FMNB
Farmers Natl Ban (FMNB)
NASDAQ
$13.81-$0.44 (-3.09%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $842.6M
    Market Cap
  • 12.95%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
7.2M
-93.13%
105.0M
+8.33%
97.0M
+14.84%
84.4M
+10.82%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
7.2M
-93.13%
105.0M
+8.33%
97.0M
+14.84%
84.4M
+10.82%
Sales and Marketing Expense
1.8M
+21.42%
1.5M
-16.17%
1.8M
-7.91%
1.9M
+4.73%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
6.8M
+5.87%
6.4M
-12.64%
7.3M
+49.56%
4.9M
+38.43%
Total Operating Expenses
116.5M
+9.16%
106.7M
-4.57%
111.8M
+18.41%
94.4M
+19.24%
Operating Profit
65.0M
+17.35%
55.4M
-5.57%
58.7M
-19.41%
72.8M
+17.26%
Interest Income
233.8M
+2.66%
227.7M
+6.75%
213.3M
+50.14%
142.1M
+22.01%
Interest Expense
N/A
N/A
N/A
N/A
-75.5M
+321.59%
-17.9M
+111.60%
Interest Income and Expense and Net
233.8M
+2.66%
227.7M
+65.28%
137.8M
+10.97%
124.2M
+14.98%
Total Nonoperating Income and Expense
142.4M
+10.97%
128.4M
-6.84%
137.8M
+10.97%
124.2M
+14.98%
Income before Taxes
65.0M
+17.35%
55.4M
-5.57%
58.7M
-19.41%
72.8M
+17.26%
Income Taxes
10.5M
+10.36%
9.5M
+8.12%
8.8M
-28.37%
12.2M
+19.16%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
54.6M
+18.80%
45.9M
-7.98%
49.9M
-17.60%
60.6M
+16.88%
Net Income from Continuing Operations Applicable to Common
65.0M
+17.35%
55.4M
-5.57%
58.7M
-19.41%
72.8M
+17.26%
Basic EPS and Net Income
1.46
+18.70%
1.23
-8.21%
1.34
-25.14%
1.79
+0.56%
Diluted EPS and Net Income
1.45
+18.85%
1.22
-8.27%
1.33
-25.70%
1.79
+1.13%
Basic Weighted Average Shares
37.4M
+0.31%
37.3M
-0.15%
37.4M
+10.46%
33.8M
+16.04%
Diluted Weighted Average Shares
37.6M
+0.32%
37.5M
+0.04%
37.5M
+10.52%
33.9M
+15.88%
Balance Sheet
Cash and Cash Equivalents
92.4M
+7.72%
85.7M
-17.29%
103.7M
+37.20%
75.6M
-33.02%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
92.4M
+7.72%
85.7M
-17.29%
103.7M
+37.20%
75.6M
-33.02%
Total Current Assets
104.5M
-12.84%
119.8M
-0.34%
120.3M
+8.59%
110.7M
+114.61%
Accumulated Depreciation
35.8M
+10.06%
32.5M
+9.26%
29.8M
+16.55%
25.6M
+2.54%
Property and Plant and Equipment and Net
56.9M
+8.77%
52.3M
+17.83%
44.4M
+13.25%
39.2M
+4.41%
Total Long-Term Assets
104.5M
-12.84%
119.8M
-0.34%
120.3M
+8.59%
110.7M
+114.61%
Total Assets
5.2B
+2.48%
5.1B
+0.80%
5.1B
+24.40%
4.1B
-1.46%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
281.0M
-7.87%
305.0M
-14.08%
355.0M
+273.68%
95.0M
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
86.7M
+0.68%
86.2M
-2.83%
88.7M
+0.51%
88.2M
+0.52%
Total Long-Term Liabilities
86.7M
+0.68%
86.2M
-2.83%
88.7M
+0.51%
88.2M
+0.52%
Total Liabilities
4.8B
+1.00%
4.7B
+0.83%
4.7B
+23.33%
3.8B
+3.26%
Retained Earnings
286.2M
+11.29%
257.2M
+8.62%
236.8M
+11.48%
212.4M
+22.13%
Total Stockholders Equity
485.7M
+19.63%
406.0M
+0.40%
404.4M
+38.36%
292.3M
-38.13%
Total Shares Outstanding
37.7M
+0.18%
37.6M
+0.22%
37.5M
+10.12%
34.1M
+0.46%
Cash Flow
Cash from Operating Activities
60.0M
-9.87%
66.6M
+6.92%
62.3M
-25.55%
83.7M
+52.34%
Capital Expenditures
7.9M
-32.77%
11.7M
+201.34%
3.9M
-29.52%
5.5M
+300.36%
Cash from Investing Activities
-78.8M
-17.11%
-95.1M
-222.06%
77.9M
+137.39%
-208.5M
-50.79%
Dividends Paid
25.5M
+0.31%
25.4M
-0.03%
25.4M
+15.42%
22.0M
+56.37%
Cash from Financing Activities
25.4M
+140.08%
10.6M
+109.44%
-112.1M
-228.11%
87.5M
-61.42%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
901.91%
+1,609.06%
52.77%
-12.84%
60.54%
-29.82%
86.27%
+5.81%
Return on Assets
1.05%
+16.88%
0.90%
-17.34%
1.09%
-26.01%
1.47%
+2.52%
Return on Equity
12.24%
+7.97%
11.34%
-20.89%
14.33%
-9.56%
15.85%
+25.72%
Revenue Growth
-93.13%
-1,217.63%
8.33%
-43.83%
14.84%
+37.15%
10.82%
-41.74%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.76
-21.41%
0.96
-12.18%
1.10
+75.02%
0.63
+237.35%
Debt-to-Assets Ratio
0.07
-8.25%
0.08
-12.59%
0.09
+94.65%
0.04
+111.79%

Earnings & Revenue History

Debt-to-Assets

Cash Flow