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Citizens Cmnty B (CZWI)
NASDAQ
$20.52-$0.86 (-4.02%)
Price as of Jun 03, 2026 4:10 PM EDT- $196.7MMarket Cap
- 49.18%1-Year Change
- Banks - RegionalIndustry
Citizens Cmnty B (CZWI)
$20.52-$0.86 (-4.02%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 51.2M +10.13% | 46.5M -3.88% | 48.3M -14.23% | 56.4M +5.03% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 51.2M +10.13% | 46.5M -3.88% | 48.3M -14.23% | 56.4M +5.03% | |
Sales and Marketing Expense | 906,000 +14.25% | 793,000 +8.04% | 734,000 -27.83% | 1.0M +3.14% | |
Research and Development Expense | -6.8M +3.75% | -6.5M +9.73% | -6.0M +9.13% | -5.5M -1.92% | |
Depreciation and Amortization Expense | 584,000 -18.32% | 715,000 -5.30% | 755,000 -47.90% | 1.4M -9.21% | |
Total Operating Expenses | 42.9M +1.49% | 42.3M +5.39% | 40.1M -3.84% | 41.7M +2.99% | |
Operating Profit | 17.4M -0.05% | 17.4M -7.83% | 18.9M -19.72% | 23.6M -18.57% | |
Interest Income | 87.6M -2.22% | 89.6M +6.37% | 84.2M +21.40% | 69.4M +8.37% | |
Interest Expense | -3.3M -14.04% | -3.9M -89.21% | -35.9M +175.55% | -13.0M +25.66% | |
Interest Income and Expense and Net | 84.3M -1.68% | 85.7M +77.34% | 48.3M -14.23% | 56.4M +5.03% | |
Total Nonoperating Income and Expense | 51.2M +10.13% | 46.5M -3.88% | 48.3M -14.23% | 56.4M +5.03% | |
Income before Taxes | 17.4M -0.05% | 17.4M -7.83% | 18.9M -19.72% | 23.6M -18.57% | |
Income Taxes | 3.0M -18.33% | 3.7M -37.02% | 5.9M +0.91% | 5.8M -24.35% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 14.4M +4.87% | 13.8M +5.30% | 13.1M -26.47% | 17.8M -16.48% | |
Net Income from Continuing Operations Applicable to Common | 17.4M -0.05% | 17.4M -7.83% | 18.9M +6.59% | 17.8M -16.48% | |
Basic EPS and Net Income | 1.46 +8.96% | 1.34 +7.20% | 1.25 -26.04% | 1.69 -14.65% | |
Diluted EPS and Net Income | 1.46 +8.96% | 1.34 +7.20% | 1.25 -26.04% | 1.69 -14.65% | |
Basic Weighted Average Shares | 9.9M -3.49% | 10.3M -2.03% | 10.5M +99,557.31% | 10,505 -1.98% | |
Diluted Weighted Average Shares | 9.9M -3.47% | 10.3M -1.98% | 10.5M +99,481.51% | 10,514 -1.99% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 118.9M +136.89% | 50.2M +35.10% | 37.1M +5.02% | 35.4M -25.85% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 118.9M +136.89% | 50.2M +35.10% | 37.1M +5.02% | 35.4M -25.85% | |
Total Current Assets | 21.7M +26.75% | 17.1M +4.96% | 16.3M -2.30% | 16.7M +96.65% | |
Accumulated Depreciation | 16.6M +13.93% | 14.6M +15.60% | 12.6M +20.29% | 10.5M +20.65% | |
Property and Plant and Equipment and Net | 16.4M -4.20% | 17.1M -7.06% | 18.4M -10.34% | 20.5M -3.19% | |
Total Long-Term Assets | 21.7M +26.75% | 17.1M +4.96% | 16.3M -2.30% | 16.7M +96.65% | |
Total Assets | 1.8B +1.90% | 1.7B -5.56% | 1.9B +1.93% | 1.8B +4.41% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 0 N/A | 0 N/A | 0 N/A | 0 N/A | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 51.8M -15.91% | 61.6M -8.68% | 67.5M -6.83% | 72.4M +23.93% | |
Total Long-Term Liabilities | 52.8M +4,802.79% | 1.1M -36.18% | 1.7M -13.32% | 1.9M -12.70% | |
Total Liabilities | 1.6B +1.55% | 1.6B -6.47% | 1.7B +1.74% | 1.6B +5.13% | |
Retained Earnings | 90.0M +11.32% | 80.8M +13.67% | 71.1M +8.74% | 65.4M +29.06% | |
Total Stockholders Equity | 187.9M +4.94% | 179.1M +3.32% | 173.3M +3.74% | 167.1M -2.21% | |
Total Shares Outstanding | 9.6M -3.65% | 10.0M -4.39% | 10.4M +0.15% | 10.4M -0.74% | |
Cash Flow | |||||
Cash from Operating Activities | 11.7M -42.05% | 20.2M +53.73% | 13.1M -55.19% | 29.3M +35.60% | |
Capital Expenditures | 1.3M +47.47% | 889,000 -34.97% | 1.4M -62.05% | 3.6M -4.66% | |
Cash from Investing Activities | 45.7M -59.82% | 113.7M +432.52% | -34.2M -71.30% | -119.2M -26.97% | |
Dividends Paid | 3.6M +7.53% | 3.3M +10.07% | 3.0M +10.87% | 2.7M +9.20% | |
Cash from Financing Activities | 11.3M +109.33% | -120.9M -628.88% | 22.9M -70.54% | 77.6M +11.05% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 34.08% -9.25% | 37.55% -4.11% | 39.16% -6.40% | 41.83% -22.47% | |
Return on Assets | 0.82% +6.92% | 0.76% +7.29% | 0.71% -28.71% | 1.00% -20.41% | |
Return on Equity | 7.86% +0.69% | 7.80% +1.72% | 7.67% -27.01% | 10.51% -18.09% | |
Revenue Growth | 10.13% +361.33% | -3.88% -72.74% | -14.23% -382.59% | 5.03% -25.84% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.28 -19.88% | 0.34 -11.61% | 0.39 -10.20% | 0.43 +26.76% | |
Debt-to-Assets Ratio | 0.03 -17.33% | 0.04 -3.30% | 0.04 -8.77% | 0.04 +18.75% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow