• $87.7M
    Market Cap
  • 32.08%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
37.5M
+3.62%
36.1M
-3.22%
37.4M
+1.11%
36.9M
-0.08%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
323,000
+0.31%
Gross Profit
37.5M
+3.62%
36.1M
-3.22%
37.4M
+2.00%
36.6M
-0.08%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
189,000
+13.17%
Research and Development Expense
-795,000
+2.05%
-779,000
+7.89%
-722,000
+5.87%
-682,000
-24.47%
Depreciation and Amortization Expense
49,000
-59.84%
122,000
-37.44%
195,000
-27.24%
268,000
-21.41%
Total Operating Expenses
29.1M
+2.52%
28.4M
-2.69%
29.1M
+3.81%
28.1M
-14.30%
Operating Profit
7.9M
-26.20%
10.8M
-4.59%
11.3M
+25.07%
9.0M
+57.39%
Interest Income
59.4M
+1.98%
58.3M
+10.33%
52.8M
+28.18%
41.2M
+3.20%
Interest Expense
-22.0M
-0.70%
-22.1M
+43.06%
-15.5M
+263.16%
-4.3M
+44.27%
Interest Income and Expense and Net
37.5M
+3.62%
36.1M
-3.22%
37.4M
+1.11%
36.9M
-0.08%
Total Nonoperating Income and Expense
37.5M
+3.62%
36.1M
-3.22%
37.4M
+1.11%
36.9M
-0.08%
Income before Taxes
7.9M
-26.20%
10.8M
-4.59%
11.3M
+25.07%
9.0M
+57.39%
Income Taxes
1.9M
-24.77%
2.6M
-7.25%
2.8M
+29.70%
2.1M
+68.47%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
6.0M
-26.66%
8.2M
-3.71%
8.5M
+23.62%
6.9M
+54.21%
Net Income from Continuing Operations Applicable to Common
7.9M
-26.20%
10.8M
-4.59%
11.3M
+25.07%
9.0M
+57.39%
Basic EPS and Net Income
1.03
-26.43%
1.40
-1.41%
1.42
+25.66%
1.13
+61.43%
Diluted EPS and Net Income
1.00
-24.81%
1.33
0.00%
1.33
+25.47%
1.06
+60.61%
Basic Weighted Average Shares
5.8M
-0.48%
5.9M
-1.92%
6.0M
-1.96%
6.1M
-3.72%
Diluted Weighted Average Shares
6.0M
-1.89%
6.1M
-4.05%
6.4M
-1.96%
6.5M
-3.50%
Balance Sheet
Cash and Cash Equivalents
73.5M
+55.77%
47.2M
-6.09%
50.3M
+66.75%
30.2M
-50.77%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
73.5M
+55.77%
47.2M
-6.09%
50.3M
+66.75%
30.2M
-50.77%
Total Current Assets
9.5M
-14.04%
11.0M
+2.55%
10.7M
-10.01%
11.9M
+54.74%
Accumulated Depreciation
24.5M
+5.34%
23.2M
+5.61%
22.0M
+1.81%
21.6M
-1.34%
Property and Plant and Equipment and Net
26.3M
+5.97%
24.8M
+1.66%
24.4M
-0.17%
24.4M
-2.72%
Total Long-Term Assets
9.5M
-14.04%
11.0M
+2.55%
10.7M
-10.01%
11.9M
+54.74%
Total Assets
1.2B
+4.88%
1.1B
+2.62%
1.1B
+7.87%
994.7M
+3.79%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
-100.00%
10.0M
0.00%
10.0M
-50.09%
20.0M
+99.46%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
10.9M
+0.67%
10.9M
+0.68%
10.8M
+0.68%
10.7M
+0.69%
Total Long-Term Liabilities
10.9M
+0.67%
10.9M
+0.68%
10.8M
+0.68%
10.7M
+0.69%
Total Liabilities
1.0B
+4.66%
1.0B
+2.05%
982.3M
+8.01%
909.5M
+4.76%
Retained Earnings
121.2M
+3.75%
116.9M
+6.28%
110.0M
+5.26%
104.5M
+6.13%
Total Stockholders Equity
105.6M
+7.12%
98.6M
+8.86%
90.6M
+6.41%
85.1M
-5.47%
Total Shares Outstanding
5.7M
+0.06%
5.7M
-0.68%
5.7M
-1.33%
5.8M
-5.83%
Cash Flow
Cash from Operating Activities
12.3M
+58.81%
7.8M
-40.61%
13.1M
+4.29%
12.5M
+27.52%
Capital Expenditures
3.2M
+54.33%
2.1M
+43.44%
1.5M
+16.01%
1.3M
+53.53%
Cash from Investing Activities
-28.1M
-7.33%
-30.3M
-49.79%
-60.4M
-24.63%
-80.2M
-25.96%
Dividends Paid
1.6M
+27.22%
1.3M
+7.57%
1.2M
+41.23%
832,000
+11.68%
Cash from Financing Activities
42.1M
+115.79%
19.5M
-71.08%
67.5M
+84.55%
36.6M
-44.00%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
99.13%
-0.003%
Operating Margin
21.19%
-28.78%
29.75%
-1.42%
30.18%
+23.70%
24.40%
+57.52%
Return on Assets
0.53%
-29.32%
0.75%
-8.43%
0.82%
+16.77%
0.70%
+45.98%
Return on Equity
5.87%
-32.06%
8.64%
-10.58%
9.66%
+23.24%
7.84%
+55.57%
Revenue Growth
3.62%
+212.61%
-3.22%
-390.42%
1.11%
+1,465.23%
-0.08%
-102.41%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.10
-51.04%
0.21
-7.84%
0.23
-36.47%
0.36
+57.27%
Debt-to-Assets Ratio
0.010
-50.00%
0.02
-2.06%
0.02
-37.22%
0.03
+43.06%

Earnings & Revenue History

Debt-to-Assets

Cash Flow