• $172.2M
    Market Cap
  • 54.91%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
1.2M
-76.39%
5.1M
+2.05%
5.0M
+2.44%
4.9M
+21.29%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
1.2M
-76.39%
5.1M
+2.05%
5.0M
+2.44%
4.9M
+21.29%
Sales and Marketing Expense
597,000
+6.42%
561,000
+2.19%
549,000
-0.36%
551,000
+19.52%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
941,000
0.00%
941,000
+2.17%
921,000
-4.06%
960,000
+7.87%
Total Operating Expenses
27.7M
+12.82%
24.6M
+2.20%
24.1M
+2.85%
23.4M
+5.88%
Operating Profit
16.6M
+34.28%
12.3M
-32.90%
18.4M
+11.17%
16.5M
+23.37%
Interest Income
57.0M
+10.53%
51.6M
+12.14%
46.0M
+32.16%
34.8M
+17.91%
Interest Expense
N/A
N/A
N/A
N/A
-9.9M
+295.63%
-2.5M
+24.06%
Interest Income and Expense and Net
57.0M
+10.53%
51.6M
+42.78%
36.1M
+11.81%
32.3M
+17.47%
Total Nonoperating Income and Expense
42.4M
+15.01%
36.9M
+1.97%
36.1M
+11.81%
32.3M
+17.47%
Income before Taxes
16.6M
+34.28%
12.3M
-32.90%
18.4M
+11.17%
16.5M
+23.37%
Income Taxes
3.2M
+37.75%
2.3M
-35.95%
3.6M
+12.53%
3.2M
+25.56%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
13.4M
+33.47%
10.0M
-32.15%
14.8M
+10.84%
13.3M
+22.85%
Net Income from Continuing Operations Applicable to Common
16.6M
+34.28%
12.3M
-32.90%
18.4M
+11.17%
16.5M
+23.37%
Basic EPS and Net Income
5.07
+34.84%
3.76
-31.76%
5.51
+12.22%
4.91
+23.68%
Diluted EPS and Net Income
5.07
+34.84%
3.76
-31.76%
5.51
+12.22%
4.91
+23.68%
Basic Weighted Average Shares
2.6M
-0.91%
2.7M
-0.69%
2.7M
-1.26%
2.7M
-0.70%
Diluted Weighted Average Shares
2.6M
-0.91%
2.7M
-0.69%
2.7M
-1.26%
2.7M
-0.70%
Balance Sheet
Cash and Cash Equivalents
99.3M
+35.10%
73.5M
+14.72%
64.1M
-25.85%
86.4M
-64.53%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
99.3M
+35.10%
73.5M
+14.72%
64.1M
-25.85%
86.4M
-64.53%
Total Current Assets
99.3M
+35.10%
73.5M
+14.72%
64.1M
-25.85%
86.4M
-64.53%
Accumulated Depreciation
12.3M
+2.16%
12.1M
+7.60%
11.2M
+3.33%
10.8M
+7.88%
Property and Plant and Equipment and Net
13.6M
-3.50%
14.1M
+8.21%
13.0M
-3.07%
13.4M
-3.26%
Total Long-Term Assets
330.9M
-4.26%
345.6M
-9.33%
381.2M
-8.06%
414.6M
+27.51%
Total Assets
1.3B
+8.50%
1.2B
+1.09%
1.2B
+1.69%
1.2B
+1.30%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
5.5M
+28.01%
4.3M
-13.73%
5.0M
+4.83%
4.8M
+12.26%
Total Long-Term Debt
917,000
-27.57%
1.3M
-42.35%
2.2M
-10.77%
2.5M
-27.77%
Total Long-Term Liabilities
1.2M
-20.25%
1.5M
-28.79%
2.1M
-25.83%
2.8M
-27.29%
Total Liabilities
1.2B
+8.34%
1.1B
+0.55%
1.1B
+0.71%
1.1B
+1.55%
Retained Earnings
112.1M
+8.77%
103.1M
+5.97%
97.3M
+12.48%
86.5M
+12.76%
Total Stockholders Equity
126.3M
+9.97%
114.8M
+6.39%
107.9M
+12.53%
95.9M
-1.43%
Total Shares Outstanding
2.6M
-0.87%
2.7M
-0.74%
2.7M
-1.39%
2.7M
-0.38%
Cash Flow
Cash from Operating Activities
19.5M
+24.46%
15.7M
+0.26%
15.6M
+8.57%
14.4M
-4.17%
Capital Expenditures
412,000
-78.98%
2.0M
+362.26%
424,000
+15.85%
366,000
-81.60%
Cash from Investing Activities
-76.9M
+851.69%
-8.1M
-79.35%
-39.1M
-78.67%
-183.5M
+216.39%
Dividends Paid
4.3M
+2.81%
4.2M
+4.76%
4.0M
+13.81%
3.5M
+5.85%
Cash from Financing Activities
83.2M
+4,406.61%
1.8M
+59.41%
1.2M
-90.21%
11.8M
-88.73%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
1,366.58%
+468.68%
240.31%
-34.25%
365.47%
+8.52%
336.78%
+1.71%
Return on Assets
1.08%
+27.34%
0.84%
-33.08%
1.26%
+9.20%
1.16%
+16.05%
Return on Equity
11.08%
+23.32%
8.99%
-37.91%
14.48%
+5.06%
13.78%
+21.54%
Revenue Growth
-76.39%
-3,830.43%
2.05%
-16.22%
2.44%
-88.52%
21.29%
+55.34%
Current Ratio
18.02
+5.53%
17.08
+32.97%
12.84
-29.27%
18.16
-68.41%
Cash Ratio
18.02
+5.53%
17.08
+32.97%
12.84
-29.27%
18.16
-68.41%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow