• $10.0B
    Market Cap
  • 77.61%
    1-Year Change
  • Credit Services
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
3.7B
+8.04%
3.4B
+7.51%
3.2B
+15.50%
2.7B
+60.62%
Cost of Revenue
1.8B
+3.49%
1.8B
+6.96%
1.6B
+12.31%
1.5B
+87.78%
Gross Profit
1.8B
+12.95%
1.6B
+8.11%
1.5B
+19.19%
1.3B
+37.58%
Sales and Marketing Expense
6.3M
+70.27%
3.7M
-13.95%
4.3M
+4.88%
4.1M
+310.00%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
111.8M
+6.54%
104.9M
-3.87%
109.2M
+5.13%
103.8M
+126.18%
Total Operating Expenses
1.4B
+8.26%
1.3B
+5.96%
1.2B
+29.06%
941.0M
+25.02%
Operating Profit
447.6M
+30.57%
342.8M
+17.05%
292.8M
-9.51%
323.6M
+94.37%
Interest Income
2.9M
+51.68%
1.9M
+31.72%
1.5M
+11.88%
1.3M
+88.65%
Interest Expense
N/A
N/A
N/A
N/A
-93.2M
+31.87%
-70.7M
+118.33%
Interest Income and Expense and Net
2.9M
+51.68%
1.9M
+102.11%
-91.8M
+32.25%
-69.4M
+118.98%
Total Nonoperating Income and Expense
15.9M
+2,942.91%
522,000
-62.77%
1.4M
-48.66%
2.7M
-91.57%
Income before Taxes
447.6M
+30.57%
342.8M
+17.05%
292.8M
-9.51%
323.6M
+94.37%
Income Taxes
117.2M
+39.57%
84.0M
+14.16%
73.5M
+4.86%
70.1M
+68.63%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
330.4M
+27.65%
258.8M
+18.02%
219.3M
-13.49%
253.5M
+102.94%
Net Income from Continuing Operations Applicable to Common
447.6M
+30.57%
342.8M
+17.05%
292.8M
-9.51%
323.6M
+94.37%
Basic EPS and Net Income
7.46
+29.51%
5.76
+19.50%
4.82
-10.24%
5.37
+76.07%
Diluted EPS and Net Income
7.42
+29.49%
5.73
+19.38%
4.80
-10.45%
5.36
+76.32%
Basic Weighted Average Shares
44.3M
-1.45%
45.0M
-1.07%
45.5M
-3.73%
47.2M
+15.22%
Diluted Weighted Average Shares
44.5M
-1.42%
45.2M
-1.15%
45.7M
-3.46%
47.3M
+15.37%
Balance Sheet
Cash and Cash Equivalents
125.2M
-28.50%
175.1M
+37.85%
127.0M
+8.26%
117.3M
-2.26%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
125.2M
-28.50%
175.1M
+37.85%
127.0M
+8.26%
117.3M
-2.26%
Total Current Assets
1.9B
+32.25%
1.4B
+7.44%
1.3B
+15.56%
1.1B
+0.12%
Accumulated Depreciation
496.2M
+16.45%
426.1M
-2.33%
436.3M
+18.05%
369.6M
+15.91%
Property and Plant and Equipment and Net
808.0M
+12.55%
717.9M
+13.46%
632.7M
+17.46%
538.7M
+16.47%
Total Long-Term Assets
9.8M
-1.39%
9.9M
-3.01%
10.2M
+8.78%
9.4M
+10.36%
Total Assets
5.3B
+18.40%
4.5B
+4.36%
4.3B
+9.86%
3.9B
+1.78%
Income Taxes Payable
158.8M
+23.52%
128.6M
-5.99%
136.8M
-9.87%
151.8M
+17.20%
Total Short-Term Debt
45.0M
-77.27%
198.0M
-65.14%
568.0M
+67.55%
339.0M
+30.89%
Total Current Liabilities
407.8M
+20.16%
339.4M
+1.14%
335.6M
+13.56%
295.5M
-24.65%
Total Long-Term Debt
2.2B
+27.70%
1.7B
+7.70%
1.6B
+16.80%
1.4B
+6.33%
Total Long-Term Liabilities
566.6M
+17.39%
482.6M
-1.31%
489.0M
N/A
0
-100.00%
Total Liabilities
3.0B
+24.81%
2.4B
+5.64%
2.3B
+13.25%
2.0B
-0.16%
Retained Earnings
1.7B
+18.39%
1.4B
+15.85%
1.2B
+14.84%
1.1B
+22.38%
Total Stockholders Equity
2.3B
+10.84%
2.1B
+2.89%
2.0B
+6.21%
1.9B
+3.96%
Total Shares Outstanding
44.0M
-1.73%
44.8M
-0.79%
45.1M
-2.56%
46.3M
-4.51%
Cash Flow
Cash from Operating Activities
585.9M
+8.52%
540.0M
+29.75%
416.1M
-11.33%
469.3M
+110.16%
Capital Expenditures
54.9M
-19.55%
68.2M
+13.46%
60.1M
+69.02%
35.6M
-15.32%
Cash from Investing Activities
-828.0M
+87.51%
-441.6M
-4.49%
-462.3M
+37.42%
-336.4M
-54.82%
Dividends Paid
70.9M
+7.78%
65.8M
+6.28%
61.9M
+3.87%
59.6M
+25.33%
Cash from Financing Activities
176.4M
+561.89%
-38.2M
-174.43%
51.3M
+136.84%
-139.3M
-124.14%
Financials Ratio
Gross Margin
50.28%
+4.54%
48.09%
+0.56%
47.82%
+3.20%
46.34%
-14.35%
Operating Margin
12.23%
+20.85%
10.12%
+8.87%
9.29%
-21.65%
11.86%
+21.01%
Return on Assets
6.76%
+14.45%
5.90%
+10.32%
5.35%
-18.28%
6.55%
+62.76%
Return on Equity
15.26%
+19.39%
12.78%
+12.94%
11.32%
-17.69%
13.75%
+70.15%
Revenue Growth
8.04%
+7.08%
7.51%
-51.53%
15.50%
-74.44%
60.62%
+1,361.20%
Current Ratio
4.55
+10.07%
4.14
+6.23%
3.89
+1.76%
3.83
+32.87%
Cash Ratio
0.31
-40.49%
0.52
+36.30%
0.38
-4.66%
0.40
+29.70%
Debt-to-Equity Ratio
0.99
+5.49%
0.94
-13.82%
1.09
+19.43%
0.91
+6.22%
Debt-to-Assets Ratio
0.43
-1.25%
0.43
-15.04%
0.51
+15.45%
0.44
+8.50%

Earnings & Revenue History

Debt-to-Assets

Cash Flow