• $6.6B
    Market Cap
  • -1.40%
    1-Year Change
  • Insurance - Specialty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
1.3B
+1.45%
1.2B
+12.00%
1.1B
+10.88%
1.0B
-2.69%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
1.3B
+1.45%
1.2B
+12.00%
1.1B
+10.88%
1.0B
-2.69%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
5.2M
-9.51%
5.8M
+27.80%
4.5M
+49.64%
3.0M
-10.51%
Total Operating Expenses
439.1M
+13.33%
387.4M
+35.10%
286.8M
+2,169.21%
12.6M
-93.87%
Operating Profit
821.9M
-3.93%
855.5M
+3.95%
823.0M
-16.72%
988.2M
+20.17%
Interest Income
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Interest Expense
N/A
N/A
N/A
N/A
-30.1M
+93.09%
-15.6M
+88.46%
Interest Income and Expense and Net
0
N/A
0
+100.00%
-30.1M
-293.09%
15.6M
+88.46%
Total Nonoperating Income and Expense
24.0M
-3.57%
24.9M
-17.29%
30.1M
+93.09%
15.6M
+88.46%
Income before Taxes
821.9M
-3.93%
855.5M
+3.95%
823.0M
-16.72%
988.2M
+20.17%
Income Taxes
131.9M
+4.60%
126.1M
-0.41%
126.6M
-19.27%
156.8M
+11.60%
Extraordinary Items
0
N/A
0
N/A
N/A
N/A
N/A
N/A
Net Income
690.0M
-5.41%
729.4M
+4.74%
696.4M
-16.23%
831.4M
+21.94%
Net Income from Continuing Operations Applicable to Common
821.9M
-3.93%
855.5M
+22.85%
696.4M
-16.23%
831.4M
+21.94%
Basic EPS and Net Income
6.97
+0.72%
6.92
+5.49%
6.56
-15.35%
7.75
+26.43%
Diluted EPS and Net Income
6.90
+0.73%
6.85
+5.38%
6.50
-15.80%
7.72
+26.35%
Basic Weighted Average Shares
99.0M
-6.07%
105.4M
-0.78%
106.2M
-0.92%
107.2M
-3.56%
Diluted Weighted Average Shares
100.0M
-6.13%
106.5M
-0.54%
107.1M
-0.49%
107.7M
-3.50%
Balance Sheet
Cash and Cash Equivalents
123.0M
-6.41%
131.5M
-7.27%
141.8M
+74.53%
81.2M
-0.31%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
123.0M
-6.41%
131.5M
-7.27%
141.8M
+74.53%
81.2M
-0.31%
Total Current Assets
82.4M
+3.56%
79.6M
+55.87%
51.1M
-51.14%
104.5M
+110.19%
Accumulated Depreciation
71.5M
-1.11%
72.3M
+1.55%
71.2M
+5.67%
67.4M
+4.68%
Property and Plant and Equipment and Net
49.2M
+17.48%
41.9M
+1.37%
41.3M
+111.05%
19.6M
+64.17%
Total Long-Term Assets
82.4M
+3.56%
79.6M
+55.87%
51.1M
-51.14%
104.5M
+110.19%
Total Assets
7.4B
+4.63%
7.1B
+10.66%
6.4B
+12.28%
5.7B
+0.03%
Income Taxes Payable
465.4M
+18.58%
392.4M
+8.18%
362.8M
+1.67%
356.8M
-4.51%
Total Short-Term Debt
N/A
N/A
0
-100.00%
421.9M
+0.25%
420.9M
+0.25%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
495.3M
+0.27%
494.0M
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
930.7M
+18.58%
784.9M
+8.18%
725.5M
+1.67%
713.6M
-4.51%
Total Liabilities
1.7B
+11.69%
1.5B
+13.89%
1.3B
+4.97%
1.3B
-15.11%
Retained Earnings
5.3B
+12.07%
4.7B
+14.93%
4.1B
+16.85%
3.5B
+26.80%
Total Stockholders Equity
5.8B
+2.73%
5.6B
+9.82%
5.1B
+14.35%
4.5B
+5.34%
Total Shares Outstanding
95.5M
-9.10%
105.0M
-1.48%
106.6M
-1.01%
107.7M
-1.55%
Cash Flow
Cash from Operating Activities
856.1M
-0.64%
861.5M
+12.91%
763.0M
+29.58%
588.8M
-16.98%
Capital Expenditures
7.4M
+8.84%
6.8M
+69.07%
4.0M
+0.53%
4.0M
+59.37%
Cash from Investing Activities
-154.7M
-78.11%
-706.9M
+34.51%
-525.6M
+31.76%
-398.9M
-31.60%
Dividends Paid
122.1M
+3.41%
118.0M
+11.13%
106.2M
+15.29%
92.1M
+18.53%
Cash from Financing Activities
-709.7M
+330.38%
-164.9M
-6.77%
-176.9M
-7.00%
-190.2M
+29.01%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
65.18%
-5.30%
68.83%
-7.19%
74.16%
-24.89%
98.74%
+23.50%
Return on Assets
9.48%
-12.00%
10.78%
-6.00%
11.46%
-21.09%
14.53%
+16.39%
Return on Equity
12.15%
-10.85%
13.63%
-6.42%
14.56%
-23.82%
19.12%
+13.53%
Revenue Growth
1.45%
-87.91%
12.00%
+10.23%
10.88%
+504.34%
-2.69%
-135.05%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
0.09
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
0.07
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow