IBOC
Intl Bancshares (IBOC)
NASDAQ
$75.93+$0.82 (+1.09%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $4.7B
    Market Cap
  • 16.95%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
74.3M
-47.94%
142.7M
+0.95%
141.4M
+3.51%
136.6M
+6.31%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
74.3M
-47.94%
142.7M
+0.95%
141.4M
+3.51%
136.6M
+6.31%
Sales and Marketing Expense
5.3M
-15.55%
6.3M
+25.53%
5.0M
+9.20%
4.6M
+13.65%
Research and Development Expense
-22.6M
+7.21%
-21.1M
+5.22%
-20.0M
+31.27%
-15.3M
-14.18%
Depreciation and Amortization Expense
N/A
N/A
N/A
N/A
0
N/A
0
N/A
Total Operating Expenses
306.7M
+4.64%
293.1M
+6.45%
275.4M
+1.81%
270.5M
+2.72%
Operating Profit
520.4M
+2.29%
508.7M
-2.83%
523.5M
+36.82%
382.6M
+18.71%
Interest Income
886.3M
+2.34%
866.0M
+8.23%
800.2M
+52.19%
525.8M
+32.07%
Interest Expense
N/A
N/A
N/A
N/A
-136.7M
+258.16%
-38.2M
+42.21%
Interest Income and Expense and Net
886.3M
+2.34%
866.0M
+30.52%
663.5M
+36.07%
487.6M
+31.34%
Total Nonoperating Income and Expense
672.4M
+2.39%
656.7M
-1.02%
663.5M
+36.07%
487.6M
+31.34%
Income before Taxes
520.4M
+2.29%
508.7M
-2.83%
523.5M
+36.82%
382.6M
+18.71%
Income Taxes
108.1M
+8.55%
99.6M
-10.91%
111.7M
+35.60%
82.4M
+20.47%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
412.3M
+0.76%
409.2M
-0.63%
411.8M
+37.15%
300.2M
+18.24%
Net Income from Continuing Operations Applicable to Common
412.3M
+0.76%
409.2M
-0.63%
411.8M
+37.15%
300.2M
+18.24%
Basic EPS and Net Income
6.63
+0.76%
6.58
-0.75%
6.63
+38.41%
4.79
+19.45%
Diluted EPS and Net Income
6.62
+0.76%
6.57
-0.76%
6.62
+38.49%
4.78
+19.50%
Basic Weighted Average Shares
62.2M
-0.01%
62.2M
+0.16%
62.1M
-0.92%
62.7M
-1.10%
Diluted Weighted Average Shares
62.3M
-0.07%
62.3M
+0.12%
62.2M
-0.94%
62.8M
-1.07%
Balance Sheet
Cash and Cash Equivalents
536.5M
+52.13%
352.7M
-45.83%
651.1M
-68.81%
2.1B
-34.95%
Short-Term Investments
5.0B
-0.43%
5.0B
+3.45%
4.8B
+9.14%
4.4B
+4.81%
Cash and Cash Equivalents and Short-Term Investments
5.5B
+3.03%
5.4B
-2.41%
5.5B
-15.84%
6.5B
-12.36%
Total Current Assets
226.4M
-22.58%
292.5M
+16.90%
250.2M
-4.91%
263.1M
+63.94%
Accumulated Depreciation
616.8M
+2.46%
602.0M
+3.90%
579.4M
+4.08%
556.7M
+2.68%
Property and Plant and Equipment and Net
423.0M
-1.22%
428.2M
-2.03%
437.1M
+1.27%
431.6M
-3.46%
Total Long-Term Assets
226.4M
-22.58%
292.5M
+16.90%
250.2M
-4.91%
263.1M
+63.94%
Total Assets
16.6B
+5.32%
15.7B
+4.46%
15.1B
-2.81%
15.5B
-3.39%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
108.9M
0.00%
108.9M
0.00%
108.9M
-19.14%
134.6M
0.00%
Total Long-Term Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Liabilities
13.3B
+2.96%
12.9B
+2.57%
12.6B
-6.23%
13.5B
-2.05%
Retained Earnings
3.7B
+9.69%
3.4B
+10.80%
3.0B
+12.37%
2.7B
+9.10%
Total Stockholders Equity
3.3B
+16.27%
2.8B
+14.26%
2.4B
+19.71%
2.0B
-11.42%
Total Shares Outstanding
96.7M
+0.04%
96.6M
+0.16%
96.5M
+0.05%
96.4M
+0.07%
Cash Flow
Cash from Operating Activities
491.1M
+3.61%
473.9M
-0.10%
474.4M
+22.29%
387.9M
+33.00%
Capital Expenditures
18.1M
+28.09%
14.1M
-48.55%
27.5M
+43.12%
19.2M
+84.92%
Cash from Investing Activities
-591.7M
-39.93%
-985.1M
-7.70%
-1.1B
+7.58%
-992.0M
+8.31%
Dividends Paid
87.1M
+6.07%
82.1M
+4.90%
78.2M
+3.81%
75.4M
+3.48%
Cash from Financing Activities
284.5M
+33.74%
212.7M
+125.21%
-843.9M
+63.09%
-517.4M
-128.18%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
700.20%
+96.48%
356.38%
-3.74%
370.23%
+32.17%
280.11%
+11.66%
Return on Assets
2.55%
-3.95%
2.66%
-1.40%
2.69%
+41.54%
1.90%
+12.72%
Return on Equity
13.63%
-12.63%
15.60%
-14.88%
18.33%
+32.90%
13.79%
+21.86%
Revenue Growth
-47.94%
-5,136.14%
0.95%
-72.91%
3.51%
-44.33%
6.31%
+109.44%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow