OBT
ORANGE CNTY BNC (OBT)
NASDAQ
$33.56-$0.80 (-2.33%)
Price as of Jun 03, 2026 4:10 PM EDT
  • $459.2M
    Market Cap
  • 39.29%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
104.1M
+13.39%
91.8M
+3.82%
88.4M
+13.19%
78.1M
+29.15%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
104.1M
+13.39%
91.8M
+3.82%
88.4M
+13.19%
78.1M
+29.15%
Sales and Marketing Expense
2.0M
+25.27%
1.6M
-4.95%
1.7M
+3.50%
1.6M
+31.23%
Research and Development Expense
-7.8M
+31.27%
-6.0M
+17.86%
-5.0M
+5.14%
-4.8M
-7.06%
Depreciation and Amortization Expense
286,000
0.00%
286,000
+0.35%
285,000
-0.35%
286,000
+0.35%
Total Operating Expenses
67.9M
+4.13%
65.2M
+14.82%
56.8M
+12.93%
50.3M
+15.72%
Operating Profit
51.6M
+48.07%
34.8M
-6.27%
37.1M
+22.70%
30.3M
+13.49%
Interest Income
135.0M
+6.10%
127.2M
+8.03%
117.8M
+39.83%
84.2M
+30.72%
Interest Expense
N/A
N/A
N/A
N/A
-29.4M
+378.88%
-6.1M
+54.61%
Interest Income and Expense and Net
135.0M
+6.10%
127.2M
+43.94%
88.4M
+13.19%
78.1M
+29.15%
Total Nonoperating Income and Expense
104.1M
+13.39%
91.8M
+3.82%
88.4M
+13.19%
78.1M
+29.15%
Income before Taxes
51.6M
+48.07%
34.8M
-6.27%
37.1M
+22.70%
30.3M
+13.49%
Income Taxes
9.9M
+43.36%
6.9M
-9.59%
7.7M
+29.71%
5.9M
+9.72%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
41.6M
+49.25%
27.9M
-5.41%
29.5M
+20.99%
24.4M
+14.45%
Net Income from Continuing Operations Applicable to Common
51.6M
+48.07%
34.8M
-6.27%
37.1M
+22.70%
30.3M
+13.49%
Basic EPS and Net Income
3.33
+34.82%
2.47
-52.86%
5.24
+21.02%
4.33
+1.17%
Diluted EPS and Net Income
3.33
+34.82%
2.47
-52.86%
5.24
+21.02%
4.33
+1.17%
Basic Weighted Average Shares
12.5M
+10.67%
11.3M
+100.80%
5.6M
+0.13%
5.6M
+13.14%
Diluted Weighted Average Shares
12.5M
+10.67%
11.3M
+100.80%
5.6M
+0.13%
5.6M
+13.14%
Balance Sheet
Cash and Cash Equivalents
204.2M
+35.85%
150.3M
+2.00%
147.4M
+71.21%
86.1M
-71.89%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
204.2M
+35.85%
150.3M
+2.00%
147.4M
+71.21%
86.1M
-71.89%
Total Current Assets
43.5M
-4.32%
45.5M
+9.05%
41.7M
-1.50%
42.4M
+52.21%
Accumulated Depreciation
18.5M
+3.06%
18.0M
+1.47%
17.7M
+7.57%
16.5M
+9.36%
Property and Plant and Equipment and Net
15.5M
-2.06%
15.8M
-2.18%
16.2M
+9.64%
14.7M
+0.95%
Total Long-Term Assets
43.5M
-4.32%
45.5M
+9.05%
41.7M
-1.50%
42.4M
+52.21%
Total Assets
2.7B
+5.95%
2.5B
+0.98%
2.5B
+8.66%
2.3B
+6.76%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
87.4M
-13.47%
101.0M
-6.48%
108.0M
-29.41%
153.0M
+13.33%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
24.6M
+25.34%
19.6M
+0.36%
19.5M
-13.04%
22.4M
+0.32%
Total Long-Term Liabilities
4.3M
+17.65%
3.7M
+14.82%
3.2M
-20.13%
4.0M
+32.62%
Total Liabilities
2.4B
+2.18%
2.3B
+0.19%
2.3B
+7.95%
2.1B
+9.67%
Retained Earnings
164.4M
+26.57%
129.9M
+21.01%
107.4M
+26.85%
84.6M
+30.33%
Total Stockholders Equity
284.4M
+53.27%
185.5M
+12.19%
165.4M
+19.72%
138.1M
-24.45%
Total Shares Outstanding
13.4M
+17.78%
11.4M
+100.84%
5.7M
+0.15%
5.6M
+0.09%
Cash Flow
Cash from Operating Activities
43.8M
+26.72%
34.6M
-22.24%
44.5M
+45.98%
30.5M
+50.01%
Capital Expenditures
2.5M
+45.43%
1.7M
-51.07%
3.5M
+128.87%
1.5M
-21.13%
Cash from Investing Activities
-74.2M
+152.05%
-29.4M
-79.70%
-144.9M
-66.62%
-434.1M
+49.02%
Dividends Paid
7.1M
+33.31%
5.3M
+2.58%
5.2M
+11.18%
4.7M
+15.88%
Cash from Financing Activities
84.2M
+3,870.76%
-2.2M
-101.38%
161.7M
-11.88%
183.5M
-59.75%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
49.55%
+30.58%
37.94%
-9.72%
42.03%
+8.40%
38.77%
N/A
Return on Assets
1.61%
+44.23%
1.12%
-9.63%
1.24%
+12.30%
1.10%
N/A
Return on Equity
17.71%
+11.45%
15.89%
-18.19%
19.42%
+27.96%
15.18%
N/A
Revenue Growth
13.39%
+250.75%
3.82%
-71.06%
13.19%
-54.74%
29.15%
N/A
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
0.39
-39.43%
0.65
-15.70%
0.77
-39.29%
1.27
N/A
Debt-to-Assets Ratio
0.04
-12.29%
0.05
-6.43%
0.05
-33.12%
0.08
N/A

Earnings & Revenue History

Debt-to-Assets

Cash Flow