• $57.7M
    Market Cap
  • 14.60%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
24.4M
+17.06%
20.8M
-2.71%
21.4M
-11.22%
24.1M
+5.46%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
24.4M
+17.06%
20.8M
-2.71%
21.4M
-11.22%
24.1M
+5.46%
Sales and Marketing Expense
249,000
+9.21%
228,000
-15.65%
270,308
+4.76%
258,032
+10.57%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
750,000
+17.92%
636,000
+24.68%
510,087
+5.72%
482,489
+2.45%
Total Operating Expenses
18.3M
+8.07%
16.9M
+11.80%
15.1M
-1.47%
15.4M
+8.77%
Operating Profit
7.4M
+33.84%
5.5M
-34.69%
8.4M
-20.23%
10.6M
-0.07%
Interest Income
42.4M
+10.41%
38.4M
+22.47%
31.3M
+19.24%
26.3M
+2.29%
Interest Expense
N/A
N/A
N/A
N/A
-9.9M
+361.62%
-2.1M
-23.50%
Interest Income and Expense and Net
42.4M
+10.41%
38.4M
+79.13%
21.4M
-11.22%
24.1M
+5.46%
Total Nonoperating Income and Expense
24.4M
+17.06%
20.8M
-2.71%
21.4M
-11.22%
24.1M
+5.46%
Income before Taxes
7.4M
+33.84%
5.5M
-34.69%
8.4M
-20.23%
10.6M
-0.07%
Income Taxes
1.6M
+30.54%
1.2M
-38.98%
2.0M
-18.82%
2.5M
+2.15%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
5.8M
+34.78%
4.3M
-33.35%
6.4M
-20.66%
8.1M
-0.73%
Net Income from Continuing Operations Applicable to Common
7.4M
+33.84%
5.5M
-34.69%
8.4M
-20.23%
10.6M
-0.07%
Basic EPS and Net Income
1.81
+32.12%
1.37
-34.13%
2.08
-21.80%
2.66
-1.48%
Diluted EPS and Net Income
1.81
+32.12%
1.37
-34.13%
2.08
-21.80%
2.66
-1.48%
Basic Weighted Average Shares
3.2M
+1.76%
3.1M
+1.62%
3.1M
+1.20%
3.0M
+0.94%
Diluted Weighted Average Shares
3.2M
+1.76%
3.1M
+1.52%
3.1M
+1.30%
3.0M
+0.94%
Balance Sheet
Cash and Cash Equivalents
46.7M
-27.81%
64.7M
+44.68%
44.7M
+515.27%
7.3M
-72.55%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
46.7M
-27.81%
64.7M
+44.68%
44.7M
+515.27%
7.3M
-72.55%
Total Current Assets
7.3M
-10.62%
8.2M
+37.44%
5.9M
+6.29%
5.6M
+1.17%
Accumulated Depreciation
9.2M
+5.90%
8.7M
+6.56%
8.2M
+5.55%
7.8M
+4.76%
Property and Plant and Equipment and Net
7.1M
-2.83%
7.3M
+11.63%
6.6M
+6.41%
6.2M
-1.16%
Total Long-Term Assets
7.3M
-10.62%
8.2M
+37.44%
5.9M
+6.29%
5.6M
+1.17%
Total Assets
872.0M
+3.23%
844.6M
+5.59%
799.9M
+11.38%
718.2M
+0.21%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
12.0M
+6.24%
11.3M
-14.25%
13.2M
-12.48%
15.1M
-11.09%
Total Long-Term Liabilities
12.0M
+6.24%
11.3M
-14.25%
13.2M
-12.48%
15.1M
-11.09%
Total Liabilities
807.3M
+2.40%
788.4M
+5.43%
747.8M
+11.53%
670.4M
+1.57%
Retained Earnings
45.2M
+8.64%
41.6M
+5.53%
39.4M
+11.71%
35.3M
+21.19%
Total Stockholders Equity
64.7M
+14.91%
56.3M
+7.85%
52.2M
+9.22%
47.8M
-15.62%
Total Shares Outstanding
3.2M
+3.62%
3.1M
0.00%
3.1M
+1.49%
3.1M
+1.12%
Cash Flow
Cash from Operating Activities
6.0M
+163.96%
2.3M
-61.18%
5.9M
-17.49%
7.2M
-38.86%
Capital Expenditures
370,000
-72.37%
1.3M
+55.08%
863,417
+110.16%
410,843
+36.76%
Cash from Investing Activities
-41.5M
+82.74%
-22.7M
-46.39%
-42.4M
+19.80%
-35.4M
-40.05%
Dividends Paid
1.3M
-3.49%
1.4M
+11.41%
1.2M
+0.84%
1.2M
+5.99%
Cash from Financing Activities
17.5M
-56.74%
40.4M
-45.34%
73.9M
+720.54%
9.0M
-72.52%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
30.23%
+14.33%
26.44%
-32.88%
39.39%
-10.15%
43.84%
-5.24%
Return on Assets
0.67%
+29.12%
0.52%
-38.46%
0.85%
-25.02%
1.13%
-3.56%
Return on Equity
9.54%
+20.87%
7.89%
-38.57%
12.84%
-17.14%
15.50%
+3.03%
Revenue Growth
17.06%
+729.80%
-2.71%
-75.87%
-11.22%
-305.65%
5.46%
-83.05%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow