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NELNET-A (NNI)

NYSE

$129.67-$0.06 (-0.05%)

Price as of Jun 23, 2026 4:10 PM EDT

$3.3B
Market Cap
12.64%
1-Year Change
Credit Services
Industry

Annual

Quarterly

	12/31/2025	12/31/2024	12/31/2023	12/31/2022
Income Statement
Total Operating Revenue	509.1M -90.03%	5.1B +26.20%	4.0B +5.04%	3.9B +22.52%
Cost of Revenue	7.6M -97.01%	252.3M +14.82%	219.8M +30.52%	168.4M +54.95%
Gross Profit	501.5M -89.66%	4.9B +26.86%	3.8B +3.87%	3.7B +21.36%
Sales and Marketing Expense	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Research and Development Expense	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Depreciation and Amortization Expense	90.6M -31.62%	132.5M -8.85%	145.4M -17.51%	176.2M +33.19%
Total Operating Expenses	927.1M +5.38%	879.8M +2.24%	860.5M +3.12%	834.4M +14.88%
Operating Profit	428.5M +87.45%	228.6M +208.11%	74.2M -85.44%	509.5M +1.47%
Interest Income	165.4M -11.04%	185.9M +4.52%	177.9M +94.16%	91.6M +120.74%
Interest Expense	N/A N/A	0 +100.00%	-845.1M +96.47%	-430.1M +144.07%
Interest Income and Expense and Net	165.4M -11.04%	185.9M +127.86%	-667.2M +97.09%	-338.5M +151.26%
Total Nonoperating Income and Expense	354.5M +21.05%	292.9M +10.64%	264.7M -15.34%	312.7M -10.05%
Income before Taxes	526.3M +130.26%	228.6M +208.11%	74.2M -85.44%	509.5M +1.47%
Income Taxes	128.0M +143.00%	52.7M +166.64%	19.8M -82.55%	113.2M -2.24%
Extraordinary Items	29.6M -30.54%	42.6M +33.53%	31.9M +386.59%	6.6M +41.49%
Net Income	428.5M +132.81%	184.0M +101.07%	91.5M -77.53%	407.3M +3.58%
Net Income from Continuing Operations Applicable to Common	428.5M +87.45%	228.6M +208.11%	74.2M -85.44%	509.5M +1.47%
Basic EPS and Net Income	11.79 +134.86%	5.02 +104.90%	2.45 -77.38%	10.83 +6.18%
Diluted EPS and Net Income	11.79 +134.86%	5.02 +104.90%	2.45 -77.38%	10.83 +6.18%
Basic Weighted Average Shares	36.3M -0.82%	36.6M -2.07%	37.4M -0.50%	37.6M -2.51%
Diluted Weighted Average Shares	36.3M -0.82%	36.6M -2.07%	37.4M -0.50%	37.6M -2.51%
Balance Sheet
Cash and Cash Equivalents	128.1M -34.12%	194.5M +15.71%	168.1M +42.29%	118.1M -5.91%
Short-Term Investments	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash and Cash Equivalents and Short-Term Investments	128.1M -34.12%	194.5M +15.71%	168.1M +42.29%	118.1M -5.91%
Total Current Assets	279.3M +37.02%	203.8M +8.44%	188.0M +82.76%	102.8M +24.07%
Accumulated Depreciation	293.2M -1.55%	297.8M +17.35%	253.8M +8.38%	234.2M +13.06%
Property and Plant and Equipment and Net	75.5M -20.65%	95.2M -25.06%	127.0M +3.66%	122.5M +2.61%
Total Long-Term Assets	279.3M +37.02%	203.8M +8.44%	188.0M +82.76%	102.8M +24.07%
Total Assets	14.1B +2.08%	13.8B -17.68%	16.7B -13.61%	19.4B -10.63%
Income Taxes Payable	N/A N/A	N/A N/A	80.5M -44.60%	145.3M +23.24%
Total Short-Term Debt	1.6B -37.07%	2.6B -32.79%	3.8B -75.79%	15.8B -11.58%
Total Current Liabilities	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Total Long-Term Debt	7.8B -6.36%	8.3B -29.75%	11.8B -19.19%	14.6B -16.98%
Total Long-Term Liabilities	7.8B -6.36%	8.3B -29.75%	11.8B -19.19%	14.6B -16.98%
Total Liabilities	10.5B +0.08%	10.5B -22.47%	13.5B -16.44%	16.2B -13.62%
Retained Earnings	3.7B +10.20%	3.3B +1.87%	3.3B +1.37%	3.2B +10.01%
Total Stockholders Equity	3.7B +10.03%	3.3B +2.67%	3.3B +1.99%	3.2B +8.39%
Total Shares Outstanding	25.3M -65.20%	72.6M +95.84%	37.1M -0.18%	37.1M -2.07%
Cash Flow
Cash from Operating Activities	423.0M -36.19%	662.9M +53.10%	433.0M -36.71%	684.1M +25.55%
Capital Expenditures	26.2M +25.52%	20.9M -71.77%	74.1M +24.62%	59.4M +0.80%
Cash from Investing Activities	356.4M -85.23%	2.4B +24.49%	1.9B -14.70%	2.3B +91.58%
Dividends Paid	43.0M +5.28%	40.8M +3.59%	39.4M +7.68%	36.6M +6.24%
Cash from Financing Activities	-737.1M -76.74%	-3.2B +17.26%	-2.7B -3.20%	-2.8B +86.80%
Financials Ratio
Gross Margin	98.52% +3.64%	95.06% +0.52%	94.57% -1.11%	95.63% -0.95%
Operating Margin	84.16% +1,779.48%	4.48% +144.14%	1.83% -86.14%	13.23% -17.19%
Return on Assets	3.08% +155.15%	1.21% +137.93%	0.51% -74.45%	1.98% +11.83%
Return on Equity	12.18% +118.80%	5.57% +96.49%	2.83% -78.61%	13.25% -5.97%
Revenue Growth	-90.03% -443.60%	26.20% +420.01%	5.04% -77.63%	22.52% +300.67%
Current Ratio	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Cash Ratio	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Debt-to-Equity Ratio	2.55 -21.48%	3.25 -32.30%	4.80 -49.55%	9.50 -20.91%
Debt-to-Assets Ratio	0.67 -15.37%	0.79 -15.56%	0.93 -40.43%	1.57 -4.07%

Earnings & Revenue History

Debt-to-Assets

Cash Flow