• $183.1M
    Market Cap
  • 22.08%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
55.0M
+17.96%
46.6M
-2.09%
47.6M
-2.36%
48.8M
+16.06%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
55.0M
+17.96%
46.6M
-2.09%
47.6M
-2.36%
48.8M
+16.06%
Sales and Marketing Expense
418,000
+211.94%
134,000
-60.12%
336,000
-22.04%
431,000
-85.92%
Research and Development Expense
-2.9M
+12.38%
-2.6M
+18.28%
-2.2M
-22.62%
-2.8M
+34.56%
Depreciation and Amortization Expense
476,000
-2.06%
486,000
-14.29%
567,000
+14.31%
496,000
+14.02%
Total Operating Expenses
31.2M
+7.73%
28.9M
+2.01%
28.4M
-0.88%
28.6M
-11.83%
Operating Profit
21.5M
+33.34%
16.1M
-23.07%
21.0M
-7.11%
22.6M
-0.99%
Interest Income
120.0M
+1.36%
118.4M
+9.34%
108.3M
+59.79%
67.8M
+29.45%
Interest Expense
-941,000
+1.07%
-931,000
-98.46%
-60.6M
+219.59%
-19.0M
+84.05%
Interest Income and Expense and Net
119.1M
+1.36%
117.5M
+146.55%
47.6M
-2.36%
48.8M
+16.06%
Total Nonoperating Income and Expense
55.0M
+17.96%
46.6M
-2.09%
47.6M
-2.36%
48.8M
+16.06%
Income before Taxes
21.5M
+33.34%
16.1M
-23.07%
21.0M
-7.11%
22.6M
-0.99%
Income Taxes
4.0M
+44.58%
2.8M
-31.89%
4.0M
-8.58%
4.4M
+1.44%
Extraordinary Items
N/A
N/A
N/A
N/A
60,000
-89.47%
570,000
N/A
Net Income
17.5M
+31.03%
13.4M
-20.96%
16.9M
-6.76%
18.2M
-1.57%
Net Income from Continuing Operations Applicable to Common
17.0M
+30.52%
13.0M
-23.09%
16.9M
-6.76%
18.2M
-1.57%
Basic EPS and Net Income
2.70
+29.81%
2.08
-21.21%
2.64
-7.04%
2.84
0.00%
Diluted EPS and Net Income
2.69
+30.58%
2.06
-21.67%
2.63
-5.40%
2.78
+0.36%
Basic Weighted Average Shares
6.3M
+0.25%
6.3M
-2.28%
6.4M
+0.38%
6.4M
-1.71%
Diluted Weighted Average Shares
6.3M
+0.36%
6.3M
-2.15%
6.4M
-1.34%
6.5M
-1.73%
Balance Sheet
Cash and Cash Equivalents
259.0M
+10.07%
235.3M
-10.06%
261.6M
+72.34%
151.8M
-8.89%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
259.0M
+10.07%
235.3M
-10.06%
261.6M
+72.34%
151.8M
-8.89%
Total Current Assets
50.7M
+9.72%
46.2M
+4.77%
44.1M
+11.95%
39.4M
+60.26%
Accumulated Depreciation
2.4M
+24.52%
1.9M
+8.07%
1.8M
-14.43%
2.1M
-22.40%
Property and Plant and Equipment and Net
3.5M
+0.31%
3.5M
-7.24%
3.8M
+0.90%
3.8M
-35.63%
Total Long-Term Assets
50.7M
+9.72%
46.2M
+4.77%
44.1M
+11.95%
39.4M
+60.26%
Total Assets
2.1B
+2.51%
2.1B
+0.34%
2.1B
+13.10%
1.8B
+21.70%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
43.0M
+23.89%
34.7M
+3.54%
33.5M
+13.69%
29.5M
+19.15%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
116.0M
+7.73%
107.7M
-13.83%
125.0M
+0.46%
124.4M
+18.90%
Total Long-Term Liabilities
5.9M
-5.63%
6.2M
+17.48%
5.3M
+268.71%
1.4M
-29.23%
Total Liabilities
1.9B
+1.89%
1.9B
-0.32%
1.9B
+13.23%
1.7B
+22.67%
Retained Earnings
103.9M
+17.66%
88.3M
+15.39%
76.5M
+25.24%
61.1M
+38.59%
Total Stockholders Equity
184.4M
+9.49%
168.4M
+8.41%
155.4M
+11.58%
139.2M
+11.11%
Total Shares Outstanding
6.8M
+0.007%
6.8M
-1.82%
6.9M
+0.94%
6.9M
+1.71%
Cash Flow
Cash from Operating Activities
18.7M
+31.71%
14.2M
-21.39%
18.1M
-54.60%
39.8M
-84.30%
Capital Expenditures
487,000
+83.08%
266,000
-59.76%
661,000
-26.96%
905,000
-69.45%
Cash from Investing Activities
-25.0M
-24.11%
-33.0M
-72.92%
-121.9M
-65.51%
-353.3M
+11.55%
Dividends Paid
1.9M
+20.69%
1.6M
+9.35%
1.5M
+28.01%
1.2M
+35.97%
Cash from Financing Activities
30.1M
+499.73%
-7.5M
-103.52%
213.6M
-28.50%
298.8M
+3,446.45%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
39.12%
+13.04%
34.61%
-21.43%
44.05%
-4.87%
46.30%
-14.69%
Return on Assets
0.84%
+29.19%
0.65%
-25.66%
0.87%
-20.29%
1.10%
-11.75%
Return on Equity
9.94%
+20.24%
8.27%
-28.08%
11.50%
-16.26%
13.73%
-12.37%
Revenue Growth
17.96%
+959.22%
-2.09%
-11.30%
-2.36%
-114.68%
16.06%
-68.62%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.86
+1.99%
0.85
-17.12%
1.02
-7.69%
1.10
+7.05%
Debt-to-Assets Ratio
0.08
+9.00%
0.07
-10.52%
0.08
-8.88%
0.08
-2.31%

Earnings & Revenue History

Debt-to-Assets

Cash Flow