Upstart's Auto Loan Push Is the 1 Story That Could Change the AI Lending Thesis

Upstart Holdings is expanding beyond its core unsecured personal loan business into auto loans and mortgages, with Q1 auto loan originations quadrupling year-over-year to $263 million and mortgage originations reaching $143 million. While these segments remain small compared to the $3 billion in personal loans, they represent significant growth opportunities given the massive size of the auto loan ($1.7 trillion) and mortgage ($18.8 trillion) markets. The company has originated only 12,202 car loans and 2,300 home loans versus 410,854 personal loans, indicating substantial room for market penetration.

05/28/2026, 2:11 PM • The Motley Fool

Is Upstart Stock a Millionaire Maker?

Upstart, an AI-powered credit scoring alternative to traditional bureaus, has shown impressive growth with 64% revenue increase to $1 billion in 2024 and returned to profitability. However, the article argues it likely won't be a millionaire-maker stock due to low competitive barriers. Major competitors like Equifax, Experian, and TransUnion are rapidly developing their own AI credit scoring platforms, which will eventually erode Upstart's advantage despite its current head start since 2012.

04/03/2026, 12:30 PM • The Motley Fool

Prediction: 2026 Will Be the Year of Upstart

Upstart Holdings, an AI-powered lending platform, is positioned for a breakthrough year in 2026 despite recent stock underperformance. The company's advanced credit-scoring algorithm considers 2,500+ variables and enables 43% more loan approvals with no additional defaults compared to traditional methods. After a disappointing November warning that spooked investors, the article argues the algorithm is working as intended by protecting lenders during economic headwinds. With revenue up 80% year-over-year through Q3 2025 and trading at less than 20x forward earnings, the stock is undervalued and should gain recognition as trailing 12-month results improve throughout 2026.

01/29/2026, 2:30 AM • The Motley Fool

[Latest] Global Enterprise Fraud Management Market Size/Share Worth USD 72.89 Billion by 2035 at a 11.53% CAGR: Custom Market Insights (Analysis, Outlook, Leaders, Report, Trends, Forecast, Segmentation, Growth Rate, Value, SWOT Analysis)

The global Enterprise Fraud Management (EFM) market is projected to grow from USD 28.45 billion in 2025 to USD 72.89 billion by 2035, at a CAGR of 11.53%. Growth is driven by increasing digital fraud, rising regulatory compliance requirements, and advancement in AI and cloud-based detection technologies. North America leads the market while Asia Pacific shows the fastest growth.

01/26/2026, 2:00 PM • GlobeNewswire

Business Information Market to Hit USD 306.59 Billion by 2033, Driven by Rising Demand for Data-Driven Decision Making | SNS Insider

The global business information market is projected to grow from USD 191.63 billion in 2025 to USD 306.59 billion by 2033, with a CAGR of 6.08%. Growth is driven by enterprises' increasing adoption of AI-driven analytics, real-time intelligence, and cloud platforms for data-driven decision-making, regulatory compliance, and risk management. The U.S. market is expected to expand from USD 61.28 billion to USD 96.59 billion, while Asia Pacific is anticipated to grow at the fastest rate of 8.13% CAGR.

01/26/2026, 1:30 AM • GlobeNewswire

So You've Been Scammed. What to Do Next.

A Pew Research survey shows 73% of U.S. adults have been victims of online scams. The article provides guidance on immediate steps to take if scammed, including contacting your bank within two days to limit liability to $50, reporting credit card fraud to card issuers, placing fraud alerts with credit bureaus, and filing a report with the FTC which shares information with over 2,800 law enforcement agencies.

12/24/2025, 9:30 AM • The Motley Fool