2m 2m 2m 2m 2m 2m 2m
Citizens & North (CZNC)
NASDAQ
$22.07-$0.02 (-0.09%)
Price as of Jun 23, 2026 4:10 PM EDT- $386.1MMarket Cap
- 21.38%1-Year Change
- Banks - RegionalIndustry
Citizens & North (CZNC)
$22.07-$0.02 (-0.09%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 6.0M -44.63% | 10.8M +4.48% | 10.3M +1.99% | 10.1M -38.31% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 6.0M -44.63% | 10.8M +4.48% | 10.3M +1.99% | 10.1M -38.31% | |
Sales and Marketing Expense | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Research and Development Expense | -8.7M +12.54% | -7.8M +2.45% | -7.6M +11.40% | -6.8M +15.30% | |
Depreciation and Amortization Expense | 2.4M +8.25% | 2.2M +1.49% | 2.2M -9.96% | 2.4M +12.16% | |
Total Operating Expenses | 88.0M +18.49% | 74.3M +0.15% | 74.1M +9.11% | 68.0M +8.78% | |
Operating Profit | 28.6M -10.13% | 31.9M +4.55% | 30.5M -5.77% | 32.4M -14.16% | |
Interest Income | 139.2M +8.70% | 128.1M +12.84% | 113.5M +22.51% | 92.6M +9.64% | |
Interest Expense | N/A N/A | N/A N/A | -33.1M +247.77% | -9.5M +45.06% | |
Interest Income and Expense and Net | 139.2M +8.70% | 128.1M +59.30% | 80.4M -3.28% | 83.1M +6.66% | |
Total Nonoperating Income and Expense | 91.9M +16.10% | 79.1M -1.60% | 80.4M -3.28% | 83.1M +6.66% | |
Income before Taxes | 28.6M -10.13% | 31.9M +4.55% | 30.5M -5.77% | 32.4M -14.16% | |
Income Taxes | 5.2M -11.79% | 5.9M -6.66% | 6.3M +10.52% | 5.7M -19.64% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 23.4M -9.75% | 26.0M +7.50% | 24.1M -9.28% | 26.6M -12.88% | |
Net Income from Continuing Operations Applicable to Common | 28.6M -10.13% | 31.9M +4.55% | 30.5M -5.77% | 32.4M -14.16% | |
Basic EPS and Net Income | 1.46 -13.61% | 1.69 +7.64% | 1.57 -8.19% | 1.71 -10.94% | |
Diluted EPS and Net Income | 1.46 -13.61% | 1.69 +7.64% | 1.57 -8.19% | 1.71 -10.94% | |
Basic Weighted Average Shares | 15.9M +4.50% | 15.3M +0.14% | 15.2M -1.38% | 15.5M -1.97% | |
Diluted Weighted Average Shares | 15.9M +4.50% | 15.3M +0.14% | 15.2M -1.40% | 15.5M -1.99% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 46.1M -63.50% | 126.2M +121.83% | 56.9M +3.32% | 55.0M -47.55% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 46.1M -63.50% | 126.2M +121.83% | 56.9M +3.32% | 55.0M -47.55% | |
Total Current Assets | 63.4M +23.97% | 51.1M +9.54% | 46.7M +17.23% | 39.8M +21.66% | |
Accumulated Depreciation | 32.3M +6.45% | 30.3M +1.87% | 29.8M -3.39% | 30.8M -2.36% | |
Property and Plant and Equipment and Net | 27.8M +30.07% | 21.3M -1.36% | 21.6M +0.27% | 21.6M +4.31% | |
Total Long-Term Assets | 63.4M +23.97% | 51.1M +9.54% | 46.7M +17.23% | 39.8M +21.66% | |
Total Assets | 3.1B +19.99% | 2.6B +3.78% | 2.5B +2.50% | 2.5B +5.44% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 28.6M +1,050.24% | 2.5M -92.66% | 33.9M -57.69% | 80.1M +4,340.49% | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 160.9M -21.60% | 205.2M +15.34% | 177.9M +74.88% | 101.7M +34.28% | |
Total Long-Term Liabilities | 3.6M +13.58% | 3.2M -11.74% | 3.6M -13.62% | 4.1M +10.18% | |
Total Liabilities | 2.8B +19.50% | 2.3B +3.65% | 2.3B +2.19% | 2.2B +8.82% | |
Retained Earnings | 171.2M +3.28% | 165.8M +5.57% | 157.0M +3.48% | 151.7M +6.40% | |
Total Stockholders Equity | 341.7M +24.13% | 275.3M +4.92% | 262.4M +5.24% | 249.3M -17.28% | |
Total Shares Outstanding | 17.8M +15.49% | 15.4M +0.90% | 15.3M -1.44% | 15.5M -1.52% | |
Cash Flow | |||||
Cash from Operating Activities | 32.0M -3.12% | 33.0M -1.53% | 33.5M -3.04% | 34.6M -0.70% | |
Capital Expenditures | 1.9M -0.05% | 1.9M -15.85% | 2.3M -31.11% | 3.3M +76.39% | |
Cash from Investing Activities | 196,000 +100.94% | -20.9M -60.64% | -53.2M -77.33% | -234.7M +125.89% | |
Dividends Paid | 16.3M +4.91% | 15.5M -0.25% | 15.6M -1.87% | 15.9M -0.69% | |
Cash from Financing Activities | -111.1M -289.21% | 58.7M +137.32% | 24.7M -83.72% | 151.9M +120.58% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 479.30% +62.30% | 295.32% +0.07% | 295.12% -7.61% | 319.44% +39.15% | |
Return on Assets | 0.82% -19.45% | 1.01% +4.22% | 0.97% -12.71% | 1.11% -16.80% | |
Return on Equity | 7.59% -21.35% | 9.66% +2.31% | 9.44% -2.36% | 9.67% -4.91% | |
Revenue Growth | -44.63% -1,095.55% | 4.48% +124.72% | 1.99% +105.21% | -38.31% -310.56% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.55 -26.50% | 0.75 -6.53% | 0.81 +10.70% | 0.73 +183.37% | |
Debt-to-Assets Ratio | 0.06 -23.90% | 0.08 -5.58% | 0.08 +13.63% | 0.07 +122.52% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow