• $112.8M
    Market Cap
  • 22.01%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
1.1M
+1.62%
1.1M
-96.39%
29.1M
-22.36%
37.5M
+1.63%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
1.1M
+1.62%
1.1M
-96.39%
29.1M
-22.36%
37.5M
+1.63%
Sales and Marketing Expense
449,000
-19.82%
560,000
+6.06%
528,000
+35.73%
389,000
-4.42%
Research and Development Expense
-1.5M
+44.32%
-1.0M
-21.63%
-1.3M
+42.51%
-915,000
-23.75%
Depreciation and Amortization Expense
1.3M
+34.99%
946,000
+18.55%
798,000
-24.43%
1.1M
+1.73%
Total Operating Expenses
33.9M
-32.97%
50.6M
+72.97%
29.2M
+9.22%
26.8M
+1.61%
Operating Profit
6.4M
+148.04%
-13.2M
-312.17%
6.2M
-61.74%
16.3M
-4.06%
Interest Income
77.2M
+8.09%
71.4M
+25.33%
57.0M
+22.78%
46.4M
+10.38%
Interest Expense
N/A
N/A
N/A
N/A
-27.9M
+212.71%
-8.9M
+73.14%
Interest Income and Expense and Net
77.2M
+8.09%
71.4M
+145.30%
29.1M
-22.36%
37.5M
+1.63%
Total Nonoperating Income and Expense
37.7M
+16.64%
32.3M
+10.86%
29.1M
-22.36%
37.5M
+1.63%
Income before Taxes
6.4M
+148.04%
-13.2M
-312.17%
6.2M
-61.74%
16.3M
-4.06%
Income Taxes
213,000
+573.33%
-45,000
-106.58%
684,000
-70.18%
2.3M
-1.16%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
6.2M
+146.60%
-13.2M
-337.46%
5.6M
-60.35%
14.0M
-4.52%
Net Income from Continuing Operations Applicable to Common
6.4M
+148.04%
-13.2M
-312.17%
6.2M
-61.74%
16.3M
-4.06%
Basic EPS and Net Income
0.99
+146.26%
-2.14
-335.16%
0.91
-61.28%
2.35
-5.62%
Diluted EPS and Net Income
0.99
+146.26%
-2.14
-335.16%
0.91
-61.28%
2.35
-5.62%
Basic Weighted Average Shares
6.2M
+0.91%
6.2M
+1.92%
6.1M
+1.34%
6.0M
+1.12%
Diluted Weighted Average Shares
6.2M
+0.91%
6.2M
+1.92%
6.1M
+1.34%
6.0M
+1.12%
Balance Sheet
Cash and Cash Equivalents
121.2M
+602.73%
17.3M
+1.42%
17.0M
+58.44%
10.7M
-82.49%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
17.4M
N/A
Cash and Cash Equivalents and Short-Term Investments
121.2M
+602.73%
17.3M
+1.42%
17.0M
-39.46%
28.1M
-54.19%
Total Current Assets
2.9M
-17.09%
3.5M
+5.60%
3.3M
-9.03%
3.6M
-5.15%
Accumulated Depreciation
16.7M
+6.57%
15.7M
-2.16%
16.0M
+6.05%
15.1M
+2.49%
Property and Plant and Equipment and Net
19.4M
-4.41%
20.3M
+3.37%
19.6M
+3.09%
19.0M
+4.77%
Total Long-Term Assets
2.9M
-17.09%
3.5M
+5.60%
3.3M
-9.03%
3.6M
-5.15%
Total Assets
1.5B
+7.17%
1.4B
+0.90%
1.4B
+6.52%
1.3B
+0.67%
Income Taxes Payable
2.7M
+27.09%
2.2M
-23.77%
2.8M
+401.42%
563,000
-36.17%
Total Short-Term Debt
136.8M
+1.80%
134.4M
-12.41%
153.5M
+0.03%
153.4M
+460.39%
Total Current Liabilities
2.7M
+27.09%
2.2M
-23.77%
2.8M
+401.42%
563,000
+124.30%
Total Long-Term Debt
25.0M
0.00%
25.0M
0.00%
25.0M
0.00%
25.0M
0.00%
Total Long-Term Liabilities
1.9M
-3.02%
1.9M
-2.83%
2.0M
-2.61%
2.0M
-26.51%
Total Liabilities
1.4B
+7.27%
1.3B
+2.13%
1.3B
+7.07%
1.2B
+3.16%
Retained Earnings
79.3M
-1.02%
80.1M
-20.06%
100.3M
-0.45%
100.7M
+7.85%
Total Stockholders Equity
113.1M
+5.88%
106.8M
-12.20%
121.6M
+1.02%
120.4M
-18.96%
Total Shares Outstanding
6.3M
+0.86%
6.2M
+2.10%
6.1M
+1.20%
6.0M
+1.21%
Cash Flow
Cash from Operating Activities
11.2M
+36.67%
8.2M
+38.32%
5.9M
-64.27%
16.5M
+8.34%
Capital Expenditures
313,000
-81.89%
1.7M
+4.35%
1.7M
-12.47%
1.9M
+284.55%
Cash from Investing Activities
4.9M
+114.80%
-33.2M
-56.84%
-76.8M
-17.94%
-93.6M
-15.91%
Dividends Paid
7.0M
+34.93%
5.2M
-23.78%
6.8M
+1.35%
6.7M
+1.10%
Cash from Financing Activities
87.9M
+248.48%
25.2M
-67.32%
77.2M
+191.27%
26.5M
-80.11%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
595.97%
+147.28%
-1,260.51%
-5,977.81%
21.45%
-50.72%
43.51%
-5.60%
Return on Assets
0.42%
+144.78%
-0.93%
-329.15%
0.41%
-61.73%
1.06%
-9.93%
Return on Equity
5.60%
+148.41%
-11.56%
-351.61%
4.60%
-55.94%
10.43%
+3.95%
Revenue Growth
1.62%
+101.68%
-96.39%
+331.14%
-22.36%
-1,474.99%
1.63%
-85.38%
Current Ratio
1.05
-34.77%
1.61
+38.53%
1.16
-81.86%
6.42
-57.71%
Cash Ratio
44.33
+452.93%
8.02
+33.04%
6.03
-68.40%
19.07
-92.20%
Debt-to-Equity Ratio
1.43
-4.12%
1.49
+1.74%
1.47
-0.98%
1.48
+320.31%
Debt-to-Assets Ratio
0.11
-5.29%
0.11
-11.43%
0.13
-6.11%
0.13
+238.04%

Earnings & Revenue History

Debt-to-Assets

Cash Flow