• $180.8M
    Market Cap
  • -30.28%
    1-Year Change
  • Insurance - Specialty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
687.6M
-2.83%
707.6M
-12.85%
812.0M
-0.21%
813.7M
+5.28%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
687.6M
-2.83%
707.6M
-12.85%
812.0M
-0.21%
813.7M
+5.28%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
-717,000
+1.13%
-709,000
-295.32%
363,000
-65.36%
1.0M
-77.77%
Total Operating Expenses
637.1M
-18.19%
778.7M
+2,162.28%
34.4M
+54.95%
22.2M
-97.71%
Operating Profit
50.5M
+162.31%
-81.1M
-24.67%
-107.7M
-447.67%
31.0M
+115.80%
Interest Income
-2.2M
-160.55%
3.6M
-65.28%
10.4M
+136.87%
-28.3M
-281.95%
Interest Expense
-23.5M
-4.57%
-24.7M
+0.16%
-24.6M
+40.10%
-17.6M
+97.02%
Interest Income and Expense and Net
-25.7M
+22.30%
-21.0M
+48.32%
-14.2M
-69.09%
-45.9M
-791.00%
Total Nonoperating Income and Expense
23.5M
+283.92%
6.1M
+45.42%
4.2M
+329.77%
981,000
-89.00%
Income before Taxes
50.5M
+162.31%
-81.1M
-24.67%
-107.7M
-447.67%
31.0M
+115.80%
Income Taxes
723,000
+109.47%
-7.6M
+27.83%
-6.0M
-229.07%
4.6M
+119.91%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
47.4M
+158.47%
-81.1M
-24.67%
-107.7M
-447.67%
31.0M
+117.92%
Net Income from Continuing Operations Applicable to Common
49.8M
+161.42%
-81.1M
-24.67%
-107.7M
-447.67%
31.0M
+115.80%
Basic EPS and Net Income
0.86
+128.10%
-3.06
-2.55%
-3.14
-632.20%
0.59
+111.94%
Diluted EPS and Net Income
0.79
+125.82%
-3.06
-2.24%
-3.13
-630.51%
0.59
+111.94%
Basic Weighted Average Shares
46.0M
+18.83%
38.7M
+2.83%
37.6M
+0.47%
37.4M
+7.11%
Diluted Weighted Average Shares
60.0M
+55.13%
38.7M
+2.31%
37.8M
+0.42%
37.7M
+7.71%
Balance Sheet
Cash and Cash Equivalents
260.9M
-27.99%
362.3M
+32.10%
274.3M
+58.40%
173.2M
-8.92%
Short-Term Investments
N/A
N/A
N/A
N/A
0
N/A
0
N/A
Cash and Cash Equivalents and Short-Term Investments
260.9M
-27.99%
362.3M
+32.10%
274.3M
+58.40%
173.2M
-8.92%
Total Current Assets
68.6M
-20.74%
86.5M
-25.04%
115.4M
+46.13%
79.0M
-4.15%
Accumulated Depreciation
9.1M
+31.98%
6.9M
+42.57%
4.8M
+8.65%
4.4M
+13.15%
Property and Plant and Equipment and Net
21.9M
+10.96%
19.8M
+16.35%
17.0M
+1,151.47%
1.4M
+73.88%
Total Long-Term Assets
68.6M
-20.74%
86.5M
-25.04%
115.4M
+46.13%
79.0M
-4.15%
Total Assets
4.9B
-2.94%
5.0B
-5.83%
5.3B
+3.51%
5.1B
+3.81%
Income Taxes Payable
44.6M
-16.17%
53.2M
-6.25%
56.7M
-22.79%
73.5M
+26.84%
Total Short-Term Debt
225.8M
+12.45%
200.8M
-9.67%
222.3M
0.00%
222.3M
-15.25%
Total Current Liabilities
31.0M
-41.69%
53.2M
-6.25%
56.7M
-4.77%
59.6M
+2.84%
Total Long-Term Debt
104.1M
0.00%
104.1M
0.00%
104.1M
0.00%
104.1M
0.00%
Total Long-Term Liabilities
4.1M
+372.65%
863,000
N/A
0
-100.00%
9.1M
N/A
Total Liabilities
4.2B
-5.08%
4.4B
-4.84%
4.6B
+4.49%
4.4B
+5.10%
Retained Earnings
-364.7M
-9.36%
-402.4M
+44.80%
-277.9M
+82.77%
-152.1M
-8.76%
Total Stockholders Equity
538.2M
+16.76%
460.9M
-13.79%
534.6M
-3.46%
553.8M
-23.66%
Total Shares Outstanding
46.0M
+0.71%
45.6M
+21.26%
37.6M
+0.46%
37.5M
+0.26%
Cash Flow
Cash from Operating Activities
-18.8M
-92.40%
-247.1M
-380.93%
88.0M
-60.51%
222.7M
+124.38%
Capital Expenditures
4.8M
-1.82%
4.9M
-24.00%
6.4M
-21.72%
8.2M
+30.40%
Cash from Investing Activities
-116.0M
-137.80%
307.0M
+1,735.00%
16.7M
+105.10%
-328.2M
-1,016.04%
Dividends Paid
2.0M
-67.93%
6.2M
-19.56%
7.7M
-0.67%
7.8M
-81.96%
Cash from Financing Activities
13.2M
+145.77%
-28.8M
+36.61%
-21.1M
-123.55%
89.7M
-39.28%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
7.35%
+164.12%
-11.46%
-13.56%
-13.26%
-448.39%
3.81%
+115.01%
Return on Assets
0.96%
+161.17%
-1.57%
-23.72%
-2.06%
-435.41%
0.61%
+117.79%
Return on Equity
9.49%
+158.26%
-16.30%
-17.64%
-19.79%
-508.60%
4.84%
+121.31%
Revenue Growth
-2.83%
-78.00%
-12.85%
+6,101.11%
-0.21%
-103.93%
5.28%
-66.11%
Current Ratio
2.21
+35.93%
1.63
-20.05%
2.03
+53.45%
1.33
-6.80%
Cash Ratio
8.42
+23.51%
6.81
+40.90%
4.84
+66.34%
2.91
-11.44%
Debt-to-Equity Ratio
0.61
-7.33%
0.66
+8.36%
0.61
+3.58%
0.59
+16.67%
Debt-to-Assets Ratio
0.07
+11.49%
0.06
-0.81%
0.06
-3.31%
0.06
-14.19%

Earnings & Revenue History

Debt-to-Assets

Cash Flow