CFG
Citizens Finl Gr (CFG)
NYSE
$69.49+$1.50 (+2.21%)
Price as of Jun 23, 2026 6:09 PM EDT
  • $28.8B
    Market Cap
  • 65.15%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
5.9B
+3.91%
5.6B
-9.74%
6.2B
+3.81%
6.0B
+33.24%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
5.9B
+3.91%
5.6B
-9.74%
6.2B
+3.81%
6.0B
+33.24%
Sales and Marketing Expense
170.0M
0.00%
170.0M
-9.09%
187.0M
+12.65%
166.0M
+49.55%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
478.0M
-4.02%
498.0M
+4.18%
478.0M
-15.40%
565.0M
-9.60%
Total Operating Expenses
5.3B
+1.47%
5.2B
-4.96%
5.5B
+12.57%
4.9B
+19.87%
Operating Profit
2.3B
+23.31%
1.9B
-7.00%
2.0B
-23.54%
2.7B
-10.82%
Interest Income
9.7B
-5.13%
10.2B
-0.18%
10.2B
+44.53%
7.1B
+45.54%
Interest Expense
N/A
N/A
-882.0M
-77.74%
-4.0B
+278.15%
-1.0B
+209.14%
Interest Income and Expense and Net
9.7B
+3.86%
9.3B
+49.08%
6.2B
+3.81%
6.0B
+33.24%
Total Nonoperating Income and Expense
5.9B
+3.91%
5.6B
-9.74%
6.2B
+3.81%
6.0B
+33.24%
Income before Taxes
2.3B
+23.31%
1.9B
-7.00%
2.0B
-23.54%
2.7B
-10.82%
Income Taxes
497.0M
+31.13%
379.0M
-10.19%
422.0M
-27.49%
582.0M
-11.55%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
1.8B
+21.34%
1.5B
-6.16%
1.6B
-22.43%
2.1B
-10.61%
Net Income from Continuing Operations Applicable to Common
1.7B
+23.03%
1.4B
-7.98%
1.5B
-23.93%
2.0B
-11.15%
Basic EPS and Net Income
3.90
+27.87%
3.05
-2.87%
3.14
-23.79%
4.12
-20.46%
Diluted EPS and Net Income
3.86
+27.39%
3.03
-3.19%
3.13
-23.66%
4.10
-20.54%
Basic Weighted Average Shares
433.2M
-3.88%
450.7M
-5.14%
475.1M
-0.18%
476.0M
+11.81%
Diluted Weighted Average Shares
436.9M
-3.66%
453.5M
-4.86%
476.7M
-0.23%
477.8M
+11.78%
Balance Sheet
Cash and Cash Equivalents
1.5B
+3.90%
1.4B
-21.46%
1.8B
+20.48%
1.5B
+28.92%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
1.5B
+3.90%
1.4B
-21.46%
1.8B
+20.48%
1.5B
+28.92%
Total Current Assets
14.4B
+3.49%
13.9B
+4.36%
13.4B
+2.06%
13.1B
+48.57%
Accumulated Depreciation
821.0M
+1.36%
810.0M
-0.37%
813.0M
-5.68%
862.0M
+7.21%
Property and Plant and Equipment and Net
915.0M
+4.57%
875.0M
-2.23%
895.0M
+6.04%
844.0M
+9.90%
Total Long-Term Assets
14.4B
+3.49%
13.9B
+4.36%
13.4B
+2.06%
13.1B
+48.57%
Total Assets
226.4B
+4.06%
217.5B
-2.00%
222.0B
-2.10%
226.7B
+20.34%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
58.0M
N/A
0
-100.00%
505.0M
+16,733.33%
3.0M
-95.95%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
11.2B
-9.49%
12.4B
-7.92%
13.5B
-15.23%
15.9B
+129.18%
Total Long-Term Liabilities
11.2B
-17.60%
13.6B
-9.37%
15.0B
-15.55%
17.8B
+149.63%
Total Liabilities
200.0B
+3.50%
193.3B
-2.20%
197.6B
-2.67%
203.0B
+23.06%
Retained Earnings
11.3B
+8.96%
10.4B
+6.07%
9.8B
+7.17%
9.2B
+14.80%
Total Stockholders Equity
26.3B
+8.51%
24.3B
-0.36%
24.3B
+2.75%
23.7B
+1.15%
Total Shares Outstanding
429.2M
-2.57%
440.5M
-5.55%
466.4M
-5.25%
492.3M
+16.62%
Cash Flow
Cash from Operating Activities
2.2B
+10.49%
2.0B
-32.42%
3.0B
-28.11%
4.1B
+81.05%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Investing Activities
-6.0B
-299.77%
3.0B
-43.08%
5.2B
+141.53%
-12.6B
+20.51%
Dividends Paid
755.0M
-1.82%
769.0M
-4.83%
808.0M
+3.72%
779.0M
+16.27%
Cash from Financing Activities
5.9B
+197.79%
-6.0B
-15.61%
-7.1B
-171.95%
9.9B
+113.70%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
39.77%
+18.67%
33.52%
+3.04%
32.53%
-26.35%
44.16%
-33.07%
Return on Assets
0.83%
+20.14%
0.69%
-4.19%
0.72%
-28.24%
1.00%
-19.95%
Return on Equity
7.24%
+16.60%
6.21%
-7.25%
6.70%
-23.92%
8.80%
-12.54%
Revenue Growth
3.91%
+140.09%
-9.74%
-355.76%
3.81%
-88.54%
33.24%
+2,160.28%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.43
-16.15%
0.51
-10.92%
0.57
-14.42%
0.67
+124.24%
Debt-to-Assets Ratio
0.05
-12.63%
0.06
-9.38%
0.06
-10.27%
0.07
+88.44%

Earnings & Revenue History

Debt-to-Assets

Cash Flow