• $75.4M
    Market Cap
  • 85.49%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
06/30/2026
06/30/2025
06/30/2024
06/30/2023
Income Statement
Total Operating Revenue
21.8M
+16.70%
18.7M
-1.48%
19.0M
-12.07%
21.6M
+24.17%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
21.8M
+16.70%
18.7M
-1.48%
19.0M
-12.07%
21.6M
+24.17%
Sales and Marketing Expense
123,000
-15.17%
145,000
-59.72%
360,000
+5.88%
340,000
+3.34%
Research and Development Expense
-1.4M
-6.18%
-1.4M
+119.69%
-655,000
-22.21%
-842,000
+2.68%
Depreciation and Amortization Expense
1.1M
+3.60%
1.1M
+14.72%
944,000
+8.63%
869,000
+13.89%
Total Operating Expenses
16.1M
-0.41%
16.1M
-1.69%
16.4M
+2.58%
16.0M
+10.46%
Operating Profit
7.8M
+67.28%
4.7M
+14.38%
4.1M
-39.90%
6.8M
+12.83%
Interest Income
32.5M
+6.68%
30.5M
-4.40%
31.9M
+19.65%
26.6M
+38.46%
Interest Expense
N/A
N/A
N/A
N/A
N/A
N/A
-5.1M
+170.59%
Interest Income and Expense and Net
32.5M
+6.68%
30.5M
-4.40%
31.9M
+47.85%
21.6M
+24.17%
Total Nonoperating Income and Expense
21.8M
+16.70%
18.7M
-1.48%
19.0M
-12.07%
21.6M
+24.17%
Income before Taxes
7.8M
+67.28%
4.7M
+14.38%
4.1M
-39.90%
6.8M
+12.83%
Income Taxes
1.6M
+110.31%
766,000
+60.92%
476,000
-55.35%
1.1M
-5.41%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
6.2M
+58.80%
3.9M
+8.21%
3.6M
-37.01%
5.7M
+17.05%
Net Income from Continuing Operations Applicable to Common
7.8M
+67.28%
4.7M
+14.38%
4.1M
-39.90%
6.8M
+12.83%
Basic EPS and Net Income
2.05
+61.42%
1.27
+7.63%
1.18
-37.57%
1.89
+26.00%
Diluted EPS and Net Income
2.02
+60.32%
1.26
+7.69%
1.17
-35.36%
1.81
+28.37%
Basic Weighted Average Shares
3.0M
-1.36%
3.1M
+0.33%
3.0M
+0.77%
3.0M
-7.06%
Diluted Weighted Average Shares
3.1M
-0.47%
3.1M
-0.14%
3.1M
-2.23%
3.2M
-9.00%
Balance Sheet
Cash and Cash Equivalents
34.3M
+97.75%
17.3M
-50.36%
34.9M
+41.12%
24.8M
-61.35%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
34.3M
+97.75%
17.3M
-50.36%
34.9M
+41.12%
24.8M
-61.35%
Total Current Assets
1.4M
+8.81%
1.3M
-3.33%
1.4M
-5.20%
1.4M
+2.52%
Accumulated Depreciation
9.2M
+6.53%
8.7M
+13.96%
7.6M
+13.11%
6.7M
+14.87%
Property and Plant and Equipment and Net
16.2M
-6.33%
17.3M
-5.67%
18.3M
+10.52%
16.6M
+1.92%
Total Long-Term Assets
1.4M
+8.81%
1.3M
-3.33%
1.4M
-5.20%
1.4M
+2.52%
Total Assets
643.3M
+5.55%
609.5M
-4.40%
637.5M
-3.54%
660.9M
+11.93%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
3.6M
-11.10%
4.0M
-42.86%
7.0M
-18.13%
8.6M
+263.83%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Liabilities
851,000
-0.58%
856,000
-0.58%
861,000
-0.58%
866,000
-0.57%
Total Liabilities
584.6M
+5.46%
554.3M
-5.20%
584.7M
-4.20%
610.4M
+13.42%
Retained Earnings
16.4M
+7.76%
15.2M
+8.44%
14.1M
+10.61%
12.7M
-12.40%
Total Stockholders Equity
58.8M
+6.43%
55.2M
+4.55%
52.8M
+4.47%
50.5M
-3.45%
Total Shares Outstanding
3.0M
-1.37%
3.1M
-1.83%
3.1M
+0.28%
3.1M
-7.51%
Cash Flow
Cash from Operating Activities
7.6M
+39.25%
5.5M
+136.07%
2.3M
-80.85%
12.1M
-29.04%
Capital Expenditures
N/A
N/A
N/A
N/A
38,000
-57.78%
90,000
N/A
Cash from Investing Activities
-18.0M
-276.55%
10.2M
-70.38%
34.5M
+129.90%
-115.3M
+46.35%
Dividends Paid
1.7M
+2.09%
1.6M
+3.82%
1.6M
+2.55%
1.5M
+13.08%
Cash from Financing Activities
27.4M
+182.22%
-33.3M
+25.05%
-26.6M
-141.66%
63.9M
+198.48%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
35.73%
+43.34%
24.93%
+16.09%
21.47%
-31.65%
31.41%
-9.13%
Return on Assets
0.99%
+58.05%
0.62%
+12.69%
0.55%
-39.29%
0.91%
+8.15%
Return on Equity
10.84%
+50.50%
7.20%
+3.54%
6.95%
-37.29%
11.09%
+19.54%
Revenue Growth
16.70%
+1,230.27%
-1.48%
-87.76%
-12.07%
-149.93%
24.17%
+884.24%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow