• $3.2B
    Market Cap
  • 26.29%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
306.5M
+14.33%
268.1M
+10.99%
241.5M
+0.65%
240.0M
+51.92%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
306.5M
+14.33%
268.1M
+10.99%
241.5M
+0.65%
240.0M
+51.92%
Sales and Marketing Expense
8.0M
-3.85%
8.3M
+6.93%
7.8M
-8.05%
8.5M
+56.80%
Research and Development Expense
-18.6M
+4.59%
-17.8M
-10.75%
-19.9M
+37.02%
-14.5M
+21.08%
Depreciation and Amortization Expense
15.0M
-11.59%
17.0M
-7.88%
18.4M
-16.08%
21.9M
+58.26%
Total Operating Expenses
200.8M
+4.95%
191.4M
+2.95%
185.9M
+15.70%
160.6M
+24.24%
Operating Profit
187.0M
+20.52%
155.1M
+79.07%
86.6M
-31.10%
125.7M
+55.00%
Interest Income
470.9M
+7.43%
438.4M
+14.50%
382.9M
+39.77%
273.9M
+59.66%
Interest Expense
-7.6M
-10.84%
-8.5M
-93.98%
-141.3M
+316.25%
-34.0M
+149.61%
Interest Income and Expense and Net
463.4M
+7.79%
429.9M
+77.98%
241.5M
+0.65%
240.0M
+51.92%
Total Nonoperating Income and Expense
306.5M
+14.33%
268.1M
+10.99%
241.5M
+0.65%
240.0M
+51.92%
Income before Taxes
187.0M
+20.52%
155.1M
+79.07%
86.6M
-31.10%
125.7M
+55.00%
Income Taxes
36.3M
+16.74%
31.1M
+23.71%
25.1M
-20.21%
31.5M
+53.77%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
150.7M
+21.46%
124.1M
+101.67%
61.5M
-34.74%
94.3M
+55.41%
Net Income from Continuing Operations Applicable to Common
187.0M
+20.52%
155.1M
+79.07%
86.6M
-31.10%
125.7M
+55.00%
Basic EPS and Net Income
10.06
+22.09%
8.24
+97.60%
4.17
-38.50%
6.78
+20.00%
Diluted EPS and Net Income
9.78
+21.49%
8.05
+97.30%
4.08
-37.80%
6.56
+20.59%
Basic Weighted Average Shares
15.0M
-0.46%
15.0M
+2.08%
14.7M
+5.99%
13.9M
+29.56%
Diluted Weighted Average Shares
15.4M
-0.08%
15.4M
+2.29%
15.1M
+4.84%
14.4M
+28.98%
Balance Sheet
Cash and Cash Equivalents
108.0M
-6.89%
115.9M
-10.74%
129.9M
+7.17%
121.2M
-42.10%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
108.0M
-6.89%
115.9M
-10.74%
129.9M
+7.17%
121.2M
-42.10%
Total Current Assets
660.2M
+23.17%
536.0M
+9.08%
491.4M
+217.62%
154.7M
-74.01%
Accumulated Depreciation
65.5M
+12.85%
58.0M
+15.04%
50.5M
+15.52%
43.7M
+17.57%
Property and Plant and Equipment and Net
120.5M
-5.13%
127.0M
+6.92%
118.8M
+8.99%
109.0M
+15.22%
Total Long-Term Assets
120.5M
-5.13%
127.0M
+6.92%
118.8M
+8.99%
109.0M
+15.22%
Total Assets
15.0B
+70.52%
8.8B
+3.87%
8.5B
-3.37%
8.8B
+13.89%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
0
N/A
0
N/A
0
-100.00%
317.0M
N/A
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
134.9M
-16.44%
161.4M
-3.32%
166.9M
-25.92%
225.3M
+3.88%
Total Long-Term Liabilities
134.9M
-16.44%
161.4M
-3.32%
166.9M
-25.92%
225.3M
+3.88%
Total Liabilities
7.9B
+3.98%
7.6B
+2.61%
7.4B
-4.64%
7.8B
+14.53%
Retained Earnings
697.8M
+23.34%
565.8M
+23.46%
458.3M
+12.36%
407.9M
+30.06%
Total Stockholders Equity
1.3B
+7.23%
1.2B
+12.89%
1.0B
+6.84%
972.5M
+9.04%
Total Shares Outstanding
14.8M
-3.55%
15.4M
+3.11%
14.9M
+1.39%
14.7M
+4.98%
Cash Flow
Cash from Operating Activities
153.5M
+14.79%
133.7M
+23.87%
108.0M
-8.03%
117.4M
+20.22%
Capital Expenditures
4.1M
-75.23%
16.5M
-9.24%
18.2M
+48.78%
12.2M
-4.35%
Cash from Investing Activities
-230.7M
-20.00%
-288.4M
-148.77%
591.5M
+214.54%
-516.4M
+39.33%
Dividends Paid
18.7M
+12.76%
16.5M
+48.83%
11.1M
N/A
N/A
N/A
Cash from Financing Activities
201.4M
+1.05%
199.3M
+154.95%
-362.7M
+771.92%
-41.6M
-163.63%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
61.00%
+5.41%
57.87%
+61.33%
35.87%
-31.54%
52.40%
+2.03%
Return on Assets
1.27%
-11.88%
1.44%
+101.30%
0.71%
-37.67%
1.15%
+15.64%
Return on Equity
12.40%
+10.54%
11.22%
+83.40%
6.12%
-39.51%
10.11%
+19.29%
Revenue Growth
14.33%
+30.34%
10.99%
+1,596.39%
0.65%
-98.75%
51.92%
+134.65%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.11
-22.09%
0.14
-14.37%
0.16
-71.19%
0.56
+129.32%
Debt-to-Assets Ratio
0.009
-50.82%
0.02
-7.11%
0.02
-68.17%
0.06
+119.50%

Earnings & Revenue History

Debt-to-Assets

Cash Flow