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- $213.9MMarket Cap
- 2.05%1-Year Change
- Credit ServicesIndustry
Consumer Ptfl Sv (CPSS)
Key Performance
More- Earnings Score: N/A
- Momentum Score: 58
- True Yield: N/A
- Financial Health Score: N/A
Latest Research & News
CPS Announces $514.07 Million Senior Subordinate Asset-Backed Securitization
Consumer Portfolio Services, Inc. (CPSS) announced the closing of its second term securitization in 2026, with $514.07 million in asset-backed notes secured by $526.17 million in automobile receivables. This marks the company's 59th securitization since 2011 and the largest in its 109-transaction history, with the notes receiving triple-A ratings from Moody's and DBRS Morningstar.
04/22/2026, 12:52 PM • GlobeNewswire
CPS Announces Credit Facility Capacity Increase
Consumer Portfolio Services, Inc. (CPSS) announced on April 3, 2026, that it amended its two-year revolving credit agreement with Capital One, N.A., increasing the facility capacity from $167.5 million to $390 million. The loans remain secured by automobile receivables, with a revolving period through October 17, 2027, followed by an optional eighteen-month amortization period.
04/06/2026, 1:59 PM • GlobeNewswire
CPS Announces $50.0 Million Securitization of Residual Interests
Consumer Portfolio Services, Inc. (CPSS) announced the closing of a $50 million securitization transaction involving residual interests from previously issued securitizations. Qualified institutional buyers purchased asset-backed notes with an 8.75% coupon, secured by an 80% interest in a CPS majority-owned affiliate holding residual interests from four securitizations issued between January and October 2025.
03/04/2026, 1:51 PM • GlobeNewswire
CPS Announces $345.61 Million Senior Subordinate Asset-Backed Securitization
Consumer Portfolio Services, Inc. (CPSS) announced the closing of its first term securitization in 2026, raising $345.61 million in asset-backed notes secured by $352.66 million in automobile receivables. This marks the company's 58th senior subordinate securitization since 2011 and the 41st consecutive securitization to receive triple-A ratings from at least two rating agencies on the senior class of notes.
01/27/2026, 4:00 PM • GlobeNewswire
CPS Announces Closing of $167.5 Million Credit Facility
Consumer Portfolio Services closed a new two-year revolving credit agreement secured by automobile receivables, with the ability to borrow through October 2027 and an optional 18-month amortization period afterward.
10/23/2025, 1:00 PM • GlobeNewswire
Salient Secures 60 Million Dollars to Expand AI-Powered Loan Servicing Platform
Salient, an AI-powered financial services technology company, raised $60 million from top venture capital firms to expand its loan servicing platform. The company aims to transform loan servicing through AI automation, helping lenders improve efficiency, compliance, and customer experiences.
07/28/2025, 2:20 PM • GlobeNewswire
CPS Announces $418.33 Million Senior Subordinate Asset-Backed Securitization
Consumer Portfolio Services completed its 56th senior subordinate securitization, selling $418.33 million in asset-backed notes secured by $433.50 million in automobile receivables, with five note classes receiving ratings from Standard & Poor's and DBRS Morningstar.
07/28/2025, 1:30 PM • GlobeNewswire
Peers
Statistics
MoreInformation as of 06/02/2026
Company Profile
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
Key Executives
- Charles E. Bradley Jr.
- Robert E. Riedl
- Michael T. Lavin
- Denesh Bharwani
- Teri L. Robinson
Current Ownership Distribution
- Institutions187.2M (71.30%)
- Mutual Funds43.4M (16.53%)
- Insiders32.0M (12.17%)
- Other0 (0.00%)