ISBA
ISABELLA BK (ISBA)
NASDAQ
$39.81+$0.10 (+0.26%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $291.0M
    Market Cap
  • 14.99%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
62.5M
+12.02%
55.8M
-3.64%
57.9M
-4.19%
60.5M
+14.76%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
62.5M
+12.02%
55.8M
-3.64%
57.9M
-4.19%
60.5M
+14.76%
Sales and Marketing Expense
2.0M
+16.18%
1.7M
+47.71%
1.2M
+9.75%
1.1M
+12.46%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
2.1M
+2.49%
2.1M
+69,433.33%
3,000
-80.00%
15,000
-48.28%
Total Operating Expenses
55.0M
+5.41%
52.1M
+5.72%
49.3M
+5.32%
46.8M
+7.15%
Operating Profit
24.1M
+47.11%
16.4M
-24.89%
21.8M
-18.67%
26.8M
+14.98%
Interest Income
96.0M
+6.73%
90.0M
+12.99%
79.6M
+21.02%
65.8M
+9.46%
Interest Expense
-1.1M
0.00%
-1.1M
-95.09%
-21.7M
+307.88%
-5.3M
-28.26%
Interest Income and Expense and Net
95.0M
+6.81%
88.9M
+53.45%
57.9M
-4.19%
60.5M
+14.76%
Total Nonoperating Income and Expense
62.5M
+12.02%
55.8M
-3.64%
57.9M
-4.19%
60.5M
+14.76%
Income before Taxes
24.1M
+47.11%
16.4M
-24.89%
21.8M
-18.67%
26.8M
+14.98%
Income Taxes
38,000
+112.26%
-310,000
-130.75%
1.0M
+7,653.85%
13,000
+102.49%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
18.9M
+36.15%
13.9M
-23.55%
18.2M
-18.31%
22.2M
+14.05%
Net Income from Continuing Operations Applicable to Common
24.1M
+47.11%
16.4M
-24.89%
21.8M
-18.67%
26.8M
+14.98%
Basic EPS and Net Income
2.56
+37.63%
1.86
-23.14%
2.42
-17.97%
2.95
+18.95%
Diluted EPS and Net Income
2.56
+37.63%
1.86
-22.50%
2.40
-17.53%
2.91
+18.78%
Basic Weighted Average Shares
7.4M
-1.24%
7.5M
-0.62%
7.5M
-0.51%
7.5M
-3.86%
Diluted Weighted Average Shares
7.4M
-1.29%
7.5M
-1.23%
7.6M
-0.94%
7.6M
-4.00%
Balance Sheet
Cash and Cash Equivalents
26.0M
+6.11%
24.5M
-27.11%
33.7M
-13.49%
38.9M
-63.05%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
26.0M
+6.11%
24.5M
-27.11%
33.7M
-13.49%
38.9M
-63.05%
Total Current Assets
26.0M
+6.11%
24.5M
-27.11%
33.7M
-13.49%
38.9M
+94.80%
Accumulated Depreciation
51.0M
+4.13%
49.0M
-0.41%
49.2M
+3.50%
47.5M
-2.26%
Property and Plant and Equipment and Net
29.0M
+4.85%
27.7M
+0.07%
27.6M
+8.16%
25.6M
+4.64%
Total Long-Term Assets
29.0M
+4.85%
27.7M
+0.07%
27.6M
+8.16%
25.6M
+27.88%
Total Assets
2.2B
+5.91%
2.1B
+1.32%
2.1B
+1.41%
2.0B
-0.09%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
217.0M
+25.88%
172.4M
-7.04%
185.5M
+59.53%
116.3M
-21.70%
Total Long-Term Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Liabilities
2.0B
+5.44%
1.9B
+1.04%
1.9B
+0.68%
1.8B
+1.26%
Retained Earnings
113.8M
+10.51%
103.0M
+5.90%
97.3M
+8.39%
89.7M
+18.73%
Total Stockholders Equity
231.4M
+10.04%
210.3M
+3.89%
202.4M
+8.70%
186.2M
-11.77%
Total Shares Outstanding
7.3M
-1.38%
7.4M
-0.81%
7.5M
-0.97%
7.6M
+0.36%
Cash Flow
Cash from Operating Activities
26.8M
+36.56%
19.6M
-17.20%
23.7M
-11.96%
26.9M
+5.63%
Capital Expenditures
3.5M
+65.19%
2.1M
-48.18%
4.1M
+26.80%
3.2M
+101.19%
Cash from Investing Activities
-115.9M
+206.03%
-37.9M
+46.89%
-25.8M
-75.74%
-106.3M
-53.73%
Dividends Paid
8.1M
-0.76%
8.1M
-0.84%
8.2M
+1.66%
8.1M
-3.41%
Cash from Financing Activities
90.6M
+895.32%
9.1M
+385.41%
-3.2M
-124.69%
12.9M
-79.45%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
38.57%
+31.33%
29.37%
-22.05%
37.68%
-15.11%
44.38%
+0.19%
Return on Assets
0.88%
+31.38%
0.67%
-24.58%
0.89%
-18.84%
1.09%
+12.00%
Return on Equity
8.56%
+27.21%
6.73%
-28.01%
9.35%
-16.49%
11.20%
+23.34%
Revenue Growth
12.02%
+430.13%
-3.64%
-13.23%
-4.19%
-128.41%
14.76%
+215.73%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow