2m 2m 2m 2m 2m 2m 2m
OPPFI (OPFI)
NYSE
$9.25+$0.04 (+0.39%)
Price as of Jul 13, 2026 7:44 PM EDT- $806.1MMarket Cap
- -23.06%1-Year Change
- Credit ServicesIndustry
OPPFI (OPFI)
$9.25+$0.04 (+0.39%)
Annual
Quarterly
12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | ||
|---|---|---|---|---|---|
Income Statement | |||||
Total Operating Revenue | 597.0M +13.52% | 526.0M +3.34% | 508.9M +12.39% | 452.9M +29.18% | |
Cost of Revenue | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Gross Profit | 597.0M +13.52% | 526.0M +3.34% | 508.9M +12.39% | 452.9M +29.18% | |
Sales and Marketing Expense | 50.9M +3.42% | 49.2M -2.68% | 50.6M -13.26% | 58.3M +11.12% | |
Research and Development Expense | -17.1M +41.32% | -12.1M -3.53% | -12.5M -3.91% | -13.1M +29.71% | |
Depreciation and Amortization Expense | 5.2M -46.38% | 9.6M -24.45% | 12.7M -6.23% | 13.6M +32.09% | |
Total Operating Expenses | 214.5M -5.48% | 226.9M +0.05% | 226.8M +1.58% | 223.3M +8.18% | |
Operating Profit | 166.7M +76.31% | 94.5M +103.94% | 46.4M +830.92% | -6.3M -111.08% | |
Interest Income | 597.0M +13.52% | 526.0M +3.34% | 508.9M +12.39% | 452.9M +29.18% | |
Interest Expense | -36.2M -14.22% | -42.2M N/A | 0 +100.00% | -32.8M +50.35% | |
Interest Income and Expense and Net | 560.9M +15.93% | 483.8M -4.95% | 508.9M +21.16% | 420.1M +27.77% | |
Total Nonoperating Income and Expense | -4.2M -1,412.26% | 318,000 -26.22% | 431,000 +713.21% | 53,000 N/A | |
Income before Taxes | 156.1M +77.32% | 88.1M +110.60% | 41.8M +1,265.00% | 3.1M -96.60% | |
Income Taxes | 9.9M +134.52% | 4.2M +80.82% | 2.3M +941.52% | -277,000 -189.07% | |
Extraordinary Items | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Net Income | 26.3M +262.76% | 7.3M +822.19% | -1.0M -114.16% | 7.1M -72.22% | |
Net Income from Continuing Operations Applicable to Common | 156.1M +77.32% | 88.1M +110.60% | 41.8M +1,265.00% | 3.1M -96.60% | |
Basic EPS and Net Income | 0.99 +175.00% | 0.36 +700.00% | -0.06 -111.76% | 0.51 -73.58% | |
Diluted EPS and Net Income | 0.99 +175.00% | 0.36 +700.00% | -0.06 -220.00% | 0.05 -89.58% | |
Basic Weighted Average Shares | 26.5M +31.57% | 20.1M +22.91% | 16.4M +17.81% | 13.9M +5.26% | |
Diluted Weighted Average Shares | 26.5M +31.57% | 20.1M +22.91% | 16.4M -80.55% | 84.3M -0.26% | |
Balance Sheet | |||||
Cash and Cash Equivalents | 49.5M -19.39% | 61.3M +92.96% | 31.8M +95.77% | 16.2M -35.21% | |
Short-Term Investments | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Cash and Cash Equivalents and Short-Term Investments | 49.5M -19.39% | 61.3M +92.96% | 31.8M +95.77% | 16.2M -35.21% | |
Total Current Assets | 21.4M +121.98% | 9.6M -5.45% | 10.2M -9.46% | 11.2M +13.92% | |
Accumulated Depreciation | 64.4M +8.69% | 59.3M +18.37% | 50.1M +33.91% | 37.4M +51.25% | |
Property and Plant and Equipment and Net | 27.6M +102.02% | 13.7M +32.88% | 10.3M -26.69% | 14.0M -4.12% | |
Total Long-Term Assets | 21.4M +121.98% | 9.6M -5.45% | 10.2M -9.46% | 11.2M +13.92% | |
Total Assets | 754.1M +17.61% | 641.2M +6.59% | 601.5M +3.74% | 579.8M +15.48% | |
Income Taxes Payable | 43.4M +33.90% | 32.4M +47.28% | 22.0M -5.23% | 23.2M -21.54% | |
Total Short-Term Debt | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Total Current Liabilities | 46.2M +38.69% | 33.3M +25.87% | 26.4M -10.52% | 29.6M -17.19% | |
Total Long-Term Debt | 321.4M +0.81% | 318.8M -4.18% | 332.7M -3.70% | 345.4M +26.06% | |
Total Long-Term Liabilities | 37.9M +33.37% | 28.4M +29.54% | 21.9M +18.86% | 18.4M +64.11% | |
Total Liabilities | 445.2M +9.40% | 407.0M -0.14% | 407.5M -3.13% | 420.7M +22.21% | |
Retained Earnings | -33.5M -39.22% | -55.1M -13.31% | -63.6M +0.07% | -63.5M -10.15% | |
Total Stockholders Equity | 58.5M +78.45% | 32.8M +213.93% | 10.4M +2,213.36% | -494,000 -94.54% | |
Total Shares Outstanding | 27.3M -68.37% | 86.2M -22.14% | 110.7M +712.45% | 13.6M -87.60% | |
Cash Flow | |||||
Cash from Operating Activities | 401.3M +23.93% | 323.8M +9.34% | 296.1M +21.72% | 243.3M +45.39% | |
Capital Expenditures | 19.1M +46.91% | 13.0M +44.70% | 9.0M -32.14% | 13.3M -7.81% | |
Cash from Investing Activities | -307.8M +26.44% | -243.4M -0.35% | -244.3M -23.00% | -317.2M +59.04% | |
Dividends Paid | 6.4M +170.18% | 2.4M N/A | N/A N/A | N/A N/A | |
Cash from Financing Activities | -88.5M +34.09% | -66.0M +139.36% | -27.6M -145.03% | 61.3M +25.45% | |
Financials Ratio | |||||
Gross Margin | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Operating Margin | 27.92% +55.32% | 17.97% +97.34% | 9.11% +750.39% | -1.40% -108.57% | |
Return on Assets | 3.77% +223.10% | 1.17% +786.71% | -0.17% -112.96% | 1.31% -80.83% | |
Return on Equity | 57.70% +71.78% | 33.59% +266.22% | -20.21% -86.43% | -148.90% -88.23% | |
Revenue Growth | 13.52% +304.30% | 3.34% -73.01% | 12.39% -57.55% | 29.18% N/A | |
Current Ratio | 0.46 +60.06% | 0.29 -24.88% | 0.39 +1.18% | 0.38 +37.56% | |
Cash Ratio | 1.07 -41.88% | 1.84 +53.30% | 1.20 +118.78% | 0.55 -21.76% | |
Debt-to-Equity Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Debt-to-Assets Ratio | N/A N/A | N/A N/A | N/A N/A | N/A N/A | |
Earnings & Revenue History
Debt-to-Assets
Cash Flow