MBWM
Mercantile Bank (MBWM)
NASDAQ
$54.89+$0.92 (+1.71%)
Price as of Jun 23, 2026 7:52 PM EDT
  • $932.1M
    Market Cap
  • 23.86%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
201.0M
+5.21%
191.1M
-1.27%
193.5M
+22.31%
158.2M
+27.55%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
201.0M
+5.21%
191.1M
-1.27%
193.5M
+22.31%
158.2M
+27.55%
Sales and Marketing Expense
1.7M
+3.74%
1.6M
+2.49%
1.6M
+8.30%
1.4M
+22.98%
Research and Development Expense
-15.3M
+10.90%
-13.8M
+18.54%
-11.6M
-6.00%
-12.4M
+11.30%
Depreciation and Amortization Expense
5.8M
-44.82%
10.5M
-8.62%
11.5M
-11.19%
12.9M
-5.36%
Total Operating Expenses
136.0M
+8.08%
125.8M
+9.11%
115.3M
+6.77%
108.0M
-2.60%
Operating Profit
103.5M
+5.30%
98.3M
-4.30%
102.7M
+35.50%
75.8M
+2.81%
Interest Income
330.2M
+2.70%
321.5M
+18.48%
271.4M
+49.23%
181.8M
+26.72%
Interest Expense
-7.7M
-6.49%
-8.2M
-89.46%
-77.8M
+229.79%
-23.6M
+21.42%
Interest Income and Expense and Net
322.5M
+2.94%
313.3M
+61.87%
193.5M
+22.31%
158.2M
+27.55%
Total Nonoperating Income and Expense
201.0M
+5.21%
191.1M
-1.27%
193.5M
+22.31%
158.2M
+27.55%
Income before Taxes
103.5M
+5.30%
98.3M
-4.30%
102.7M
+35.50%
75.8M
+2.81%
Income Taxes
14.7M
-21.15%
18.7M
-8.73%
20.5M
+39.08%
14.7M
+0.22%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
88.8M
+11.51%
79.6M
-3.19%
82.2M
+34.64%
61.1M
+3.46%
Net Income from Continuing Operations Applicable to Common
103.5M
+5.30%
98.3M
-4.30%
102.7M
+35.50%
75.8M
+2.81%
Basic EPS and Net Income
5.47
+10.95%
4.93
-3.90%
5.13
+33.25%
3.85
+4.34%
Diluted EPS and Net Income
5.47
+10.95%
4.93
-3.90%
5.13
+33.25%
3.85
+4.34%
Basic Weighted Average Shares
16.2M
+0.67%
16.1M
+0.72%
16.0M
+0.98%
15.9M
-0.79%
Diluted Weighted Average Shares
16.2M
+0.67%
16.1M
+0.72%
16.0M
+0.98%
15.9M
-0.80%
Balance Sheet
Cash and Cash Equivalents
473.3M
+20.44%
393.0M
+201.08%
130.5M
+34.89%
96.8M
-90.08%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
473.3M
+20.44%
393.0M
+201.08%
130.5M
+34.89%
96.8M
-90.08%
Total Current Assets
218.0M
+46.87%
148.4M
+18.18%
125.6M
+32.18%
95.0M
+75.05%
Accumulated Depreciation
54.1M
+9.04%
49.6M
+13.31%
43.8M
+12.68%
38.9M
+5.16%
Property and Plant and Equipment and Net
62.5M
+16.92%
53.4M
+4.91%
50.9M
-1.06%
51.5M
-10.16%
Total Long-Term Assets
218.0M
+46.87%
148.4M
+18.18%
125.6M
+32.18%
95.0M
+75.05%
Total Assets
6.8B
+12.94%
6.1B
+13.06%
5.4B
+9.86%
4.9B
-7.32%
Income Taxes Payable
96.7M
-20.10%
121.0M
+28.88%
93.9M
+20.06%
78.2M
+217.36%
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
96.7M
-20.10%
121.0M
+28.88%
93.9M
+20.06%
78.2M
+217.36%
Total Long-Term Debt
496.9M
-5.66%
526.7M
-13.16%
606.5M
+36.04%
445.8M
-10.09%
Total Long-Term Liabilities
30.0M
-4.61%
31.4M
+727.63%
3.8M
-87.07%
29.4M
+283.96%
Total Liabilities
6.1B
+11.75%
5.5B
+13.18%
4.8B
+9.02%
4.4B
-7.71%
Retained Earnings
399.4M
+19.36%
334.6M
+20.58%
277.5M
+28.30%
216.3M
+23.94%
Total Stockholders Equity
724.9M
+24.01%
584.5M
+11.95%
522.1M
+18.29%
441.4M
-3.32%
Total Shares Outstanding
17.2M
+6.41%
16.1M
+0.13%
16.1M
+0.82%
16.0M
+0.98%
Cash Flow
Cash from Operating Activities
18.0M
-82.23%
101.1M
+51.80%
66.6M
-44.43%
119.9M
+85.62%
Capital Expenditures
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Investing Activities
-105.7M
-75.15%
-425.4M
+7.45%
-395.9M
-28.66%
-555.0M
+12.01%
Dividends Paid
24.0M
+6.58%
22.5M
+6.99%
21.0M
+7.15%
19.6M
+5.82%
Cash from Financing Activities
168.0M
-71.36%
586.8M
+61.62%
363.1M
+181.91%
-443.3M
-156.82%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
51.48%
+0.08%
51.44%
-3.07%
53.06%
+10.79%
47.89%
-19.40%
Return on Assets
1.38%
-1.31%
1.40%
-13.20%
1.61%
+33.39%
1.21%
-0.99%
Return on Equity
13.56%
-5.76%
14.38%
-15.71%
17.07%
+25.48%
13.60%
+3.48%
Revenue Growth
5.21%
+510.18%
-1.27%
-105.70%
22.31%
-19.03%
27.55%
+1,754.76%
Current Ratio
2.25
+83.81%
1.23
-8.30%
1.34
+10.09%
1.21
-44.84%
Cash Ratio
4.89
+50.73%
3.25
+133.62%
1.39
+12.35%
1.24
-96.87%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow