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Embassy Banc (EMYB)
OTC
$20.70-$0.03 (-0.14%)
Price as of Jun 02, 2026- $153.7MMarket Cap
- 38.02%1-Year Change
- Banks - RegionalIndustry
Embassy Banc (EMYB)
$20.70-$0.03 (-0.14%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 42.4M +17.25% | 36.2M -7.31% | 39.0M -15.65% | 46.3M +6.41% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 42.4M +17.25% | 36.2M -7.31% | 39.0M -15.65% | 46.3M +6.41% | |
Sales and Marketing Expense | 847,000 -8.73% | 928,000 -5.88% | 986,000 +21.88% | 809,000 -18.03% | |
Research and Development Expense | -3.6M +21.39% | -2.9M -0.44% | -3.0M -8.26% | -3.2M +9.49% | |
Depreciation and Amortization Expense | 1.1M -7.15% | 1.1M +25.36% | 915,000 +3.62% | 883,000 +2.20% | |
Total Operating Expenses | 29.0M +6.17% | 27.3M +3.42% | 26.4M +2.54% | 25.7M +6.67% | |
Operating Profit | 16.6M +32.67% | 12.5M -19.06% | 15.5M -29.73% | 22.0M +5.47% | |
Interest Income | 71.5M +9.99% | 65.0M +13.67% | 57.2M +13.44% | 50.4M +6.06% | |
Interest Expense | N/A N/A | N/A N/A | -18.1M +341.58% | -4.1M +2.27% | |
Interest Income and Expense and Net | 71.5M +9.99% | 65.0M +66.43% | 39.0M -15.65% | 46.3M +6.41% | |
Total Nonoperating Income and Expense | 42.4M +17.25% | 36.2M -7.31% | 39.0M -15.65% | 46.3M +6.41% | |
Income before Taxes | 16.6M +32.67% | 12.5M -19.06% | 15.5M -29.73% | 22.0M +5.47% | |
Income Taxes | 2.9M +40.12% | 2.1M -26.08% | 2.8M -34.77% | 4.3M +5.53% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 13.7M +31.20% | 10.4M -17.51% | 12.7M -28.51% | 17.7M +5.46% | |
Net Income from Continuing Operations Applicable to Common | 16.6M +32.67% | 12.5M -19.06% | 15.5M -29.73% | 22.0M +5.47% | |
Basic EPS and Net Income | 1.79 +30.66% | 1.37 -17.96% | 1.67 -28.63% | 2.34 +4.93% | |
Diluted EPS and Net Income | 1.79 +30.66% | 1.37 -17.96% | 1.67 -28.63% | 2.34 +5.41% | |
Basic Weighted Average Shares | 7.6M +0.24% | 7.6M +0.19% | 7.6M +0.59% | 7.6M +0.49% | |
Diluted Weighted Average Shares | 7.6M +0.24% | 7.6M +0.19% | 7.6M +0.38% | 7.6M +0.22% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 112.9M +16.93% | 96.5M +22.30% | 78.9M +17.28% | 67.3M -60.34% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 112.9M +16.93% | 96.5M +22.30% | 78.9M +17.28% | 67.3M -60.34% | |
Total Current Assets | 20.4M -20.19% | 25.6M +5.96% | 24.1M -7.61% | 26.1M +82.70% | |
Accumulated Depreciation | 8.5M +9.80% | 7.7M -10.78% | 8.6M +7.80% | 8.0M +11.98% | |
Property and Plant and Equipment and Net | 2.9M -13.34% | 3.3M -11.03% | 3.7M -2.84% | 3.8M -3.78% | |
Total Long-Term Assets | 20.4M -20.19% | 25.6M +5.96% | 24.1M -7.61% | 26.1M +82.70% | |
Total Assets | 1.8B +5.64% | 1.7B +2.89% | 1.7B +0.99% | 1.6B +0.43% | |
Income Taxes Payable | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Short-Term Debt | 15.6M 0.00% | 15.6M -55.36% | 35.0M N/A | 0 N/A | |
Total Current Liabilities | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Long-Term Debt | 0 N/A | 0 N/A | 0 -100.00% | 14.7M 0.00% | |
Total Long-Term Liabilities | 4.5M -25.00% | 6.0M -9.09% | 6.6M -54.95% | 14.7M 0.00% | |
Total Liabilities | 1.7B +4.70% | 1.6B +3.04% | 1.6B -0.07% | 1.6B +2.73% | |
Retained Earnings | 133.3M +8.14% | 123.3M +6.24% | 116.0M +8.88% | 106.6M +16.46% | |
Total Stockholders Equity | 127.6M +19.81% | 106.5M +0.78% | 105.7M +19.69% | 88.3M -27.95% | |
Total Shares Outstanding | 7.5M -1.04% | 7.6M +0.40% | 7.6M +0.12% | 7.6M +0.60% | |
Cash Flow | |||||
Cash from Operating Activities | 12.8M +29.05% | 9.9M -49.00% | 19.5M -2.07% | 19.9M +30.57% | |
Capital Expenditures | 632,000 -14.48% | 739,000 -8.31% | 806,000 +12.10% | 719,000 -52.45% | |
Cash from Investing Activities | -67.6M +87.06% | -36.2M -1,210.69% | 3.3M +102.02% | -161.3M +3.27% | |
Dividends Paid | 3.7M +14.69% | 3.2M +5.20% | 3.0M +15.02% | 2.6M +17.35% | |
Cash from Financing Activities | 71.1M +62.37% | 43.8M +493.78% | -11.1M -128.52% | 39.0M -78.18% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 39.12% +13.16% | 34.57% -12.68% | 39.59% -16.69% | 47.52% -0.88% | |
Return on Assets | 0.78% +25.80% | 0.62% -19.08% | 0.77% -29.01% | 1.08% -0.93% | |
Return on Equity | 11.70% +18.91% | 9.84% -24.59% | 13.05% -22.29% | 16.80% +17.41% | |
Revenue Growth | 17.25% +335.81% | -7.31% -53.27% | -15.65% -344.14% | 6.41% -56.43% | |
Current Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Equity Ratio | 0.12 -16.50% | 0.15 -55.72% | 0.33 +99.58% | 0.17 +38.80% | |
Debt-to-Assets Ratio | 0.009 -5.43% | 0.009 -56.40% | 0.02 +137.08% | 0.009 -1.11% | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow