HMN
Horace Mann Educ (HMN)
NYSE
$50.70+$1.67 (+3.41%)
Price as of Jun 23, 2026 4:37 PM EDT
  • $2.0B
    Market Cap
  • 17.12%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
1.7B
+6.66%
1.6B
+6.92%
1.5B
+7.88%
1.4B
+3.97%
Cost of Revenue
N/A
N/A
1.4B
N/A
N/A
N/A
N/A
N/A
Gross Profit
1.7B
+1,044.95%
148.6M
-90.04%
1.5B
+7.88%
1.4B
+3.97%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
27.1M
+2.65%
26.4M
+0.76%
26.2M
-5.07%
27.6M
+50.00%
Total Operating Expenses
1.5B
+2.29%
1.5B
+1.95%
1.4B
+3.14%
1.4B
+20.74%
Operating Profit
201.2M
+56.45%
128.6M
+141.28%
53.3M
+547.90%
-11.9M
-106.80%
Interest Income
N/A
N/A
N/A
N/A
N/A
N/A
247.2M
N/A
Interest Expense
-36.4M
+5.20%
-34.6M
+16.50%
-29.7M
+53.09%
-19.4M
+39.57%
Interest Income and Expense and Net
-36.4M
+5.20%
-34.6M
+16.50%
-29.7M
-113.04%
227.8M
+1,738.85%
Total Nonoperating Income and Expense
36.4M
+5.20%
34.6M
+16.50%
29.7M
+53.09%
19.4M
+39.57%
Income before Taxes
201.2M
+56.45%
128.6M
+141.28%
53.3M
+547.90%
-11.9M
-106.80%
Income Taxes
39.1M
+51.55%
25.8M
+210.84%
8.3M
+189.25%
-9.3M
-128.97%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
162.1M
+57.68%
102.8M
+128.44%
45.0M
+1,830.77%
-2.6M
-101.82%
Net Income from Continuing Operations Applicable to Common
201.2M
+56.45%
128.6M
+141.28%
53.3M
+547.90%
-11.9M
-106.80%
Basic EPS and Net Income
3.93
+57.83%
2.49
+128.44%
1.09
+1,916.67%
-0.06
-101.76%
Diluted EPS and Net Income
3.90
+57.26%
2.48
+127.52%
1.09
+1,916.67%
-0.06
-101.77%
Basic Weighted Average Shares
41.2M
-0.24%
41.3M
0.00%
41.3M
-0.72%
41.6M
-0.95%
Diluted Weighted Average Shares
41.6M
+0.24%
41.5M
+0.24%
41.4M
-0.96%
41.8M
-0.95%
Balance Sheet
Cash and Cash Equivalents
27.5M
-27.82%
38.1M
+28.28%
29.7M
-30.61%
42.8M
-67.99%
Short-Term Investments
210.5M
+108.21%
101.1M
-23.93%
132.9M
+21.48%
109.4M
-30.67%
Cash and Cash Equivalents and Short-Term Investments
238.0M
+70.98%
139.2M
-14.39%
162.6M
+6.83%
152.2M
-47.79%
Total Current Assets
27.5M
-27.82%
38.1M
+28.28%
29.7M
-90.96%
328.7M
-25.52%
Accumulated Depreciation
76.9M
+10.33%
69.7M
+14.64%
60.8M
-23.04%
79.0M
+12.22%
Property and Plant and Equipment and Net
70.8M
-3.54%
73.4M
+7.00%
68.6M
-1.01%
69.3M
+5.00%
Total Long-Term Assets
434.5M
+6.47%
408.1M
+14.12%
357.6M
+8.79%
328.7M
-25.52%
Total Assets
15.3B
+5.38%
14.5B
+3.12%
14.0B
+4.49%
13.4B
-6.51%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
0
N/A
0
-100.00%
249.0M
0.00%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
593.4M
+8.48%
547.0M
+0.18%
546.0M
+119.28%
249.0M
-1.81%
Total Long-Term Liabilities
593.4M
+8.48%
547.0M
+0.18%
546.0M
+119.28%
249.0M
-1.81%
Total Liabilities
13.8B
+4.42%
13.2B
+2.53%
12.9B
+4.18%
12.4B
-1.73%
Retained Earnings
1.7B
+6.69%
1.5B
+3.06%
1.5B
+2.29%
1.5B
-3.69%
Total Stockholders Equity
1.5B
+15.16%
1.3B
+9.55%
1.2B
+8.00%
1.1B
-39.79%
Total Shares Outstanding
67.3M
+0.44%
67.0M
+0.43%
66.7M
+0.19%
66.6M
+0.27%
Cash Flow
Cash from Operating Activities
553.2M
+22.36%
452.1M
+49.65%
302.1M
+76.15%
171.5M
-16.30%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Investing Activities
-252.1M
+85.64%
-135.8M
+26.44%
-107.4M
-49.95%
-214.6M
-28.94%
Dividends Paid
57.1M
+2.88%
55.5M
+2.97%
53.9M
+2.47%
52.6M
+2.33%
Cash from Financing Activities
-311.7M
+1.23%
-307.9M
+48.17%
-207.8M
+334.73%
-47.8M
-122.93%
Financials Ratio
Gross Margin
N/A
N/A
9.32%
N/A
N/A
N/A
N/A
N/A
Operating Margin
11.83%
+46.69%
8.06%
+125.65%
3.57%
+515.18%
-0.86%
-106.54%
Return on Assets
1.09%
+51.23%
0.72%
+120.13%
0.33%
+1,850.27%
-0.02%
-101.82%
Return on Equity
11.70%
+40.19%
8.35%
+109.96%
3.98%
+2,313.86%
-0.18%
-102.26%
Revenue Growth
6.66%
-3.85%
6.92%
-12.15%
7.88%
+98.56%
3.97%
+164.60%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.40
-5.81%
0.42
-8.54%
0.46
+1.53%
0.46
+64.55%
Debt-to-Assets Ratio
0.04
+2.91%
0.04
-2.83%
0.04
+5.14%
0.04
+6.02%

Earnings & Revenue History

Debt-to-Assets

Cash Flow