FSBC
FIVE STAR BNCRP (FSBC)
NASDAQ
$41.85-$0.97 (-2.27%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $902.7M
    Market Cap
  • 58.54%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
151.9M
+26.89%
119.7M
+7.96%
110.9M
+7.58%
103.1M
+32.80%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
151.9M
+26.89%
119.7M
+7.96%
110.9M
+7.58%
103.1M
+32.80%
Sales and Marketing Expense
3.2M
+31.81%
2.4M
+0.33%
2.4M
+25.94%
1.9M
+46.77%
Research and Development Expense
-6.1M
+20.30%
-5.1M
+26.72%
-4.0M
+29.89%
-3.1M
+23.94%
Depreciation and Amortization Expense
2.2M
+19.71%
1.9M
+16.44%
1.6M
+148.38%
649,000
+6.92%
Total Operating Expenses
65.0M
+19.30%
54.5M
+14.06%
47.8M
+17.47%
40.7M
+12.83%
Operating Profit
83.7M
+29.37%
64.7M
-2.84%
66.6M
+5.98%
62.9M
+33.32%
Interest Income
248.9M
+20.29%
207.0M
+18.68%
174.4M
+47.88%
117.9M
+44.54%
Interest Expense
-4.6M
0.00%
-4.6M
-92.68%
-63.5M
+327.68%
-14.8M
+273.82%
Interest Income and Expense and Net
244.3M
+20.75%
202.3M
+82.45%
110.9M
+7.58%
103.1M
+32.80%
Total Nonoperating Income and Expense
151.9M
+26.89%
119.7M
+7.96%
110.9M
+7.58%
103.1M
+32.80%
Income before Taxes
83.7M
+29.37%
64.7M
-2.84%
66.6M
+5.98%
62.9M
+33.32%
Income Taxes
22.1M
+16.15%
19.1M
+0.89%
18.9M
+4.57%
18.1M
+283.62%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
61.6M
+34.89%
45.7M
-4.32%
47.7M
+6.55%
44.8M
+5.56%
Net Income from Continuing Operations Applicable to Common
83.7M
+29.37%
64.7M
-2.84%
66.6M
+5.98%
62.9M
+33.32%
Basic EPS and Net Income
2.90
+28.32%
2.26
-18.71%
2.78
+6.51%
2.61
-7.77%
Diluted EPS and Net Income
2.90
+28.32%
2.26
-18.71%
2.78
+6.51%
2.61
-7.77%
Basic Weighted Average Shares
21.2M
+5.31%
20.2M
+17.40%
17.2M
+0.22%
17.1M
+14.40%
Diluted Weighted Average Shares
21.3M
+5.29%
20.2M
+17.56%
17.2M
+0.13%
17.2M
+14.47%
Balance Sheet
Cash and Cash Equivalents
34.0M
+0.28%
33.9M
+25.55%
27.0M
-17.12%
32.6M
-92.34%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
34.0M
+0.28%
33.9M
+25.55%
27.0M
-17.12%
32.6M
-92.34%
Total Current Assets
506.9M
+43.85%
352.3M
+9.57%
321.6M
+23.69%
260.0M
-38.87%
Accumulated Depreciation
6.0M
+12.59%
5.3M
+12.71%
4.7M
+14.09%
4.2M
+18.13%
Property and Plant and Equipment and Net
2.1M
+33.14%
1.6M
-2.40%
1.6M
+1.12%
1.6M
-9.48%
Total Long-Term Assets
2.1M
+33.14%
1.6M
-2.40%
1.6M
+1.12%
1.6M
-9.48%
Total Assets
4.8B
+17.31%
4.1B
+12.81%
3.6B
+11.34%
3.2B
+26.22%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
0
-100.00%
170.0M
+70.00%
100.0M
-76.22%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
74.0M
+0.20%
73.9M
+0.20%
73.7M
+0.19%
73.6M
+159.30%
Total Long-Term Liabilities
11.9M
+73.14%
6.9M
+22.38%
5.6M
+32.05%
4.2M
N/A
Total Liabilities
4.3B
+17.84%
3.7B
+10.56%
3.3B
+11.20%
3.0B
+28.11%
Retained Earnings
151.0M
+41.82%
106.5M
+38.20%
77.0M
+64.83%
46.7M
+172.23%
Total Stockholders Equity
445.8M
+12.41%
396.6M
+38.79%
285.8M
+13.03%
252.8M
+7.56%
Total Shares Outstanding
21.4M
+0.23%
21.3M
+23.54%
17.3M
+0.09%
17.2M
+0.10%
Cash Flow
Cash from Operating Activities
72.6M
+40.22%
51.8M
+33.08%
38.9M
-15.36%
46.0M
+60.43%
Capital Expenditures
1.2M
+90.61%
628,000
-3.83%
653,000
+35.76%
481,000
-32.91%
Cash from Investing Activities
-544.1M
+21.79%
-446.7M
+59.96%
-279.3M
-66.63%
-836.9M
+83.93%
Dividends Paid
17.1M
+5.18%
16.2M
+25.50%
12.9M
-15.41%
15.3M
N/A
Cash from Financing Activities
626.0M
+47.04%
425.7M
+40.99%
301.9M
-51.74%
625.6M
+11.48%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
55.12%
+1.95%
54.06%
-10.01%
60.08%
-1.49%
60.99%
N/A
Return on Assets
1.40%
+17.09%
1.19%
-14.66%
1.40%
-9.64%
1.55%
N/A
Return on Equity
14.63%
+9.26%
13.39%
-24.48%
17.73%
-3.49%
18.37%
N/A
Revenue Growth
26.89%
+237.66%
7.96%
+5.11%
7.58%
-76.90%
32.80%
N/A
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.17
-10.84%
0.19
-78.16%
0.85
+24.20%
0.69
N/A
Debt-to-Assets Ratio
0.02
-14.29%
0.02
-73.16%
0.07
+26.02%
0.05
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow