• $22.2B
    Market Cap
  • 19.54%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
18.5B
+5.39%
17.5B
+10.12%
15.9B
+13.22%
14.0B
-4.18%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
18.5B
+5.39%
17.5B
+10.12%
15.9B
+13.22%
14.0B
-4.18%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
610.0M
+4.63%
583.0M
+8.36%
538.0M
+5.70%
509.0M
-1.17%
Total Operating Expenses
16.2B
+3.42%
15.6B
+12.45%
13.9B
+9.81%
12.7B
+1.51%
Operating Profit
2.3B
+21.82%
1.9B
-6.11%
2.0B
+44.53%
1.4B
-36.71%
Interest Income
-81.0M
0.00%
-81.0M
+52.83%
-53.0M
-73.37%
-199.0M
-130.15%
Interest Expense
-437.0M
-0.91%
-441.0M
+17.29%
-376.0M
-0.53%
-378.0M
-10.85%
Interest Income and Expense and Net
-518.0M
-0.77%
-522.0M
+21.68%
-429.0M
-25.65%
-577.0M
-344.49%
Total Nonoperating Income and Expense
437.0M
-0.91%
441.0M
+17.29%
376.0M
-0.53%
378.0M
-10.85%
Income before Taxes
2.3B
+21.82%
1.9B
-6.11%
2.0B
+44.53%
1.4B
-36.71%
Income Taxes
511.0M
+34.47%
380.0M
-15.74%
451.0M
+62.23%
278.0M
-41.96%
Extraordinary Items
N/A
N/A
12.0M
0.00%
12.0M
-63.64%
33.0M
+230.00%
Net Income
1.7B
+17.89%
1.4B
-1.39%
1.4B
+41.70%
1.0B
-35.87%
Net Income from Continuing Operations Applicable to Common
2.3B
+21.82%
1.9B
-6.11%
2.0B
+44.53%
1.4B
-12.48%
Basic EPS and Net Income
7.98
+24.30%
6.42
+1.90%
6.30
+51.08%
4.17
-31.41%
Diluted EPS and Net Income
7.97
+24.34%
6.41
+1.91%
6.29
+51.20%
4.16
-31.47%
Basic Weighted Average Shares
209.0M
-5.13%
220.3M
-3.17%
227.5M
-6.32%
242.8M
-6.49%
Diluted Weighted Average Shares
209.1M
-5.18%
220.5M
-3.20%
227.8M
-6.36%
243.3M
-6.50%
Balance Sheet
Cash and Cash Equivalents
495.0M
-8.50%
541.0M
+35.59%
399.0M
-25.00%
532.0M
-14.33%
Short-Term Investments
6.0B
+31.22%
4.6B
+4.78%
4.4B
-9.44%
4.9B
-0.12%
Cash and Cash Equivalents and Short-Term Investments
6.5B
+27.04%
5.1B
+7.34%
4.8B
-10.97%
5.4B
-1.73%
Total Current Assets
4.2B
+1.51%
4.2B
+0.82%
4.1B
+5.23%
3.9B
+17.85%
Accumulated Depreciation
5.2B
+7.57%
4.8B
+7.81%
4.5B
+8.89%
4.1B
+9.70%
Property and Plant and Equipment and Net
10.7B
-0.40%
10.7B
+0.19%
10.7B
+6.89%
10.0B
+1.41%
Total Long-Term Assets
4.2B
+1.51%
4.2B
+0.82%
4.1B
+5.23%
3.9B
+17.85%
Total Assets
86.3B
+5.38%
81.9B
+3.47%
79.2B
+4.91%
75.5B
-7.51%
Income Taxes Payable
839.0M
+52.55%
550.0M
+38.19%
398.0M
+63.79%
243.0M
-77.48%
Total Short-Term Debt
1.1B
+20,940.00%
5.0M
-99.54%
1.1B
+26.93%
854.0M
+818.28%
Total Current Liabilities
597.0M
+317.48%
143.0M
+40.20%
102.0M
-83.71%
626.0M
+580.43%
Total Long-Term Debt
8.4B
-5.62%
8.9B
+12.88%
7.9B
-3.01%
8.2B
-9.14%
Total Long-Term Liabilities
1.7B
+52.55%
1.1B
+38.19%
796.0M
+63.79%
486.0M
-77.48%
Total Liabilities
66.7B
+4.22%
64.0B
+2.13%
62.7B
+4.43%
60.0B
-3.90%
Retained Earnings
17.4B
+5.58%
16.5B
+5.39%
15.6B
+3.12%
15.1B
+2.49%
Total Stockholders Equity
18.7B
+9.49%
17.1B
+8.67%
15.7B
+7.58%
14.6B
-18.20%
Total Shares Outstanding
206.0M
-4.15%
214.9M
-3.31%
222.3M
-5.88%
236.2M
-4.95%
Cash Flow
Cash from Operating Activities
3.3B
+8.40%
3.0B
-22.57%
3.9B
+17.89%
3.3B
+26.34%
Capital Expenditures
579.0M
-8.39%
632.0M
-7.87%
686.0M
+3.94%
660.0M
+36.93%
Cash from Investing Activities
-2.8B
+43.19%
-2.0B
-28.05%
-2.7B
+16.96%
-2.3B
+97.73%
Dividends Paid
52.0M
-5.45%
55.0M
-3.51%
57.0M
-6.56%
61.0M
-6.15%
Cash from Financing Activities
-513.0M
-42.87%
-898.0M
-30.92%
-1.3B
+25.36%
-1.0B
-19.55%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
12.37%
+15.59%
10.70%
-14.74%
12.55%
+27.65%
9.83%
-33.95%
Return on Assets
1.98%
+12.88%
1.76%
-5.34%
1.85%
+43.92%
1.29%
-33.93%
Return on Equity
9.33%
+8.06%
8.63%
-8.82%
9.46%
+51.72%
6.24%
-29.42%
Revenue Growth
5.39%
-46.72%
10.12%
-23.47%
13.22%
+416.16%
-4.18%
-125.37%
Current Ratio
7.11
-75.69%
29.24
-28.09%
40.66
+545.81%
6.30
-82.68%
Cash Ratio
0.83
-78.08%
3.78
-3.29%
3.91
+360.32%
0.85
-87.41%
Debt-to-Equity Ratio
0.51
-3.11%
0.52
-8.58%
0.57
-7.20%
0.62
+21.45%
Debt-to-Assets Ratio
0.11
+0.73%
0.11
-4.05%
0.11
-4.85%
0.12
+7.46%

Earnings & Revenue History

Debt-to-Assets

Cash Flow