HQY
HealthEquity (HQY)
NASDAQ
$85.59+$0.98 (+1.16%)
Price as of Jun 23, 2026 3:34 PM EDT
  • $7.1B
    Market Cap
  • -16.40%
    1-Year Change
  • Health Information Services
    Industry
Annual
Quarterly
01/31/2026
01/31/2025
01/31/2024
01/31/2023
Income Statement
Total Operating Revenue
485.0M
+1.40%
478.3M
-52.15%
999.6M
+16.00%
861.7M
+13.90%
Cost of Revenue
328.5M
-6.56%
351.6M
-6.73%
376.9M
+1.42%
371.7M
+11.66%
Gross Profit
913.1M
+17.48%
777.3M
+24.83%
622.6M
+27.05%
490.1M
+15.67%
Sales and Marketing Expense
95.2M
+4.96%
90.7M
+14.46%
79.3M
+15.14%
68.8M
+17.48%
Research and Development Expense
-262.5M
+9.60%
-239.5M
+9.46%
-218.8M
-213.15%
193.4M
+22.88%
Depreciation and Amortization Expense
154.7M
-4.80%
162.5M
+6.12%
153.1M
-5.04%
161.2M
+17.50%
Total Operating Expenses
590.7M
-3.95%
614.9M
+21.78%
504.9M
+4.97%
481.0M
+7.39%
Operating Profit
322.5M
+98.64%
162.3M
+37.92%
117.7M
+1,199.54%
9.1M
+137.37%
Interest Income
11.7M
-15.70%
13.9M
+14.63%
12.1M
+588.49%
1.8M
+17.46%
Interest Expense
N/A
N/A
N/A
N/A
-55.5M
+14.52%
-48.4M
+32.41%
Interest Income and Expense and Net
11.7M
-15.70%
13.9M
+132.12%
-43.3M
-189.45%
48.4M
+32.41%
Total Nonoperating Income and Expense
-45.0M
-2.76%
-46.3M
+8.54%
-42.7M
-9.53%
-47.2M
+10.94%
Income before Taxes
277.4M
+139.10%
116.0M
+54.63%
75.0M
+296.98%
-38.1M
-42.92%
Income Taxes
62.2M
+221.92%
19.3M
+0.02%
19.3M
+261.70%
-12.0M
-46.76%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
215.2M
+122.54%
96.7M
+73.58%
55.7M
+313.10%
-26.1M
-40.97%
Net Income from Continuing Operations Applicable to Common
277.4M
+139.10%
116.0M
+54.63%
75.0M
+296.98%
-38.1M
-42.92%
Basic EPS and Net Income
2.50
+125.23%
1.11
+70.77%
0.65
+309.68%
-0.31
-41.51%
Diluted EPS and Net Income
2.46
+125.69%
1.09
+70.31%
0.64
+306.45%
-0.31
-41.51%
Basic Weighted Average Shares
86.1M
-0.85%
86.9M
+1.53%
85.6M
+1.33%
84.4M
+1.57%
Diluted Weighted Average Shares
87.5M
-1.53%
88.8M
+2.15%
87.0M
+2.98%
84.4M
+1.57%
Balance Sheet
Cash and Cash Equivalents
318.9M
+7.76%
295.9M
-26.74%
404.0M
+58.88%
254.3M
+12.80%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
318.9M
+7.76%
295.9M
-26.74%
404.0M
+58.88%
254.3M
+12.80%
Total Current Assets
512.3M
+7.23%
477.7M
-14.30%
557.4M
+45.59%
382.9M
+8.98%
Accumulated Depreciation
37.3M
+1.81%
36.7M
-10.64%
41.0M
-1.92%
41.8M
+17.47%
Property and Plant and Equipment and Net
3.2M
-1.91%
3.2M
-46.13%
6.0M
-53.25%
12.9M
-44.97%
Total Long-Term Assets
83.2M
+16.31%
71.6M
+5.46%
67.9M
+30.07%
52.2M
+4.76%
Total Assets
3.4B
-1.98%
3.4B
+9.00%
3.2B
+2.42%
3.1B
-0.59%
Income Taxes Payable
93.7M
+67.84%
55.8M
-18.69%
68.7M
-16.93%
82.7M
-17.21%
Total Short-Term Debt
0
-100.00%
461.9M
N/A
0
-100.00%
17.5M
+100.00%
Total Current Liabilities
156.8M
+0.34%
156.3M
+33.51%
117.1M
-10.66%
131.1M
-14.44%
Total Long-Term Debt
957.4M
-9.36%
1.1B
+20.72%
875.0M
-3.62%
907.8M
-1.54%
Total Long-Term Liabilities
1.1B
-5.18%
1.2B
+16.37%
1.0B
-4.76%
1.1B
-3.55%
Total Liabilities
1.3B
-4.54%
1.3B
+18.15%
1.1B
-5.40%
1.2B
-4.88%
Retained Earnings
195.9M
-6.39%
209.3M
+1.77%
205.6M
+37.16%
149.9M
-14.85%
Total Stockholders Equity
2.1B
-0.36%
2.1B
+3.93%
2.0B
+7.35%
1.9B
+2.32%
Total Shares Outstanding
85.0M
-1.77%
86.5M
+0.47%
86.1M
+1.62%
84.8M
+1.17%
Cash Flow
Cash from Operating Activities
457.1M
+34.50%
339.9M
+39.96%
242.8M
+61.19%
150.7M
+6.85%
Capital Expenditures
2.0M
-5.52%
2.1M
+23.02%
1.7M
-49.75%
3.4M
-62.16%
Cash from Investing Activities
-47.1M
-90.67%
-505.5M
+997.05%
-46.1M
-61.32%
-119.1M
-81.36%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
-387.0M
-772.22%
57.6M
+222.38%
-47.0M
+1,661.10%
-2.7M
-100.68%
Financials Ratio
Gross Margin
32.27%
+21.80%
26.49%
-57.46%
62.29%
+9.53%
56.87%
+1.55%
Operating Margin
66.48%
+95.89%
33.94%
+188.23%
11.77%
+1,020.34%
1.05%
+132.81%
Return on Assets
6.30%
+115.48%
2.92%
+64.14%
1.78%
+311.16%
-0.84%
-44.58%
Return on Equity
10.19%
+118.73%
4.66%
+64.41%
2.83%
+303.20%
-1.39%
-49.11%
Revenue Growth
1.40%
+102.69%
-52.15%
-426.02%
16.00%
+15.04%
13.90%
+343.74%
Current Ratio
3.27
+6.87%
3.06
-35.80%
4.76
+62.95%
2.92
+27.38%
Cash Ratio
2.03
+7.40%
1.89
-45.13%
3.45
+77.83%
1.94
+31.85%
Debt-to-Equity Ratio
0.45
-36.72%
0.72
+66.95%
0.43
-11.90%
0.49
-2.87%
Debt-to-Assets Ratio
0.28
-35.67%
0.44
+59.15%
0.28
-7.68%
0.30
0.00%

Earnings & Revenue History

Debt-to-Assets

Cash Flow