• $334.9M
    Market Cap
  • 14.62%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
100.7M
-2.00%
102.8M
+5.76%
97.2M
+52.16%
63.9M
+47.51%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
100.7M
-2.00%
102.8M
+5.76%
97.2M
+52.16%
63.9M
+47.51%
Sales and Marketing Expense
426,000
+1.91%
418,000
-19.77%
521,000
+74.25%
299,000
+115.11%
Research and Development Expense
-3.1M
+18.20%
-2.6M
+17.83%
-2.2M
+17.18%
-1.9M
+14.16%
Depreciation and Amortization Expense
1.2M
-1.43%
1.2M
-2.71%
1.2M
-2.17%
1.2M
+11.55%
Total Operating Expenses
42.7M
+9.23%
39.1M
+10.91%
35.2M
+14.76%
30.7M
+15.93%
Operating Profit
62.3M
-5.34%
65.8M
+1.59%
64.7M
+88.04%
34.4M
+121.07%
Interest Income
154.1M
-3.68%
160.0M
+20.78%
132.5M
+84.01%
72.0M
+48.75%
Interest Expense
N/A
N/A
N/A
N/A
-35.3M
+334.32%
-8.1M
+59.32%
Interest Income and Expense and Net
154.1M
-3.68%
160.0M
+64.64%
97.2M
+52.16%
63.9M
+47.51%
Total Nonoperating Income and Expense
100.7M
-2.00%
102.8M
+5.76%
97.2M
+52.16%
63.9M
+47.51%
Income before Taxes
62.3M
-5.34%
65.8M
+1.59%
64.7M
+88.04%
34.4M
+121.07%
Income Taxes
17.8M
-4.56%
18.7M
+1.27%
18.5M
+92.62%
9.6M
+161.27%
Extraordinary Items
-544,000
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
44.4M
-5.65%
47.1M
+1.72%
46.3M
+86.27%
24.8M
+108.68%
Net Income from Continuing Operations Applicable to Common
62.3M
-5.34%
65.8M
+1.59%
64.7M
+88.04%
34.4M
+121.07%
Basic EPS and Net Income
3.35
-6.42%
3.58
+7.83%
3.32
+106.21%
1.61
+114.67%
Diluted EPS and Net Income
3.25
-7.67%
3.52
+6.02%
3.32
+110.13%
1.58
+110.67%
Basic Weighted Average Shares
13.3M
+0.95%
13.1M
-5.70%
13.9M
-9.74%
15.4M
-2.66%
Diluted Weighted Average Shares
13.7M
+2.25%
13.4M
-4.14%
13.9M
-11.38%
15.7M
-0.81%
Balance Sheet
Cash and Cash Equivalents
81.2M
+3.73%
78.3M
+13.96%
68.7M
-27.95%
95.3M
-37.41%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
81.2M
+3.73%
78.3M
+13.96%
68.7M
-27.95%
95.3M
-37.41%
Total Current Assets
11.0M
-5.36%
11.6M
+44.02%
8.0M
+50.69%
5.3M
+13.99%
Accumulated Depreciation
16.2M
+7.53%
15.1M
+7.76%
14.0M
+8.64%
12.9M
+8.62%
Property and Plant and Equipment and Net
25.4M
+2.31%
24.8M
-2.54%
25.5M
-2.34%
26.1M
+9.02%
Total Long-Term Assets
11.0M
-5.36%
11.6M
+44.02%
8.0M
+50.69%
5.3M
+13.99%
Total Assets
2.1B
+2.68%
2.0B
+13.91%
1.8B
+23.80%
1.4B
+16.32%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
17.3M
+19.24%
14.5M
+7.17%
13.6M
-8.11%
14.8M
+8.97%
Total Long-Term Debt
70.0M
+9.38%
64.0M
0.00%
64.0M
N/A
N/A
N/A
Total Long-Term Liabilities
74.8M
+9.82%
68.1M
-0.75%
68.6M
+2,804.15%
2.4M
-9.25%
Total Liabilities
1.7B
+1.22%
1.7B
+13.90%
1.5B
+27.67%
1.2B
+19.44%
Retained Earnings
245.0M
+14.49%
214.0M
+21.92%
175.5M
+32.29%
132.7M
+16.05%
Total Stockholders Equity
351.7M
+10.48%
318.3M
+13.97%
279.3M
+6.62%
262.0M
+4.22%
Total Shares Outstanding
14.0M
-0.38%
14.0M
-0.91%
14.1M
-11.87%
16.0M
-2.01%
Cash Flow
Cash from Operating Activities
52.6M
+8.01%
48.7M
+13.66%
42.8M
+55.54%
27.5M
+27.76%
Capital Expenditures
1.7M
+237.91%
517,000
-17.41%
626,000
-81.05%
3.3M
-48.78%
Cash from Investing Activities
-52.0M
-77.76%
-234.0M
-34.61%
-357.8M
+39.46%
-256.6M
+43.46%
Dividends Paid
13.3M
+69.47%
7.9M
+115.25%
3.7M
-46.83%
6.9M
+203.76%
Cash from Financing Activities
2.4M
-98.79%
194.9M
-32.42%
288.4M
+67.57%
172.1M
-28.41%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
61.80%
-3.41%
63.99%
-3.94%
66.61%
+23.58%
53.90%
N/A
Return on Assets
2.18%
-12.59%
2.49%
-14.03%
2.90%
+54.79%
1.87%
N/A
Return on Equity
13.26%
-15.84%
15.75%
-7.87%
17.10%
+76.66%
9.68%
N/A
Revenue Growth
-2.00%
-134.72%
5.76%
-88.95%
52.16%
+9.79%
47.51%
N/A
Current Ratio
0.63
-20.63%
0.80
+34.38%
0.59
+63.99%
0.36
N/A
Cash Ratio
4.69
-13.01%
5.39
+6.34%
5.07
-21.59%
6.46
N/A
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow