• $207.1M
    Market Cap
  • 34.07%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
42.1M
+17.77%
35.8M
+3.48%
34.6M
+6.93%
32.3M
+14.17%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
42.1M
+17.77%
35.8M
+3.48%
34.6M
+6.93%
32.3M
+14.17%
Sales and Marketing Expense
482,000
+35.01%
357,000
+8.51%
329,000
-6.80%
353,000
-0.28%
Research and Development Expense
-4.6M
+2.21%
-4.5M
+3.57%
-4.4M
+10.56%
-3.9M
+14.46%
Depreciation and Amortization Expense
1.1M
-0.73%
1.1M
+6.71%
1.0M
-3.93%
1.1M
-6.39%
Total Operating Expenses
29.6M
+6.23%
27.8M
+6.92%
26.0M
+3.75%
25.1M
+2.27%
Operating Profit
19.9M
+40.51%
14.2M
-5.86%
15.1M
+5.73%
14.2M
+4.08%
Interest Income
56.8M
+12.63%
50.5M
+15.75%
43.6M
+28.48%
33.9M
+15.21%
Interest Expense
N/A
N/A
N/A
N/A
-9.0M
+465.68%
-1.6M
+41.31%
Interest Income and Expense and Net
56.8M
+12.63%
50.5M
+45.92%
34.6M
+6.93%
32.3M
+14.17%
Total Nonoperating Income and Expense
42.1M
+17.77%
35.8M
+3.48%
34.6M
+6.93%
32.3M
+14.17%
Income before Taxes
19.9M
+40.51%
14.2M
-5.86%
15.1M
+5.73%
14.2M
+4.08%
Income Taxes
3.5M
+59.25%
2.2M
-1.42%
2.2M
-3.10%
2.3M
+3.57%
Extraordinary Items
N/A
N/A
0
N/A
0
-100.00%
30,000
+400.00%
Net Income
16.4M
+37.08%
11.9M
-6.65%
12.8M
+7.46%
11.9M
+4.18%
Net Income from Continuing Operations Applicable to Common
19.9M
+66.74%
11.9M
-6.65%
12.8M
+7.46%
11.9M
+4.18%
Basic EPS and Net Income
4.89
+36.97%
3.57
-6.54%
3.82
+7.61%
3.55
+4.11%
Diluted EPS and Net Income
4.89
+36.97%
3.57
-6.54%
3.82
+7.61%
3.55
+4.11%
Basic Weighted Average Shares
3.3M
-0.02%
3.3M
-0.04%
3.3M
-0.23%
3.4M
+0.27%
Diluted Weighted Average Shares
3.3M
+0.05%
3.3M
-0.04%
3.3M
-0.23%
3.4M
+0.25%
Balance Sheet
Cash and Cash Equivalents
137.3M
+29.62%
105.9M
+173.90%
38.7M
-41.67%
66.3M
-61.57%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
137.3M
+29.62%
105.9M
+173.90%
38.7M
-41.67%
66.3M
-61.57%
Total Current Assets
16.7M
+15.19%
14.5M
-23.43%
19.0M
+3.54%
18.3M
+132.05%
Accumulated Depreciation
13.7M
-5.23%
14.5M
-2.51%
14.9M
+3.54%
14.4M
+5.37%
Property and Plant and Equipment and Net
14.4M
+1.26%
14.2M
-1.62%
14.4M
-1.74%
14.7M
-3.35%
Total Long-Term Assets
16.7M
+15.19%
14.5M
-23.43%
19.0M
+3.54%
18.3M
+132.05%
Total Assets
1.3B
+7.11%
1.2B
+2.56%
1.2B
+0.56%
1.2B
-0.45%
Income Taxes Payable
323,000
-33.81%
488,000
-7.92%
530,000
-32.05%
780,000
-11.36%
Total Short-Term Debt
0
N/A
0
-100.00%
21.5M
N/A
0
N/A
Total Current Liabilities
323,000
-33.81%
488,000
-7.92%
530,000
-32.05%
780,000
-11.36%
Total Long-Term Debt
0
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
0
-100.00%
4,000
-82.61%
23,000
-45.24%
42,000
-30.00%
Total Liabilities
1.1B
+5.71%
1.1B
+1.93%
1.1B
-1.28%
1.1B
+2.25%
Retained Earnings
117.6M
+11.72%
105.3M
+8.43%
97.1M
+9.77%
88.5M
+10.48%
Total Stockholders Equity
137.8M
+20.24%
114.6M
+8.90%
105.2M
+23.57%
85.2M
-25.19%
Total Shares Outstanding
3.3M
-0.29%
3.4M
+0.03%
3.4M
-0.61%
3.4M
-0.05%
Cash Flow
Cash from Operating Activities
21.3M
-4.75%
22.3M
+57.77%
14.2M
-14.32%
16.5M
-23.58%
Capital Expenditures
1.4M
+88.56%
717,000
+14.35%
627,000
+51.08%
415,000
+44.10%
Cash from Investing Activities
-41.8M
-244.23%
29.0M
+221.13%
-23.9M
-83.37%
-144.0M
-7.95%
Dividends Paid
4.0M
+7.09%
3.8M
+3.69%
3.6M
+3.24%
3.5M
-0.06%
Cash from Financing Activities
51.9M
+226.63%
15.9M
+189.08%
-17.8M
-183.82%
21.3M
-83.81%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
47.23%
+19.31%
39.59%
-9.02%
43.52%
-1.12%
44.01%
-8.84%
Return on Assets
1.33%
+30.71%
1.02%
-8.08%
1.11%
+7.40%
1.03%
-1.86%
Return on Equity
12.97%
+19.39%
10.86%
-19.15%
13.44%
+12.31%
11.96%
+17.53%
Revenue Growth
17.77%
+411.35%
3.48%
-49.86%
6.93%
-51.08%
14.17%
+1,517.50%
Current Ratio
51.78
+74.03%
29.75
-16.84%
35.78
+52.38%
23.48
+161.81%
Cash Ratio
425.04
+95.83%
217.04
+197.47%
72.96
-14.16%
85.00
-56.64%
Debt-to-Equity Ratio
0.00
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
0.00
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow