• $651.5M
    Market Cap
  • 38.18%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
136.2M
+23.39%
110.4M
+33.89%
82.4M
+3.60%
79.6M
+9.66%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
136.2M
+23.39%
110.4M
+33.89%
82.4M
+3.60%
79.6M
+9.66%
Sales and Marketing Expense
929,000
+8.78%
854,000
+57.56%
542,000
-2.69%
557,000
+5.69%
Research and Development Expense
-3.2M
-15.69%
-3.7M
+43.00%
-2.6M
+16.75%
-2.2M
-6.22%
Depreciation and Amortization Expense
1.0M
+33.42%
751,000
-91.66%
9.0M
-6.80%
9.7M
+19.25%
Total Operating Expenses
90.4M
-4.56%
94.7M
+71.25%
55.3M
+14.07%
48.5M
+1.33%
Operating Profit
52.5M
+377.61%
11.0M
-67.50%
33.8M
-3.70%
35.1M
-7.57%
Interest Income
185.7M
+15.79%
160.4M
+56.60%
102.4M
+23.41%
83.0M
+12.36%
Interest Expense
N/A
N/A
N/A
N/A
-20.0M
+484.13%
-3.4M
+162.83%
Interest Income and Expense and Net
185.7M
+15.79%
160.4M
+94.58%
82.4M
+3.60%
79.6M
+9.66%
Total Nonoperating Income and Expense
136.2M
+23.39%
110.4M
+33.89%
82.4M
+3.60%
79.6M
+9.66%
Income before Taxes
52.5M
+377.61%
11.0M
-67.50%
33.8M
-3.70%
35.1M
-7.57%
Income Taxes
14.4M
+330.97%
3.3M
-59.87%
8.3M
-2.26%
8.5M
-11.65%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
38.2M
+397.89%
7.7M
-69.98%
25.5M
-4.16%
26.6M
-6.18%
Net Income from Continuing Operations Applicable to Common
52.5M
+377.61%
11.0M
-56.93%
25.5M
-4.16%
26.6M
-6.18%
Basic EPS and Net Income
2.01
+346.67%
0.45
-79.26%
2.17
-4.41%
2.27
-2.16%
Diluted EPS and Net Income
2.00
+344.44%
0.45
-79.26%
2.17
-4.41%
2.27
-1.73%
Basic Weighted Average Shares
19.0M
+11.24%
17.1M
+45.60%
11.7M
+0.12%
11.7M
-4.27%
Diluted Weighted Average Shares
19.1M
+11.00%
17.2M
+46.18%
11.8M
+0.12%
11.7M
-4.42%
Balance Sheet
Cash and Cash Equivalents
119.0M
-1.17%
120.4M
+124.09%
53.7M
+72.37%
31.2M
-80.93%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
119.0M
-1.17%
120.4M
+124.09%
53.7M
+72.37%
31.2M
-80.93%
Total Current Assets
119.0M
-1.17%
120.4M
+124.09%
53.7M
+72.37%
31.2M
-80.93%
Accumulated Depreciation
37.0M
+89.49%
19.5M
+10.48%
17.6M
-0.25%
17.7M
+4.20%
Property and Plant and Equipment and Net
23.5M
-3.78%
24.5M
+74.26%
14.0M
+75.81%
8.0M
-4.69%
Total Long-Term Assets
23.5M
-3.78%
24.5M
+74.26%
14.0M
+75.81%
8.0M
-4.69%
Total Assets
3.7B
+4.79%
3.5B
+44.72%
2.4B
+0.45%
2.4B
-1.13%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
45.0M
N/A
N/A
N/A
N/A
N/A
4.7M
-52.80%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
142.5M
-29.90%
203.3M
+191.54%
69.7M
+0.21%
69.6M
+76.41%
Total Long-Term Liabilities
81.1M
+16.09%
69.9M
+78.65%
39.1M
-5.62%
41.4M
+420.59%
Total Liabilities
3.3B
+3.85%
3.2B
+41.89%
2.2B
-0.96%
2.2B
+2.07%
Retained Earnings
239.0M
+13.81%
210.0M
-0.27%
210.5M
+8.31%
194.4M
+12.12%
Total Stockholders Equity
409.6M
+12.93%
362.7M
+75.16%
207.1M
+18.55%
174.7M
-29.53%
Total Shares Outstanding
0
-100.00%
19.0M
+60.56%
11.8M
+0.71%
11.7M
-1.52%
Cash Flow
Cash from Operating Activities
46.1M
+107.73%
22.2M
-20.29%
27.9M
+15.12%
24.2M
-43.54%
Capital Expenditures
2.5M
-50.21%
5.0M
-48.61%
9.8M
+2,608.84%
362,000
-65.49%
Cash from Investing Activities
-160.5M
-348.95%
64.5M
+166.48%
24.2M
+112.24%
-197.6M
-45.88%
Dividends Paid
9.2M
+11.32%
8.2M
+45.48%
5.7M
+0.34%
5.6M
-2.07%
Cash from Financing Activities
113.0M
+664.72%
-20.0M
-32.16%
-29.5M
-171.74%
41.1M
-90.11%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
38.57%
+287.08%
9.96%
-75.73%
41.05%
-7.05%
44.17%
-15.71%
Return on Assets
1.06%
+311.03%
0.26%
-75.52%
1.05%
-3.84%
1.09%
-14.23%
Return on Equity
9.88%
+267.32%
2.69%
-79.89%
13.38%
+6.08%
12.61%
+9.44%
Revenue Growth
23.39%
-30.99%
33.89%
+841.93%
3.60%
-62.77%
9.66%
-23.43%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.46
N/A
N/A
N/A
N/A
N/A
0.43
+113.34%
Debt-to-Assets Ratio
0.05
N/A
N/A
N/A
N/A
N/A
0.03
+51.98%

Earnings & Revenue History

Debt-to-Assets

Cash Flow