OCFC
Oceanfirst Bk (OCFC)
NASDAQ
$18.53+$0.42 (+2.35%)
Price as of Jun 23, 2026 4:10 PM EDT
  • $1.0B
    Market Cap
  • 10.61%
    1-Year Change
  • Banks - Regional
    Industry
Annual
Quarterly
12/31/2025
12/31/2024
12/31/2023
12/31/2022
Income Statement
Total Operating Revenue
360.2M
+7.84%
334.0M
-9.65%
369.7M
-2.05%
377.5M
+23.63%
Cost of Revenue
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Gross Profit
360.2M
+7.84%
334.0M
-9.65%
369.7M
-2.05%
377.5M
+23.63%
Sales and Marketing Expense
5.7M
+9.45%
5.2M
+21.87%
4.2M
+43.81%
2.9M
+35.87%
Research and Development Expense
-27.7M
+14.18%
-24.3M
-2.23%
-24.8M
+7.53%
-23.1M
+7.07%
Depreciation and Amortization Expense
3.6M
+9.03%
3.3M
-72.96%
12.3M
+5.51%
11.7M
+24.86%
Total Operating Expenses
296.2M
+20.48%
245.9M
-1.22%
248.9M
+5.97%
234.9M
+3.54%
Operating Profit
92.5M
-29.19%
130.7M
-4.47%
136.8M
-29.47%
193.9M
+36.33%
Interest Income
642.5M
+0.04%
642.2M
+5.63%
608.0M
+41.00%
431.2M
+26.04%
Interest Expense
N/A
N/A
N/A
N/A
-238.2M
+343.67%
-53.7M
+46.10%
Interest Income and Expense and Net
642.5M
+0.04%
642.2M
+73.69%
369.7M
-2.05%
377.5M
+23.63%
Total Nonoperating Income and Expense
360.2M
+7.84%
334.0M
-9.65%
369.7M
-2.05%
377.5M
+23.63%
Income before Taxes
92.5M
-29.19%
130.7M
-4.47%
136.8M
-29.47%
193.9M
+36.33%
Income Taxes
21.5M
-29.00%
30.3M
-7.44%
32.7M
-29.78%
46.6M
+44.77%
Extraordinary Items
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Net Income
71.0M
-29.07%
100.1M
-3.81%
104.0M
-29.04%
146.6M
+33.18%
Net Income from Continuing Operations Applicable to Common
67.1M
-30.11%
96.0M
-3.96%
100.0M
-29.86%
142.6M
+34.44%
Basic EPS and Net Income
1.17
-29.09%
1.65
-2.94%
1.70
-30.04%
2.43
+35.75%
Diluted EPS and Net Income
1.17
-29.09%
1.65
-2.94%
1.70
-29.75%
2.42
+35.96%
Basic Weighted Average Shares
57.4M
-1.50%
58.3M
-1.11%
58.9M
+0.37%
58.7M
-1.14%
Diluted Weighted Average Shares
57.4M
-1.50%
58.3M
-1.12%
59.0M
+0.13%
58.9M
-1.29%
Balance Sheet
Cash and Cash Equivalents
135.1M
+9.32%
123.6M
-19.58%
153.7M
-8.47%
167.9M
-18.05%
Short-Term Investments
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash and Cash Equivalents and Short-Term Investments
135.1M
+9.32%
123.6M
-19.58%
153.7M
-8.47%
167.9M
-18.05%
Total Current Assets
149.3M
-19.60%
185.7M
+3.36%
179.7M
-18.73%
221.1M
+50.38%
Accumulated Depreciation
101.2M
+9.81%
92.2M
+9.20%
84.4M
+11.48%
75.7M
+2.71%
Property and Plant and Equipment and Net
112.7M
-2.18%
115.3M
-5.04%
121.4M
-4.21%
126.7M
+0.70%
Total Long-Term Assets
149.3M
-19.60%
185.7M
+3.36%
179.7M
-18.73%
221.1M
+50.38%
Total Assets
14.6B
+8.52%
13.4B
-0.86%
13.5B
+3.31%
13.1B
+11.62%
Income Taxes Payable
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Short-Term Debt
1.7B
+28.26%
1.3B
+19.00%
1.1B
-24.22%
1.5B
+324.15%
Total Current Liabilities
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Long-Term Debt
255.2M
+29.20%
197.5M
+0.55%
196.5M
+0.54%
195.4M
-14.72%
Total Long-Term Liabilities
254.9M
-16.75%
306.1M
+0.60%
304.3M
-7.48%
328.9M
+21.84%
Total Liabilities
12.9B
+10.10%
11.7B
-1.33%
11.9B
+3.11%
11.5B
+12.67%
Retained Earnings
662.6M
+3.26%
641.7M
+8.30%
592.5M
+9.63%
540.5M
+22.20%
Total Stockholders Equity
1.7B
-2.30%
1.7B
+2.44%
1.7B
+4.83%
1.6B
+4.49%
Total Shares Outstanding
57.4M
-1.99%
58.6M
-1.50%
59.4M
+0.51%
59.1M
-0.05%
Cash Flow
Cash from Operating Activities
87.2M
-5.46%
92.2M
-25.77%
124.3M
-50.38%
250.4M
+56.56%
Capital Expenditures
7.7M
+1.76%
7.6M
-1.83%
7.7M
-52.15%
16.1M
-61.69%
Cash from Investing Activities
-1.2B
-1,204.89%
106.4M
+121.80%
-488.0M
-63.06%
-1.3B
-10.61%
Dividends Paid
48.2M
-5.17%
50.9M
-0.77%
51.3M
+7.92%
47.5M
+6.74%
Cash from Financing Activities
1.1B
+580.84%
-228.7M
-165.46%
349.5M
-65.53%
1.0B
+352.59%
Financials Ratio
Gross Margin
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Operating Margin
25.68%
-34.34%
39.11%
+5.74%
36.99%
-28.00%
51.37%
+10.28%
Return on Assets
0.51%
-31.67%
0.74%
-4.94%
0.78%
-33.83%
1.18%
+24.31%
Return on Equity
4.22%
-29.10%
5.95%
-7.16%
6.41%
-32.20%
9.45%
+28.87%
Revenue Growth
7.84%
+181.20%
-9.65%
+370.50%
-2.05%
-108.69%
23.63%
+1,071.22%
Current Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Cash Ratio
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Debt-to-Equity Ratio
1.18
+31.41%
0.90
+13.48%
0.79
-24.95%
1.05
+177.14%
Debt-to-Assets Ratio
0.13
+18.26%
0.11
+17.30%
0.10
-23.84%
0.13
+159.15%

Earnings & Revenue History

Debt-to-Assets

Cash Flow