• $283.8M
    Market Cap
  • 38.84%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
96.9M
+7.60%
90.1M
+8.92%
82.7M
-23.38%
107.9M
+13.10%
Cost of Revenue
3.0M
-7.30%
3.3M
+0.12%
3.3M
+73.10%
1.9M
+2.56%
Gross Profit
93.9M
+8.16%
86.8M
+9.28%
79.4M
-25.09%
106.1M
+13.31%
Sales and Marketing Expense
1.2M
+0.99%
1.2M
-21.56%
1.5M
-18.43%
1.9M
+17.05%
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
2.6M
+2.77%
2.6M
+7.91%
2.4M
+18.14%
2.0M
+58.05%
Total Operating Expenses
79.8M
+1.72%
78.5M
+3.77%
75.6M
-4.39%
79.1M
+16.08%
Operating Profit
17.1M
+47.46%
11.6M
+63.99%
7.1M
-75.51%
28.8M
+5.67%
Interest Income
159.8M
+4.67%
152.7M
+4.87%
145.6M
+44.87%
100.5M
+62.25%
Interest Expense
-2.4M
-97.28%
-88.3M
+18.63%
-74.5M
+331.11%
-17.3M
+218.87%
Interest Income and Expense and Net
157.4M
+144.68%
64.3M
-9.54%
71.1M
-14.54%
83.2M
+47.24%
Total Nonoperating Income and Expense
75.4M
+17.17%
64.3M
-9.54%
71.1M
-14.54%
83.2M
+47.24%
Income before Taxes
17.1M
+47.46%
11.6M
+63.99%
7.1M
-75.51%
28.8M
+5.67%
Income Taxes
3.9M
+25.11%
3.1M
+69.17%
1.8M
-74.25%
7.1M
+6.90%
Extraordinary Items
918,000
N/A
N/A
N/A
0
-100.00%
88,000
N/A
Net Income
13.2M
+55.65%
8.5M
+62.16%
5.2M
-75.92%
21.7M
+5.28%
Net Income from Continuing Operations Applicable to Common
17.1M
+101.51%
8.5M
+62.16%
5.2M
-75.92%
21.7M
+5.28%
Basic EPS and Net Income
1.36
+54.55%
0.88
+60.00%
0.55
-75.98%
2.29
-11.24%
Diluted EPS and Net Income
1.34
+54.02%
0.87
+61.11%
0.54
-75.78%
2.23
-10.80%
Basic Weighted Average Shares
9.7M
+0.65%
9.6M
+1.14%
9.5M
+0.84%
9.5M
+18.56%
Diluted Weighted Average Shares
9.8M
+0.76%
9.8M
+0.31%
9.7M
+0.13%
9.7M
+17.95%
Balance Sheet
Cash and Cash Equivalents
9.8M
-0.15%
9.8M
+34.13%
7.3M
+47.87%
4.9M
-24.06%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
9.8M
-0.15%
9.8M
+34.13%
7.3M
+47.87%
4.9M
-24.06%
Total Current Assets
38.4M
+6.95%
35.9M
+46.62%
24.5M
+14.13%
21.5M
-5.38%
Accumulated Depreciation
16.8M
+13.33%
14.8M
+15.07%
12.9M
+19.76%
10.7M
-0.52%
Property and Plant and Equipment and Net
25.7M
+6.46%
24.1M
-4.46%
25.3M
+0.55%
25.1M
+4.76%
Total Long-Term Assets
38.4M
+6.95%
35.9M
+46.62%
24.5M
+14.13%
21.5M
-5.38%
Total Assets
3.2B
+8.08%
2.9B
-1.90%
3.0B
+3.79%
2.9B
+13.42%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
0
N/A
0
N/A
0
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
44.8M
-14.83%
52.6M
+0.43%
52.3M
+0.40%
52.1M
+33.57%
Total Long-Term Liabilities
33.0M
+50.64%
21.9M
+11.75%
19.6M
-36.05%
30.7M
+40.90%
Total Liabilities
2.9B
+8.35%
2.7B
-2.42%
2.7B
+4.07%
2.6B
+13.75%
Retained Earnings
72.7M
+22.16%
59.5M
+16.60%
51.0M
-1.63%
51.9M
+71.87%
Total Stockholders Equity
265.6M
+5.25%
252.3M
+3.95%
242.7M
+0.78%
240.9M
+9.96%
Total Shares Outstanding
9.7M
+0.61%
9.7M
+0.90%
9.6M
+0.90%
9.5M
+0.81%
Cash Flow
Cash from Operating Activities
-1.8M
+230.70%
-544,000
-102.49%
21.9M
-54.68%
48.3M
-70.89%
Capital Expenditures
4.0M
+227.29%
1.2M
-48.32%
2.3M
-20.90%
3.0M
+40.75%
Cash from Investing Activities
-264.4M
-498.00%
66.4M
+200.08%
-66.4M
-88.12%
-558.8M
+1,105.40%
Dividends Paid
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
228.6M
+371.15%
-84.3M
-182.29%
102.4M
-67.99%
320.0M
+187.03%
Financials Ratio
Gross Margin
96.88%
+0.52%
96.38%
+0.33%
96.06%
-2.23%
98.26%
+0.18%
Operating Margin
17.62%
+37.05%
12.86%
+50.56%
8.54%
-68.03%
26.71%
-6.57%
Return on Assets
0.43%
+51.03%
0.29%
+60.70%
0.18%
-77.76%
0.80%
-12.15%
Return on Equity
5.09%
+48.79%
3.42%
+58.41%
2.16%
-77.10%
9.44%
-14.38%
Revenue Growth
7.60%
-14.79%
8.92%
+138.13%
-23.38%
-278.43%
13.10%
+328.92%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.17
-19.06%
0.21
-3.39%
0.22
-0.37%
0.22
+21.44%
Debt-to-Assets Ratio
0.01
-21.11%
0.02
+2.27%
0.02
-3.30%
0.02
+18.18%

Earnings & Revenue History

Debt-to-Assets

Cash Flow