• $322.3M
    Market Cap
  • 22.26%
    1-Year Change
  • Insurance - Property & Casualty
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
285.1M
-12.35%
325.2M
-11.07%
365.7M
+12.72%
324.4M
+0.14%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
35.8M
-65.15%
102.6M
-3.82%
106.7M
+215.21%
33.9M
-59.31%
Sales and Marketing Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Research and Development Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Depreciation and Amortization Expense
100,000
-52.61%
211,000
-53.63%
455,000
-35.73%
708,000
+2.02%
Total Operating Expenses
297.4M
-5.61%
315.1M
-14.84%
370.0M
-5.97%
393.5M
+25.84%
Operating Profit
-12.3M
-221.53%
10.1M
+337.98%
-4.3M
-93.82%
-69.0M
-710.55%
Interest Income
1.7M
+19.52%
1.4M
-33.19%
2.1M
+10.40%
1.9M
-89.17%
Interest Expense
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Interest Income and Expense and Net
1.7M
+19.52%
1.4M
-33.19%
2.1M
+10.40%
1.9M
-89.17%
Total Nonoperating Income and Expense
997,000
-48.56%
1.9M
-2.02%
2.0M
N/A
N/A
N/A
Income before Taxes
-12.3M
-221.53%
10.1M
+337.98%
-4.3M
-93.82%
-69.0M
-710.55%
Income Taxes
-1.9M
-154.05%
3.5M
+268.12%
963,000
+106.31%
-15.3M
-612.91%
Extraordinary Items
N/A
N/A
2.6M
-61.10%
6.8M
N/A
N/A
N/A
Net Income
-10.4M
+71.83%
-6.1M
+10.66%
-5.5M
-89.69%
-53.1M
-730.89%
Net Income from Continuing Operations Applicable to Common
-10.4M
-257.77%
6.6M
+254.82%
-4.3M
-93.82%
-69.0M
-710.55%
Basic EPS and Net Income
-0.50
+72.41%
-0.29
+11.54%
-0.26
-89.56%
-2.49
-738.46%
Diluted EPS and Net Income
-0.50
+72.41%
-0.29
+11.54%
-0.26
-89.56%
-2.49
-738.46%
Basic Weighted Average Shares
21.0M
+0.11%
21.0M
-0.90%
21.2M
-0.82%
21.3M
-0.42%
Diluted Weighted Average Shares
21.0M
-0.46%
21.1M
-0.33%
21.2M
-0.82%
21.3M
-1.49%
Balance Sheet
Cash and Cash Equivalents
51.7M
+1.54%
50.9M
-10.17%
56.7M
+20.62%
47.0M
-33.45%
Short-Term Investments
500,000
0.00%
500,000
0.00%
500,000
0.00%
500,000
0.00%
Cash and Cash Equivalents and Short-Term Investments
52.2M
+1.53%
51.4M
-10.08%
57.2M
+20.40%
47.5M
-33.21%
Total Current Assets
51.7M
+1.54%
50.9M
+364.48%
11.0M
+5.79%
10.4M
+18.66%
Accumulated Depreciation
11.2M
-4.07%
11.7M
-0.61%
11.8M
+3.40%
11.4M
+0.11%
Property and Plant and Equipment and Net
6.8M
-10.44%
7.5M
-23.74%
9.9M
+0.55%
9.8M
-0.26%
Total Long-Term Assets
12.1M
+9.22%
11.1M
+1.20%
11.0M
+5.79%
10.4M
+18.66%
Total Assets
506.0M
-3.90%
526.5M
-19.60%
654.9M
+6.62%
614.2M
-5.76%
Income Taxes Payable
N/A
N/A
477,000
-97.95%
23.3M
+5.51%
22.1M
+18.50%
Total Short-Term Debt
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Current Liabilities
N/A
N/A
477,000
-97.94%
23.2M
-14.20%
27.0M
+49.54%
Total Long-Term Debt
2.4M
-55.56%
5.4M
0.00%
5.4M
0.00%
5.4M
0.00%
Total Long-Term Liabilities
3.7M
-8.16%
4.0M
-3.39%
4.2M
+73.29%
2.4M
-78.21%
Total Liabilities
265.7M
-5.76%
281.9M
-30.30%
404.5M
+12.04%
361.0M
+18.61%
Retained Earnings
191.1M
-5.21%
201.6M
-3.26%
208.4M
-2.68%
214.1M
-19.87%
Total Stockholders Equity
N/A
N/A
244.6M
-2.30%
250.4M
-1.11%
253.2M
-27.12%
Total Shares Outstanding
20.6M
-0.58%
20.7M
+0.36%
20.6M
-2.26%
21.1M
-0.68%
Cash Flow
Cash from Operating Activities
-15.3M
-139.66%
38.5M
+48.27%
26.0M
+185.46%
-30.4M
-204.18%
Capital Expenditures
217,000
-78.10%
991,000
+1.75%
974,000
-16.18%
1.2M
+66.95%
Cash from Investing Activities
18.8M
+514.86%
-4.5M
-48.47%
-8.8M
-135.18%
25.0M
+152.02%
Dividends Paid
N/A
N/A
8.3M
N/A
N/A
N/A
N/A
N/A
Cash from Financing Activities
-2.8M
-23.63%
-3.6M
-51.21%
-7.5M
-59.16%
-18.3M
+59.37%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
-4.33%
-238.65%
3.12%
+367.62%
-1.17%
-94.52%
-21.28%
-709.68%
Return on Assets
-2.02%
+96.61%
-1.03%
+18.88%
-0.86%
-89.71%
-8.39%
-732.57%
Return on Equity
N/A
N/A
-2.45%
+12.58%
-2.17%
-87.70%
-17.68%
-831.38%
Revenue Growth
-12.35%
+11.52%
-11.07%
-187.07%
12.72%
+8,799.09%
0.14%
-97.51%
Current Ratio
N/A
N/A
106.77
+22,473.26%
0.47
+23.27%
0.38
-20.64%
Cash Ratio
N/A
N/A
106.77
+4,265.50%
2.45
+40.58%
1.74
-55.49%
Debt-to-Equity Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Assets Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow