• $1.6B
    Market Cap
  • 6.22%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
317.4M
+6.90%
296.9M
+1.19%
293.4M
+21.44%
241.6M
+55.66%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
317.4M
+6.90%
296.9M
+1.19%
293.4M
+21.44%
241.6M
+55.66%
Sales and Marketing Expense
2.8M
-12.67%
3.3M
+15.98%
2.8M
+8.41%
2.6M
-17.03%
Research and Development Expense
-18.4M
-5.31%
-19.4M
+30.16%
-14.9M
-4.01%
-15.6M
+11.50%
Depreciation and Amortization Expense
8.2M
+11.84%
7.4M
+52.94%
4.8M
+14.40%
4.2M
+197.46%
Total Operating Expenses
271.8M
+2.93%
264.0M
+18.51%
222.8M
-6.83%
239.1M
+6.45%
Operating Profit
122.9M
+29.21%
95.1M
-27.66%
131.5M
+77.63%
74.0M
+42.78%
Interest Income
467.8M
+1.79%
459.5M
+11.08%
413.7M
+55.04%
266.8M
+57.55%
Interest Expense
-4.9M
-0.53%
-4.9M
-95.91%
-120.3M
+377.48%
-25.2M
+78.35%
Interest Income and Expense and Net
462.9M
+1.82%
454.6M
+54.93%
293.4M
+21.44%
241.6M
+55.66%
Total Nonoperating Income and Expense
317.4M
+6.90%
296.9M
+1.19%
293.4M
+21.44%
241.6M
+55.66%
Income before Taxes
122.9M
+29.21%
95.1M
-27.66%
131.5M
+77.63%
74.0M
+42.78%
Income Taxes
25.0M
+28.11%
19.5M
-30.29%
27.9M
+88.34%
14.8M
+71.01%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
97.9M
+29.50%
75.6M
-26.95%
103.5M
+74.94%
59.2M
+37.11%
Net Income from Continuing Operations Applicable to Common
97.9M
+29.50%
75.6M
-26.95%
103.5M
+74.94%
59.2M
+37.11%
Basic EPS and Net Income
3.52
+27.54%
2.76
-33.49%
4.15
+62.75%
2.55
+8.05%
Diluted EPS and Net Income
3.47
+29.00%
2.69
-34.07%
4.08
+64.52%
2.48
+7.83%
Basic Weighted Average Shares
27.8M
+1.29%
27.4M
+10.01%
24.9M
+7.28%
23.2M
+26.87%
Diluted Weighted Average Shares
28.2M
+0.65%
28.1M
+10.56%
25.4M
+6.50%
23.8M
+27.00%
Balance Sheet
Cash and Cash Equivalents
652.6M
+5.95%
615.9M
+28.49%
479.4M
+39.54%
343.5M
-48.61%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
652.6M
+5.95%
615.9M
+28.49%
479.4M
+39.54%
343.5M
-48.61%
Total Current Assets
652.6M
+5.95%
615.9M
+28.49%
479.4M
+39.54%
343.5M
-48.61%
Accumulated Depreciation
65.4M
+12.35%
58.2M
+10.69%
52.6M
+31.85%
39.9M
-1.20%
Property and Plant and Equipment and Net
81.5M
-1.16%
82.5M
-2.78%
84.8M
-2.57%
87.1M
+63.85%
Total Long-Term Assets
81.5M
-1.16%
82.5M
-2.78%
84.8M
-2.57%
87.1M
+63.85%
Total Assets
8.5B
+4.79%
8.1B
+2.76%
7.9B
+6.05%
7.4B
+31.12%
Income Taxes Payable
1.3M
+1.51%
1.3M
-0.08%
1.3M
+42.21%
886,000
+43.13%
Total Short-Term Debt
0
N/A
0
N/A
0
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
36.7M
-51.64%
75.8M
+0.70%
75.3M
-6.13%
80.2M
+15.52%
Total Long-Term Liabilities
43.7M
-7.40%
47.2M
+0.65%
46.9M
-15.88%
55.8M
+12.93%
Total Liabilities
7.3B
+3.91%
7.1B
+0.76%
7.0B
+5.21%
6.7B
+29.42%
Retained Earnings
631.1M
+18.37%
533.1M
+16.53%
457.5M
+27.87%
357.8M
+19.82%
Total Stockholders Equity
1.2B
+10.75%
1.0B
+18.72%
877.2M
+13.25%
774.5M
+47.80%
Total Shares Outstanding
27.9M
+0.64%
27.7M
+11.01%
25.0M
+0.16%
24.9M
+35.84%
Cash Flow
Cash from Operating Activities
111.5M
+10.25%
101.1M
-19.22%
125.2M
+29.16%
96.9M
-14.32%
Capital Expenditures
7.5M
+38.75%
5.4M
+26.80%
4.3M
+94.35%
2.2M
-36.44%
Cash from Investing Activities
-330.2M
+308.30%
-80.9M
-75.29%
-327.3M
-39.18%
-538.1M
+83.08%
Dividends Paid
7.6M
N/A
0
-100.00%
26.0M
+324,900.00%
8,000
N/A
Cash from Financing Activities
255.4M
+119.59%
116.3M
-65.58%
337.9M
+190.65%
116.3M
-82.04%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
38.72%
+20.87%
32.03%
-28.51%
44.81%
+46.27%
30.63%
N/A
Return on Assets
1.18%
+24.77%
0.95%
-30.00%
1.35%
+49.66%
0.90%
N/A
Return on Equity
8.92%
+13.20%
7.88%
-37.11%
12.54%
+37.54%
9.11%
N/A
Revenue Growth
6.90%
+481.82%
1.19%
-94.47%
21.44%
-61.48%
55.66%
N/A
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.03
-56.32%
0.07
-15.25%
0.09
N/A
N/A
N/A
Debt-to-Assets Ratio
0.004
-54.26%
0.009
-2.08%
0.010
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow