
23.18%
-2.32%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.50
-27.30%
0.69
+8.37%
0.63
+15.69%
0.55
+26.50%
Debt-to-Assets Ratio
0.03
-17.84%
0.04
+19.88%
0.03
+9.93%
0.03
-16.80%

Earnings & Revenue History

Debt-to-Assets

Cash Flow