NMIH
NMI Hldgs (NMIH)
NASDAQ
$37.92+$0.26 (+0.69%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $2.9B
    Market Cap
  • -10.08%
    1-Year Change
  • Insurance - Specialty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
706.4M
+8.52%
651.0M
+12.43%
579.0M
+10.64%
523.3M
+7.89%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
706.4M
+8.52%
651.0M
+12.43%
579.0M
+10.64%
523.3M
+7.89%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
11.3M
-5.66%
11.9M
+3.42%
11.5M
-2.77%
11.9M
+5.68%
Total Operating Expenses
206.6M
+10.17%
187.6M
+12.78%
166.3M
+13.87%
146.0M
-22.46%
Operating Profit
499.8M
+7.85%
463.4M
+12.29%
412.7M
+9.38%
377.3M
+27.16%
Interest Income
432,000
+1,778.26%
23,000
+169.70%
-33,000
-106.86%
481,000
-34.02%
Interest Expense
N/A
N/A
N/A
N/A
-32.2M
+0.15%
-32.2M
+1.15%
Interest Income and Expense and Net
432,000
+1,778.26%
23,000
+100.07%
-32.2M
-200.25%
32.2M
+1.15%
Total Nonoperating Income and Expense
859,000
-9.00%
944,000
-97.07%
32.2M
+0.15%
32.2M
+1.15%
Income before Taxes
499.8M
+7.85%
463.4M
+12.29%
412.7M
+9.38%
377.3M
+27.16%
Income Taxes
110.9M
+7.33%
103.3M
+14.03%
90.6M
+7.33%
84.4M
+28.67%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
388.9M
+8.00%
360.1M
+11.80%
322.1M
+9.97%
292.9M
+26.73%
Net Income from Continuing Operations Applicable to Common
499.8M
+7.85%
463.4M
+12.29%
412.7M
+9.38%
377.3M
+27.16%
Basic EPS and Net Income
5.01
+11.09%
4.51
+15.35%
3.91
+13.33%
3.45
+27.78%
Diluted EPS and Net Income
4.92
+11.06%
4.43
+15.36%
3.84
+13.27%
3.39
+27.92%
Basic Weighted Average Shares
77.6M
-2.78%
79.8M
-3.11%
82.4M
-2.96%
84.9M
-0.82%
Diluted Weighted Average Shares
79.0M
-2.75%
81.3M
-3.08%
83.9M
-2.49%
86.0M
-1.02%
Balance Sheet
Cash and Cash Equivalents
43.9M
-19.10%
54.3M
-43.83%
96.7M
+117.64%
44.4M
-42.04%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
43.9M
-19.10%
54.3M
-43.83%
96.7M
+117.64%
44.4M
-42.04%
Total Current Assets
18.1M
-4.24%
18.9M
+11.15%
17.0M
-7.13%
18.3M
-80.62%
Accumulated Depreciation
93.8M
+10.49%
84.9M
+13.09%
75.0M
+16.64%
64.3M
+20.26%
Property and Plant and Equipment and Net
21.7M
-15.40%
25.7M
-15.11%
30.3M
-5.26%
31.9M
-0.37%
Total Long-Term Assets
18.1M
-4.24%
18.9M
+11.15%
17.0M
-7.13%
18.3M
-80.62%
Total Assets
3.8B
+14.66%
3.3B
+13.93%
2.9B
+16.87%
2.5B
+2.67%
Income Taxes Payable
478.9M
+24.00%
386.2M
+28.06%
301.6M
+55.56%
193.9M
+18.08%
Total Short-Term Debt
0
N/A
0
N/A
0
N/A
0
N/A
Total Current Liabilities
101.6M
-1.52%
103.2M
+19.70%
86.2M
+15.57%
74.6M
+3.58%
Total Long-Term Debt
417.0M
+0.45%
415.1M
+4.41%
397.6M
+0.39%
396.1M
+0.36%
Total Long-Term Liabilities
957.8M
+24.00%
772.4M
+28.06%
603.1M
-23.05%
783.8M
+8.06%
Total Liabilities
1.2B
+10.29%
1.1B
+11.64%
1.0B
+12.43%
902.3M
+1.98%
Retained Earnings
2.0B
+24.56%
1.6B
+29.44%
1.2B
+35.75%
901.0M
+48.16%
Total Stockholders Equity
2.6B
+16.89%
2.2B
+15.13%
1.9B
+19.35%
1.6B
+3.06%
Total Shares Outstanding
76.3M
-2.95%
78.6M
-2.82%
80.9M
-3.19%
83.5M
-2.61%
Cash Flow
Cash from Operating Activities
419.3M
+6.53%
393.6M
+14.86%
342.7M
+9.35%
313.4M
-3.78%
Capital Expenditures
6.8M
-1.80%
6.9M
-26.32%
9.4M
-11.35%
10.6M
-13.61%
Cash from Investing Activities
-316.5M
-6.73%
-339.3M
+69.64%
-200.0M
-30.98%
-289.8M
-22.55%
Dividends Paid
98.4M
+2.18%
96.3M
-1.73%
98.0M
+180.80%
34.9M
N/A
Cash from Financing Activities
-113.2M
+17.07%
-96.7M
+6.94%
-90.4M
+61.96%
-55.8M
+2,950.71%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
70.75%
-0.62%
71.19%
-0.13%
71.28%
-1.13%
72.09%
+17.86%
Return on Assets
10.82%
-5.52%
11.45%
-3.03%
11.81%
+0.10%
11.79%
+17.81%
Return on Equity
16.17%
-6.95%
17.38%
-4.49%
18.20%
-1.22%
18.42%
+17.00%
Revenue Growth
8.52%
-31.45%
12.43%
+16.87%
10.64%
+34.79%
7.89%
-33.99%
Current Ratio
0.18
-2.79%
0.18
-7.11%
0.20
-19.64%
0.24
-81.29%
Cash Ratio
0.43
-17.84%
0.53
-53.08%
1.12
+88.32%
0.60
-44.04%
Debt-to-Equity Ratio
0.16
-14.05%
0.19
-9.30%
0.21
-15.89%
0.25
-2.62%
Debt-to-Assets Ratio
0.11
-12.35%
0.12
-8.36%
0.14
-14.10%
0.16
-2.24%

Earnings & Revenue History

Debt-to-Assets

Cash Flow